<SEC-DOCUMENT>0001086888-20-000033.txt : 20200506
<SEC-HEADER>0001086888-20-000033.hdr.sgml : 20200506
<ACCEPTANCE-DATETIME>20200506171736
ACCESSION NUMBER:		0001086888-20-000033
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		7
CONFORMED PERIOD OF REPORT:	20200506
FILED AS OF DATE:		20200506
DATE AS OF CHANGE:		20200506

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MANULIFE FINANCIAL CORP
		CENTRAL INDEX KEY:			0001086888
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				889897526
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14942
		FILM NUMBER:		20853648

	BUSINESS ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
		BUSINESS PHONE:		416-926-3000

	MAIL ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>form6-k.htm
<DESCRIPTION>FORM6-K-Q1RPT-6MAY2020
<TEXT>
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    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman Bold', serif; font-size: 14pt; font-weight: bold;">UNITED STATES</div>
    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman Bold', serif; font-size: 14pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Washington, D.C. 20549</div>
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      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">Form 6-K
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">REPORT OF <font style="font-family: 'Times New Roman Bold', serif;">FOREIGN</font> PRIVATE ISSUER PURSUANT TO RULE 13<font style="font-family: 'Times New Roman Bold', serif;">a</font>-16 OR <font style="font-family: 'Times New Roman Bold', serif;">15d</font>-16 UNDER THE</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">SECURITIES EXCHANGE ACT OF 1934</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">For the month of <u>May, 2020</u></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Commission File Number:&#160; 1-14942</div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;"> <br>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif;"><font style="font-weight: bold; font-size: 16pt;">MANULIFE FINANCIAL CORPORATION</font>
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;">(Translation of registrant's name into English)</div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">200 Bloor Street East</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">North Tower 10</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Toronto, Ontario, Canada M4W 1E5</div>
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      <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">(416) 926&#8209;3000</div>
    </div>
    <div style="text-align: center; line-height: 11.4pt; font-family: 'Times New Roman', serif;">(Address of principal executive office)</div>
    <div style="text-align: center; line-height: 11.4pt; font-family: 'Times New Roman', serif;"> <br>
    </div>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Form 20-F</div>
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            <div style="line-height: 12.55pt; font-size: 11pt;">&#9723;</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Form 40-F</div>
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): <font style="font-family: 'Times New Roman', Times, serif;">&#9723;</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): <font style="font-family: 'Times New Roman', Times, serif;">&#9723;</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing the information to the Commission
      pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Yes</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">No</div>
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">If "Yes" is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b): 82- ________.</div>
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">The registrant&#8217;s Management&#8217;s Discussion and Analysis and Unaudited Interim Consolidated Financial Statements for the quarter ended March 31, 2020 included on
      pages 4 to 33 and 34 to 66<font style="background-color: #FFFF00;"></font>, respectively, of the registrant&#8217;s 2020 First Quarter Report to Shareholders filed with this Form 6-K as Exhibit&#160;99.1, are incorporated by reference in the registration
      statements filed with the Securities and Exchange Commission by the registrant on Form S-8 (Registration Nos. 333-12610, 333-13072, 333-114951, 333-129430, 333&#8209;157326, and 333-211366), on Form&#160;F&#8209;3 (Registration No. 333-159176) and on Form F-10
      (Registration No. 333-235315) and by the registrant and John&#160;Hancock Life Insurance Company (U.S.A.) on Form F-3 (Registration Nos. 333-221821-01 and 333-221821, respectively). Except for the foregoing, no other document or portion of a document
      filed with this Form 6-K is incorporated by reference in the above registration statements.</div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">DOCUMENTS FILED AS PART OF THIS FORM 6-K</div>
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    <div style="text-indent: 36pt; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">The following documents, filed as exhibits to this Form 6-K, are incorporated by reference as part of this Form 6-K:</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Exhibit</div>
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          <td style="width: 84.36%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Description of Exhibit</div>
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          <td style="width: 15.64%; vertical-align: top; border-top: #000000 2px solid;">&#160;</td>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.1</div>
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          <td style="width: 84.36%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">First Quarter Report to Shareholders</div>
          </td>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.2</div>
          </td>
          <td style="width: 84.36%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Certification Chief Executive Officer</div>
          </td>
        </tr>
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          <td style="width: 15.64%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.3</div>
          </td>
          <td style="width: 84.36%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Certification Chief Financial Officer</div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">SIGNATURES</div>
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    <div style="text-indent: 36pt; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by
      the undersigned, thereunto duly authorized.</div>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
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            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">MANULIFE FINANCIAL CORPORATION</div>
          </td>
        </tr>
        <tr>
          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
        </tr>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
        </tr>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
        </tr>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
        </tr>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
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            <div style="line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">By:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-style: italic;">/s/</font>&#160;<font style="font-style: italic;">James D. Gallagher</font></font></div>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
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            <div style="line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Name:</font>&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;">James D. Gallagher</font></div>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">
            <div style="text-indent: -36.6pt; margin-left: 36.6pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Title:</font>&#160;&#160;&#160;&#160;&#160;&#160; &#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;">General


                Counsel</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Date:&#160; May 6, 2020</div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
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          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">EXHIBIT INDEX</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Exhibit</div>
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          <td style="width: 84.36%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Description of Exhibit</div>
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          <td style="width: 15.64%; vertical-align: top; border-top: #000000 2px solid;">&#160;</td>
          <td style="width: 84.36%; vertical-align: top; border-top: #000000 2px solid;">&#160;</td>
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          <td style="width: 15.64%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.1</div>
          </td>
          <td style="width: 84.36%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">First Quarter Report to Shareholders</div>
          </td>
        </tr>
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          <td style="width: 15.64%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.2</div>
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          <td style="width: 84.36%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Certification Chief Executive Officer</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.3</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Certification Chief Financial Officer</div>
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      <div style="margin-right: 2.9pt; line-height: 15.75pt; margin-top: 6pt; margin-bottom: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;"><u>Manulife reports 1Q20 net income of $1.3 billion and core earnings of $1.0
          billion, a strong capital position with a LICAT ratio of 155%, and net inflows of $3.2 billion in Global Wealth and Asset Management</u></div>
      <div style="margin-right: 12.6pt; line-height: 12.55pt; margin-bottom: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Today, Manulife announced its 1Q20 results. Key highlights include:</div>
      <div>
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              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#9726;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net income attributed to shareholders of $1.3 billion in 1Q20, down $0.9 billion from 1Q19</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z00ecd66c93ef4cc1845c41177445419c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

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                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#9726;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core earnings<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of $1.0 billion in 1Q20, down 34%<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup> from 1Q19</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
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              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#9726;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Strong LICAT ratio<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">3</sup> of 155%</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
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              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#9726;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core ROE<sup style="font-family: Arial, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of 8.2% and ROE of 10.4% in 1Q20</div>
              </td>
            </tr>

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      </div>
      <div>
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            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#9726;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">NBV<sup style="font-family: Arial, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of $0.5 billion in 1Q20, down 11% from 1Q19</div>
              </td>
            </tr>

        </table>
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      <div>
        <table cellspacing="0" cellpadding="0" id="z8c4d47e40c444050a21f14bc2d630233" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#9726;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">APE sales<sup style="font-family: Arial, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of $1.6 billion in 1Q20, down 9% from 1Q19</div>
              </td>
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      </div>
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        <table cellspacing="0" cellpadding="0" id="z8c8e5012d61147118efab2686bb127f0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#9726;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">WAM net inflows<sup style="font-family: Arial, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of $3.2 billion in 1Q20 compared with net outflows of $1.3
                  billion in 1Q19</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zc310fcecaa8a4375824a285bb61183e2" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#9726;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Leverage ratio of 23% on March 31, 2020, down 2.1 percentage points from December 31, 2019</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 10pt;">&#8220;As the world battles against COVID-19, the safety and well-being of our employees and customers is a top priority, and we salute the tireless and selfless efforts of those
          who are helping others during this challenging time, including frontline healthcare workers. We are contributing $25 million to focus on several critical fronts, including relief for our customers, support for our employees, and aid for our
          communities. We are also supporting the efforts of our employees by matching their donations,&#8221; said Manulife President &amp; Chief Executive Officer Roy Gori.</div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#8220;I am very proud of how our teams have risen to the challenge to be there for our customers when they need us most. To
        support business continuity, we adapted quickly by accelerating the rollout of digital tools and platforms, enabling us to continue to service existing customers and generate new business from the fulfillment of customers&#8217; insurance and wealth
        management needs across all our markets globally.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#8220;The COVID-19 pandemic continues to disrupt economies and capital markets worldwide, and our operating conditions during
        the first quarter were understandably affected. Considering these challenging conditions, we delivered solid results, demonstrating the diversity and resilience of our businesses. In recent years, we&#8217;ve taken significant actions to strengthen our
        capital ratios, reduce our leverage, reduce risk in our legacy businesses, and tightly manage our expense base. As a result, I&#8217;m confident that Manulife is well positioned to navigate this crisis and achieve ongoing success in the long-term,&#8221; added
        Mr. Gori.</div>
      <div style="margin-right: 12.95pt; line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Phil Witherington, Chief Financial Officer, said, &#8220;Our business results were solid in the first quarter. Global
        Wealth and Asset Management generated net inflows of $3.2 billion with positive contributions from all business lines. Our insurance new business generation remained robust with meaningful growth in new business value in both Hong Kong and Asia
        Other markets.&#8221;</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#8220;Our balance sheet has shown resilience in challenging market conditions with our LICAT capital ratio strengthening
        further to 155% and our leverage ratio declining to 23% as of the end of the first quarter. This combination provides financial flexibility and puts us in a position of strength during challenging macroeconomic times,&#8221; added Mr. Witherington.</div>
      <div style="margin-right: 12.95pt; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">BUSINESS HIGHLIGHTS:</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We made further progress on portfolio optimization in 1Q20, through a variety of initiatives in the U.S. We experienced continued success
        from our Annuity Guaranteed Minimum Withdrawal Benefit offer program, recognized impacts from the sale of alternative long-duration assets (&#8220;ALDA&#8221;) enabled by the reinsurance of individual and group payout annuity policies, and expanded reinsurance
        coverage of certain universal life no lapse guarantee products. In total, these initiatives generated additional capital benefits of $265 million during the quarter.</div>
      <br>
      <br>
      <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
      <div style="line-height: 9.1pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zed267eb6bd924320b20bfce9eeb5c3a7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
                <td style="vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Core earnings, core return on common shareholders&#8217; equity (&#8220;core ROE&#8221;), new business value (&#8220;NBV&#8221;), annualized premium equivalent (&#8220;APE&#8221;) sales and net flows are
                    non-GAAP measures. See &#8220;Performance and Non-GAAP Measures&#8221; below and in our First Quarter 2020 Management&#8217;s Discussion and Analysis (&#8220;1Q20 MD&amp;A&#8221;) for additional information.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 9.1pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z9e2c74634ff8481a8544d3914dd7eafb" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 17.3pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup></td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">All percentage growth / declines in financial metrics in this news release are reported on a constant exchange rate basis. Constant exchange rate basis excludes the
                    impact of currency fluctuations and is a non-GAAP measure. See &#8220;Performance and Non-GAAP Measures&#8221; below and in our 1Q20 MD&amp;A for additional information.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 9.1pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zd1574584bdf4410791c386c9afe7b93a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">3</sup></td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Life Insurance Capital Adequacy Test (&#8220;LICAT&#8221;) ratio of The Manufacturers Life Insurance Company (&#8220;MLI&#8221;).</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">1</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In 1Q20, we continued to leverage and enhance our digital capabilities, while extending support to our customers during the COVID-19
        pandemic. Strategic investment in our technology infrastructure in recent years led to a smooth transition for over 95% of employees working from home.&#160; In Asia, we accelerated our digital capabilities and supported our customers by extending the
        use of non face-to-face sales methods across most of our businesses. Additionally, we have provided limited additional benefit coverage and extended premium payment grace periods. In Canada, we provided a temporary extension of emergency
        out-of-country coverage for our group and individual customers who experienced travel delays and introduced flexible financial solutions to support our banking clients. In the U.S., we have extended the grace period for our life insurance
        policyholders to make premium payments and increased the payout limits permitted via phone for our annuity and life customers. In addition, in our Global Wealth and Asset Management business in Canada, we launched an online cash withdrawal feature,
        allowing members to have a safe and reliable way to directly access their retirement plans and in the U.S., we have temporarily waived the fee for 401k hardship withdrawals.</div>
      <div style="line-height: 12.55pt; margin-top: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">FINANCIAL HIGHLIGHTS:</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="zeae2fc3ea17f4eb5aaa6087bafec7cd7">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unless otherwise stated)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">1Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">1Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 18.6pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Profitability:</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Net income attributed to shareholders</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">1,296</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">2,176</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">1,028</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">1,548</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Diluted earnings per common share ($)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">0.64</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">1.08</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Diluted core earnings per common share ($)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">0.51</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">0.76</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Return on common shareholders&#8217; equity (&#8220;ROE&#8221;)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">10.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">20.1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Core ROE<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">8.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">14.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 18.6pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Expense efficiency ratio<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">60.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">49.9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Performance:</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Asia new business value</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">356</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">411</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Canada new business value</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">77</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">62</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">U.S. new business value</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">36</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">46</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Total new business value<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">469</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">519</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Asia APE sales</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">1,084</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">1,336</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Canada APE sales</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">376</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">261</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">U.S. APE sales</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">141</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">143</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Total APE sales<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">1,601</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">1,740</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Wealth and asset management net flows ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">3.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">(1.3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Wealth and asset management gross flows ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">38.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">27.9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Wealth and asset management assets under management and administration ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">636.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">648.1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 18.6pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Financial Strength:</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">MLI&#8217;s LICAT ratio</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">155</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">144</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Financial leverage ratio</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">23.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">27.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Book value per common share ($)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">26.53</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">22.34</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Book value per common share excluding AOCI ($)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">20.29</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">19.06</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 9.1pt; margin-top: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z7414b5ba4ada479aa92c86383b8e42f7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and Non-GAAP Measures&#8221; below and in our 1Q20 MD&amp;A for additional information.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">PROFITABILITY:</div>
      <div style="margin-right: 21.6pt; line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Reported net income attributed to shareholders of $1.3 billion in 1Q20, down $0.9 billion from 1Q19</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The decrease compared with 1Q19 was driven by a decline in core earnings of $0.5 billion and charges from investment-related experience
        and the direct impact of equity markets and variable annuity guarantee liabilities (compared to gains in the prior year), partially offset by gains from the direct impact of interest rates driven by widening corporate spreads (compared to losses in
        the prior year). Investment-related experience in 1Q20 reflected lower-than-expected returns (including fair value changes) on ALDA driven primarily by the impact of a sharp decline in oil prices, partially offset by the favourable impact of fixed
        income reinvestment activities.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">2</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="margin-right: 21.6pt; line-height: 12.55pt; margin-top: 42pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;"> Achieved core earnings of $1.0 billion in 1Q20, a decrease of 34% compared with 1Q19</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The decrease in core earnings in 1Q20 compared with 1Q19 was driven by the unfavourable impact of markets on seed money investments in
        new segregated funds and mutual funds, the absence of core investment gains<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> in the quarter, lower new business volumes in Japan and unfavourable 1Q20 policyholder experience in North America,
        including unfavourable travel claims related to COVID-19. These items were partially offset by the impact of in-force business growth in Asia and higher fee income from higher average assets under management and administration levels in our Global
        Wealth and Asset Management business. </div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">BUSINESS PERFORMANCE:</div>
      <div style="margin-right: 21.6pt; line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">New business value (&#8220;NBV&#8221;) of $469 million in 1Q20, a decrease of 11% compared with 1Q19</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In Asia, NBV decreased 14% to $356 million as growth in Hong Kong and Asia Other<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup>
        was more than offset by a decline in Japan. In Canada, NBV of $77 million was up 24% from 1Q19, driven by higher sales across all business lines. In the U.S., NBV of $36 million was down 23% from 1Q19, primarily due to the impact of lower sales
        volumes and a less favourable business mix.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Annualized premium equivalent (&#8220;APE&#8221;) sales of $1.6 billion in 1Q20, a decrease of 9% compared with 1Q19</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In Asia, APE sales decreased 20% as growth in Hong Kong and Asia Other was more than offset by the impact of tax changes on
        corporate-owned life insurance product sales in Japan in the prior year. Hong Kong APE sales increased 21% driven by the continued success of our Voluntary Health Insurance Scheme and Qualifying Deferred Annuity products from our active agency
        force that grew by 18% from 1Q19. Asia Other APE sales increased 5% as strong sales in agency, were partially offset by lower sales in bancassurance. In Canada, APE sales increased 44% driven by higher large-case group insurance sales, growth
        across our individual insurance business, including a large sale in our affinity markets business, and higher sales of our lower risk segregated funds. In the U.S., APE sales declined 3% compared to the prior year quarter, as lower variable
        universal life and domestic protection universal life sales following regulatory changes in the fourth quarter of 2019 more than offset higher term life and international sales.</div>
      <div style="margin-right: 21.6pt; line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Reported Global Wealth and Asset Management net inflows of $3.2 billion in 1Q20, compared with net
        outflows of $1.3 billion in 1Q19</div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net inflows in Asia were $0.6 billion in 1Q20, in line with 1Q19, as higher net inflows in retirement were offset by higher redemptions, mainly in
        institutional asset management. Net inflows in Canada were $2.8 billion in 1Q20 compared with net inflows of $2.1 billion in 1Q19, driven by higher gross flows<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> into institutional asset management equity mandates. This was partially
        offset by lower net inflows in retirement from lower new plan sales and higher redemptions, and in retail, from higher redemptions amid equity market declines in March partially offset by higher gross flows. Net outflows in the U.S. were $0.2
        billion in 1Q20 compared with net outflows of $4.0 billion in 1Q19. The improvement was driven by higher retail gross flows, primarily from strong institutional model allocations and intermediary sales, as well as the sale of a large-case
        retirement plan of $2.6 billion. This was partially offset by the redemption of several retirement plans and retail redemptions amid equity market declines in March.</div>
      <br>
      <br>
      <br>
      <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
      <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup>&#160; &#160; This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below and in our 1Q20 MD&amp;A for additional
        information.</div>
      <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup>&#160; &#160; Asia Other excludes Japan and Hong Kong.</div>
      <br>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">3</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="line-height: 22.9pt; margin-bottom: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 16pt; font-weight: bold;">MANAGEMENT&#8217;S DISCUSSION AND ANALYSIS</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">This Management&#8217;s Discussion and Analysis (&#8220;MD&amp;A&#8221;) is current as of May 6, 2020, unless otherwise noted. This
        MD&amp;A should be read in conjunction with our unaudited Interim Consolidated Financial Statements for the three months ended March 31, 2020 and the MD&amp;A and audited Consolidated Financial Statements contained in our 2019 Annual Report.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For further information relating to our risk management practices and risk factors affecting the Company, see &#8220;Risk
        Factors&#8221; in our 2019 Annual Information Form, &#8220;Risk Management&#8221;, &#8220;Risk Factors&#8221; and &#8220;Critical Actuarial and Accounting Policies&#8221; in the MD&amp;A in our 2019 Annual Report and the &#8220;Risk Management&#8221; note to the Consolidated Financial Statements in
        our most recent annual and interim reports.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In this MD&amp;A, the terms &#8220;Company&#8221;, &#8220;Manulife&#8221;, &#8220;we&#8221; and &#8220;our&#8221; mean Manulife Financial Corporation (&#8220;MFC&#8221;) and its
        subsidiaries. All amounts are reported in Canadian dollars, unless otherwise indicated.</div>
      <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 4pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Contents</div>
      <table cellspacing="0" cellpadding="0" id="z91ab71de09224699bae62234f80309eb" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 53.26%; vertical-align: top; border-top: #000000 2px solid;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -18pt; margin-left: 18pt; line-height: 11.4pt; margin-top: 6pt; margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">A.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 18pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">TOTAL COMPANY PERFORMANCE</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">1.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Profitability</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">2.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Business Performance</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">3.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Financial strength</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">4.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Revenue</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">5.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Assets under management and administration</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif;">6.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Impact of fair value accounting</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif;">7.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Impact of foreign currency exchange rates</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif;">8.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Business highlights</font></div>
              <div style="text-indent: -18pt; margin-left: 18pt; line-height: 11.4pt; margin-top: 12pt; margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">B.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 18pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">PERFORMANCE BY SEGMENT</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">1.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Asia</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">2.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Canada</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif;">3.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">U.S.</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif;">4.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Global Wealth and Asset Management</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif;">5.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Corporate and Other</font></div>
              <div style="line-height: 11.4pt; margin-top: 12pt; margin-bottom: 1pt;"><font style="line-height: 11.4pt;">&#160;</font></div>
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            </td>
            <td style="width: 46.74%; vertical-align: top; border-top: #000000 2px solid;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -19.2pt; margin-left: 19.2pt; line-height: 11.4pt; margin-top: 6pt; margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">C.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 18pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">RISK MANAGEMENT AND RISK FACTORS UPDATE</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">1.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Variable annuity and segregated fund guarantees</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">2.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Caution related to sensitivities</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">3.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Publicly traded equity performance risk</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">4.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Interest rate and spread risk sensitivities and exposure measures</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">5.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Alternative long-duration asset performance risk</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">6.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Credit risk exposure measures</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">7.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Risk factors<font style="font-size: 11pt;"> - </font>Pandemic risk and potential implications of COVID-19</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">8.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Risk Factors - Global outlook and economic uncertainties</font></div>
              <div style="text-indent: -20.25pt; margin-left: 20.25pt; line-height: 11.4pt; margin-top: 12pt; margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">D.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 20.25pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">CRITICAL ACTUARIAL AND ACCOUNTING POLICIES</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">1.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Critical actuarial and accounting policies</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif;">2.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Sensitivity of policy liabilities to asset related assumptions</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif;">3.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Accounting and reporting changes</font></div>
              <div style="line-height: 11.4pt; margin-top: 18pt; margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">E.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 18pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">OTHER</font></div>
              <div><font style="font-family: 'Arial Narrow', sans-serif;">1.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Outstanding















                  shares - selected information</font></div>
              <div><font style="font-family: 'Arial Narrow', sans-serif;">2.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Legal
                  and regulatory proceedings</font></div>
              <div><font style="font-family: 'Arial Narrow', sans-serif;">3.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Performance















                  and non-GAAP measures</font></div>
              <div><font style="font-family: 'Arial Narrow', sans-serif;">4.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Caution















                  regarding forward-looking statements</font></div>
              <div><font style="font-family: 'Arial Narrow', sans-serif;">5.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Quarterly















                  financial information</font></div>
              <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">6.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Other</font></div>
              <div style="line-height: 10.25pt;"><font style="line-height: 10.25pt;">&#160;</font></div>
            </td>
          </tr>

      </table>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">4</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 13.7pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">A</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 27pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">TOTAL COMPANY PERFORMANCE</font></div>
      <div style="line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A1</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 27pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Profitability</font></div>
      <table cellspacing="0" cellpadding="0" id="z1577c6be5f9647e4a740af2550cacd7c" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unless otherwise stated)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income attributed to shareholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,296</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,228</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,176</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,028</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,477</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,548</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Diluted earnings per common share ($)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">0.64</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.61</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1.08</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Diluted core earnings per common share ($)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">0.51</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.73</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.76</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Return on common shareholders&#8217; equity (&#8220;ROE&#8221;)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10.3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">20.1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core ROE<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">12.5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">14.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 18.6pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Expense efficiency ratio<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">60.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">54.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">49.9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
          </tr>

      </table>
      <div style="margin-left: 13.5pt; line-height: 2.3pt; margin-top: 6pt;"><br style="line-height: 2.3pt;">
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z832ee95fc73046558bf044f958a7cbf2" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 22.3pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 15.75pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Quarterly profitability</div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Manulife&#8217;s net income attributed to shareholders was $1,296 million in the first quarter of 2020 (&#8220;1Q20&#8221;) compared with $2,176 million in the first quarter
        of 2019 (&#8220;1Q19&#8221;). Net income attributed to shareholders is comprised of core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> (consisting of items we believe reflect the underlying earnings capacity of the business), which amounted to $1,028 million in 1Q20 compared with
        $1,548 million in 1Q19, and items excluded from core earnings, which amounted to a net gain of $268 million in 1Q20 compared with a net gain of $628 million in 1Q19. The effective tax rate on net income attributed to shareholders was 31% compared
        with 13% in 1Q19, reflecting differences in the jurisdictional mix of pre-tax profits and losses in these periods. <br>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The decrease of $0.9 billion in net income attributed to shareholders compared with 1Q19 was driven by a decline in core
        earnings of $0.5 billion and charges from investment-related experience and the direct impact of equity markets and variable annuity guarantee liabilities (compared to gains in the prior year), partially offset by gains from the direct impact of
        interest rates driven by widening corporate spreads (compared to losses in the prior year). Investment-related experience in 1Q20 reflected lower-than-expected returns (including fair value changes) on alternative long-duration assets (&#8220;ALDA&#8221;)
        driven primarily by the impact of a sharp decline in oil prices, partially offset by the favourable impact of fixed income reinvestment activities. <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core earnings decreased $0.5 billion or 34% on a constant exchange rate basis compared with 1Q19<font style="font-family: Calibri, sans-serif;">.</font><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup> The decrease in core earnings was driven by the unfavourable impact of markets on seed money investments in new segregated funds and mutual funds, the absence of core
        investment gains<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> in the quarter, lower new business volumes in Japan and unfavourable 1Q20 policyholder experience in North America, including unfavourable travel claims related to COVID-19. These items were partially offset by the
        impact of in-force business growth in Asia and higher fee income from higher average assets under management and administration<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> levels in our Global Wealth and Asset Management (&#8220;Global WAM&#8221;) business. Core earnings in 1Q20 included net
        policyholder experience losses of $42 million post-tax ($69 million pre-tax) compared with gains of $20 million post-tax ($19 million pre-tax) in 1Q19.<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">3</sup> Reinsurance and ALDA portfolio mix actions to improve the capital efficiency of our
        legacy businesses resulted in $14 million lower core earnings in 1Q20 compared with 1Q19.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core earnings by segment and the items excluded from core earnings are outlined in the tables below.</div>
      <br>
      <br>
      <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="line-height: 9.1pt; margin-top: 2pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zf5f115cbcd674160ac3a9d86cde6e61a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><br>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="line-height: 9.1pt; margin-top: 2pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zf57e88ed802549b89a432f79d53c3577" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup><br>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Percentage growth / declines in core earnings, APE sales, gross flows, net flows, NBV, assets under management and administration, assets under management and core
                    EBITDA are stated on a constant exchange rate basis. Constant exchange rate basis is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 9.1pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z9808b66c83114d75b8ebed6eabdba25e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">3</sup><br>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Policyholder experience includes gains of $17 million post-tax from the release of margins on medical policies in Hong Kong that have lapsed for customers who have
                    opted to change their existing policies to the new Voluntary Health Insurance Scheme (&#8220;VHIS&#8221;) products. These gains did not have a material impact on core earnings as they were mostly offset by new business strain.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">5</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Core earnings by segment and components of items excluded from core earnings</div>
        </div>
        <div> </div>
        <div> </div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z529dc528b5114d08a0024263d3813510">

              <tr>
                <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
                  <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
                  <div style="text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><font style="font-weight: bold;">Core Earnings by Segment</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
                  <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
                  <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
                  <div style="text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unaudited)</div>
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                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1Q20</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4Q19</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1Q19</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                  <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
                  <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Asia</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">491</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">494</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">520</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                  <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
                  <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canada</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">237</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">288</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">283</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                  <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
                  <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S.</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">416</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">489</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">475</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                  <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
                  <div style="line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Global Wealth and Asset Management</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">250</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">265</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">233</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                  <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
                  <div style="text-indent: -7.85pt; margin-right: 18.6pt; margin-left: 7.85pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Corporate and Other (excluding core investment gains)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(366</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(159</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(63</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
                  <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core investment gains<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2)</sup></div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">100</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">100</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
                  <div style="line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total core earnings</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,028</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,477</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,548</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              </tr>

          </table>
          <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><br>
            </sup></div>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 22.65pt; vertical-align: top;"> <font style="font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="font-family: 'Arial Narrow','sans-serif';">(1)</font></sup></font></td>
                <td style="width: auto; vertical-align: top; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</td>
              </tr>

          </table>
        </div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 22.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">
                <div style="line-height: 9.1pt; margin-bottom: 12pt; font-family: 'Arial Narrow',sans-serif;">As outlined in our definition of core earnings in section E3: Up to $400 million of net favourable investment-related experience will be reported
                  in core earnings in a single year, which are referred to as &#8220;core investment gains&#8221;. This means up to $100 million in the first quarter, up to $200 million on a year-to-date basis in the second quarter, up to $300 million on a
                  year-to-date basis in the third quarter and up to $400 million on a full year basis in the fourth quarter. Any investment-related experience losses reported in a quarter will be offset against the net year-to-date investment-related
                  experience gains with the difference being included in core earnings subject to a maximum of the year-to-date core investment gains and a minimum of zero, which reflects our expectation that investment-related experience will be positive
                  through-the-business cycle.</div>
              </td>
            </tr>

        </table>
      </div>
      <table cellspacing="0" cellpadding="0" id="z770d904837394884bb1e42bdfaa3821d" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;"><font style="font-weight: bold; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Items excluded from core earnings</font><br>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif';"><b><font style="font-size: 9pt; line-height: 115%; font-family: &#38;amp;">Quarterly Results</font></b></td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unaudited)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment-related experience outside of core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(608</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">182</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">327</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Direct impact of equity markets and interest rates and variable annuity
                guarantee liabilities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">792</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(389</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">249</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -0.7pt; margin-right: 3.6pt; margin-left: 17.05pt; line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">Direct impact of equity markets and variable
                annuity guarantee liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">(1,309</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">125</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">367</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -0.7pt; margin-right: 3.6pt; margin-left: 17.05pt; line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">Fixed income reinvestment rates assumed in the
                valuation of policy liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">1,684</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">(583</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">(160</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -0.7pt; margin-right: 3.6pt; margin-left: 17.05pt; line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">Sale of AFS bonds and derivative positions in the
                Corporate and Other segment</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">417</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">69</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">42</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 3.6pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Reinsurance transactions<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">12</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(34</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">52</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Tax related items and other<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">72</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Items excluded from core earnings</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">268</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(249</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">628</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z65a91c85579b4b9daa5911315c34b310" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 22.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Total investment-related experience in 1Q20 was a net charge of $608 million, compared with a net gain of $427 million in 1Q19, and in accordance with
                  our definition of core earnings, we included no investment-related experience gains in core earnings and a $608 million charge in items excluded from core earnings in 1Q20 (gains of $100 million and $327 million, respectively, in 1Q19).
                  Investment-related experience charges in 1Q20 reflected lower-than-expected returns (including fair value changes) on alternative long-duration assets (&#8220;ALDA&#8221;) primarily driven by fair value losses related to oil and gas, private equity
                  investments and credit downgrades partially offset by the favourable impact of fixed income reinvestment activities on the measurement of our policy liabilities. Investment-related experience gains in 1Q19 reflected higher-than-expected
                  returns (including fair value changes) on ALDA and strong credit experience.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z6b11def495f94ff38940456f3b85c7c0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 22.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The direct impact of markets was a net gain of $792 million in 1Q20 driven by gains related to fixed income reinvestment rates as well as gains on the
                  sale of available-for-sale (&#8220;AFS&#8221;) bonds, partially offset by the unfavourable impact of equity markets. The gains for fixed income reinvestment rates reflected the widening of corporate spreads, primarily in the U.S., which were
                  partially offset by the reduction in risk free rates. Charges from the direct impact of equity markets reflected significant declines of global equity markets in 1Q20. The direct impact of markets was a net gain of $249 million in 1Q19
                  reflecting the favourable impact of the recovery in global equity markets partially offset by the unfavourable impact of interest rates in the quarter, primarily from the narrowing corporate spreads.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z3580185b4b5547c382dbecb073c4fdaf" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 22.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Reinsurance transactions in Asia contributed gains of $12 million in 1Q20. In 1Q19 reinsurance transactions in legacy businesses in Canada and the U.S.
                  contributed a gain of $52 million.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zf09d0b9c97154191a29141a07037d4de" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 22.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">In 1Q20, we reported tax benefits from the U.S. CARES Act, as a result of carrying back net operating losses to prior years<font style="font-family: Calibri,sans-serif;">,</font> which had higher tax rates<font style="font-family: Calibri,sans-serif;">.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">6</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 10.25pt; margin-top: 8pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A2</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 27pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><font style="font-size: 11pt; font-weight: bold;">Business Performance</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
      <table cellspacing="0" cellpadding="0" id="z7fcb14fed9614258b789c4d4ed3e9b65" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unaudited)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Asia APE sales</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,084</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">975</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,336</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canada APE sales</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">376</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">271</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">261</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S. APE sales</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">141</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">249</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">143</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -5.25pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total APE sales</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,601</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,495</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,740</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 3.75pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Asia new business value</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">356</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">390</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">411</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 3.75pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canada new business value</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">77</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">59</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">62</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 3.75pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S. new business value</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">36</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">77</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">46</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total new business value</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">469</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">526</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">519</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Wealth and asset management net flows ($ billions)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3.2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4.9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1.3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Wealth and asset management gross flows ($ billions)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">38.2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">32.9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">27.9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Wealth and asset management assets under management and administration ($
                billions)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">636.2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">681.4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">648.1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z3f70cbe7ee6648738c924ebe7b954cbf" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 22.3pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">These items are non-GAAP measures. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Annualized premium equivalent (&#8220;APE&#8221;) sales</font><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"> </sup>were $1.6 billion in 1Q20, a decrease of 9% compared with 1Q19. In Asia, APE sales decreased 20% compared with 1Q19 as growth in Hong Kong and Asia Other<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup> was
        more than offset by the impact of tax changes on corporate-owned life insurance (&#8220;COLI&#8221;) product sales in Japan in the prior year. Hong Kong APE sales increased 21% compared with 1Q19 driven by the continued success of our Voluntary Health
        Insurance Scheme (&#8220;VHIS&#8221;) and Qualifying Deferred Annuity products from our active agency force that grew by 18% from 1Q19. Asia Other APE sales increased 5% compared with 1Q19 as strong sales in agency, were partially offset by lower sales in
        bancassurance. In Canada, APE sales increased 44% compared with 1Q19 driven by higher large-case group insurance sales, growth across our individual insurance business, including a large sale in our affinity markets business, and higher sales of
        our lower risk segregated funds. In the U.S., APE sales declined 3% compared with 1Q19, as lower variable universal life and domestic protection universal life sales following regulatory changes in the fourth quarter of 2019 more than offset higher
        term life and international sales.</div>
      <div style="margin-right: 21.6pt; line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">New business value (&#8220;NBV&#8221;)</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><font style="font-weight: bold;">&#160;</font>was















        $469 million in 1Q20, a decrease of 11% compared with 1Q19. In Asia, NBV decreased 14% to $356 million compared with 1Q19 as growth in Hong Kong and Asia Other was more than offset by a decline in Japan. In Canada, NBV of $77 million was up 24%
        from 1Q19, driven by higher sales across all business lines. In the U.S., NBV of $36 million was down 23% from 1Q19, primarily due to the impact of lower sales volumes and a less favourable business mix.</div>
      <div style="margin-right: 21.6pt; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Wealth and asset management (&#8220;WAM&#8221;) reported net inflows</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup>
        of $3.2 billion in 1Q20 compared with net outflows of $1.3 billion in 1Q19. Net inflows in Asia were $0.6 billion in 1Q20, in line with 1Q19, as higher net inflows in retirement were offset by higher redemptions, mainly in institutional asset
        management. Net inflows in Canada were $2.8 billion in 1Q20 compared with net inflows of $2.1 billion in 1Q19, driven by higher gross flows<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> into institutional asset management equity mandates. This was partially offset by lower net
        inflows in retirement<font style="font-family: Calibri, sans-serif;">,</font> from lower new plan sales and higher redemptions, and in retail, from higher redemptions amid equity market declines in March partially offset by higher gross flows. Net
        outflows in the U.S. were $0.2 billion in 1Q20 compared with net outflows of $4.0 billion in 1Q19. The improvement was driven by higher retail gross flows, primarily from strong institutional model allocations and intermediary sales, as well as the
        sale of a large-case retirement plan of $2.6 billion. This was partially offset by the redemption of several retirement plans and retail redemptions amid equity market declines in March.</div>
      <div><br>
        <br>
        <br>
        <br>
        <br>
      </div>
      <br>
      <br>
      <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="line-height: 9.1pt; margin-top: 2pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zf2b3c2cde6154d938dcfff161459b0a8" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><br>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 9.1pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zaef667346aef4a5ebf9320ac65787585" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup><br>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia Other excludes Japan and Hong Kong.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">7</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A3</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Financial strength</font></div>
      <table cellspacing="0" cellpadding="0" id="z65815a01925c4c899eefaf6fa1e3b862" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(unaudited)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">MLI&#8217;s LICAT ratio</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">155</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">140</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">144</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Financial leverage ratio</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23.0</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">25.1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">27.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total consolidated capital ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">63.2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">57.4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">57.3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Book value per common share ($)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">26.53</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">23.25</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22.34</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Book value per common share excluding AOCI ($)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">20.29</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">19.94</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">19.06</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 9.1pt; margin-top: 2pt; margin-bottom: 4pt;">
        <div> </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 4pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="font-size:8.0pt;font-family:'Arial',sans-serif;mso-fareast-font-family: 'MS Mincho';mso-fareast-language:JA">(1)</font></sup><font style="font-size: 8.0pt;font-family:'Arial Narrow',sans-serif;mso-fareast-font-family:'MS Mincho'; mso-bidi-font-family:'Times New Roman';mso-fareast-language:JA">&#160; This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</font>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 4pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;"> <br>
        </font></div>
      <div style="line-height: 12.55pt; margin-bottom: 4pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">The </font><font style="font-weight: bold;">Life Insurance Capital Adequacy Test (&#8220;LICAT&#8221;)</font> ratio
        for The Manufacturers Life Insurance Company (&#8220;MLI&#8221;) as at March 31, 2020 was 155%, compared with 140% as at December 31, 2019.<font style="font-family: Calibri, sans-serif;">&#160;</font>The 15 percentage point increase was primarily driven by the
        positive impact from the widening of corporate spreads, and lower risk-free rates.</div>
      <div style="line-height: 12.55pt; margin-top: 4pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">MFC&#8217;s LICAT ratio was 146% as at March 31, 2020, compared with 129% as at December 31, 2019. The difference between the
        MLI and MFC ratios as at March 31, 2020 was largely due to the $5<font style="font-family: Calibri, sans-serif;">.0</font> billion of MFC senior debt outstanding that does not qualify as available capital at the MFC level but, based on the form it
        was down-streamed to MLI, it qualifies as regulatory capital at the MLI level.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">MFC&#8217;s financial leverage ratio</font> as at March 31, 2020 was 23.0%, a decrease of 2.1 percentage
        points from 25.1% as at December 31, 2019. The decrease in the quarter was driven by the redemption of $500 million subordinated debt, growth in retained earnings, the impact of lower interest rates which increased values of available-for-sale
        (&#8220;AFS&#8221;) debt securities, and the favourable impact from a weaker Canadian dollar, partially offset by share buybacks.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">MFC&#8217;s total consolidated capital</font><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><font style="font-weight: bold;"> </font>was $63.2 billion as at March 31, 2020 compared with $57.4 billion as at December 31, 2019, an increase of $5.8 billion. The increase was primarily driven by the impact of a weaker Canadian dollar, the impact
        of lower interest rates which increased values of AFS debt securities and higher retained earnings, partially offset by the above-noted redemption of subordinated debt and share buybacks.</div>
      <div style="line-height: 12.55pt; margin-bottom: 4pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Book value per common share</font> as at March 31, 2020 was $26.53, an increase of 14% compared with
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        increased for similar reasons as outlined above. The number of common shares outstanding was 1,939 million as at March 31, 2020 and was 1,949 million as at December 31, 2019.</div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A4</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 27pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Revenue</font></div>
      <table cellspacing="0" cellpadding="0" id="z7f461384d2fe453986276f3d7722b698" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: justify; margin-right: 12.6pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unaudited)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Gross premiums</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,725</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,535</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,187</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Premiums ceded to reinsurers</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,370</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,297</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,873</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net premium income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">9,355</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9,238</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,314</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,284</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,004</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,747</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,98<font style="font-family: Calibri, sans-serif;">0</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,433</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,562</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -8.1pt; margin-right: 12.6pt; margin-left: 8.1pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue before realized and unrealized investment gains and losses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">15,619</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15,675</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">14,623</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -7.9pt; margin-right: 12.95pt; margin-left: 7.9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Realized and unrealized gains and losses on assets supporting
                insurance and investment contract liabilities and on the macro hedge program</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,558</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(4,503</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,926</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 12.6pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">20,177</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,172</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">23,549</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Total revenue in 1Q20 was $20.2 billion compared with $23.5 billion in 1Q19. The amount of revenue reported in any
        fiscal period can be significantly affected by fair value accounting, which can materially impact the reported realized and unrealized investment gains or losses on assets supporting insurance and investment contract liabilities and on the macro
        hedge program, a component of revenue (see &#8220;Impact of fair value accounting&#8221; below). Accordingly, we discuss specific drivers of revenue in each segment before realized and unrealized investment gains and losses in section B &#8220;Performance by
        Segment&#8221; below.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">1Q20 revenue before realized and unrealized investment gains and losses of $15.6 billion increased $1.0 billion compared with 1Q19
        primarily due to the non-recurrence of a one-time ceded premium from the reinsurance of our legacy U.S. individual <br>
      </div>
      <br>
      <br>
      <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="line-height: 9.1pt; margin-top: 2pt; margin-bottom: 6pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z3b160804a0214130ae99388f0ed97ddd" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">8</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">payout annuities business in 1Q19, business growth in Asia and the impact of changes in foreign currency exchange rates, partially offset
        by lower investment income.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net realized and unrealized investment gains and losses on assets supporting insurance and investment contract liabilities and on the macro
        hedge program was a net gain of $4.6 billion in 1Q20 compared with a gain of $8.9 billion in 1Q19. The 1Q20 gain was primarily due to the impact of interest rate declines in the U<font style="font-family: Calibri, sans-serif;">.</font>S<font style="font-family: Calibri, sans-serif;">.</font>, partially offset by fair value losses on bonds, which were mostly in the energy sector. The impact of sharp declines in equity markets in 1Q20 on our equity holdings was more than offset by
        gains from derivatives hedging of our equity exposure. The 1Q19 gain was primarily due to an overall decrease in interest rates and rising equity markets<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">See &#8220;Impact of fair value accounting&#8221; below.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z8ff4516ef57d4b7eae16c287e6c05a84" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A5</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Assets under management and administration (&#8220;AUMA&#8221;)</font><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">AUMA as at March 31, 2020 was $1.2 trillion, a decrease of 8% compared with December 31, 2019. The primary driver of the decrease was the
        unfavourable impact of markets.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z537ba4abe04a4fb3ace4b8777ec04284" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A6</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Impact of fair value accounting</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Fair value accounting policies affect the measurement of both our assets and our liabilities. The difference between the reported amounts
        of our assets and liabilities determined as of the balance sheet date and the immediately preceding balance sheet date in accordance with the applicable fair value accounting principles is reported as investment-related experience and the direct
        impact of equity markets and interest rates and variable annuity guarantees, each of which impacts net income attributed to shareholders (see &#8220;Profitability&#8221; section above for discussion of 1Q20 experience).</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net realized and unrealized investment gains on assets supporting insurance and investment contract liabilities and on
        the macro hedge program were $4.6 billion for 1Q20 (1Q19 &#8211; gains of $8.9 billion). See &#8220;Revenue&#8221; section above for discussion of results.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As outlined in &#8220;Critical Actuarial and Accounting Policies&#8221; in the MD&amp;A in our 2019 Annual Report, net insurance
        contract liabilities, under IFRS 4, are determined using Canadian Asset Liability Method (&#8220;CALM&#8221;), as required by the Canadian Institute of Actuaries (&#8220;CIA&#8221;). The measurement of policy liabilities includes the estimated value of future policyholder
        benefits and settlement obligations to be paid over the term remaining on in-force policies, including the costs of servicing the policies, reduced by the future expected policy revenues and future expected investment income on assets supporting
        the policies. Investment returns are projected using current asset portfolios and projected reinvestment strategies. Experience gains and losses are reported when current period activity differs from what was assumed in the policy liabilities at
        the beginning of the period. We classify gains and losses by assumption type. For example, current period investing activities that increase (decrease) the future expected investment income on assets supporting the policies will result in an
        investment-related experience gain (loss). See description of investment-related experience in &#8220;Performance and non-GAAP measures&#8221; below.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As noted in &#8220;Critical Actuarial and Accounting Policies &#8211; Future Accounting and Reporting Changes&#8221; in the MD&amp;A in
        our 2019 Annual Report, IFRS 17 is expected to replace IFRS 4 and therefore CALM. In March 2020, the IASB has decided to defer the effective date of the IFRS 17 implementation to January 1, 2023. The new standard will materially change insurance
        contract measurement and the timing of recognition of earnings<font style="font-family: Calibri, sans-serif;">.</font> The measurement of the discount rate used to estimate the present value of insurance contract liabilities and the reporting of
        new business gains are among the more significant changes. We reported $150 million (post-tax) of new business gains in net income attributed to shareholders in 1Q20 (1Q19 - $225 million). Under IFRS 17, new business gains are recorded on the
        balance sheet (in the contractual service margin component of the insurance contract liability) and are amortized into income as services are provided.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z715248ef374a4041a57758650ba5b98e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A7</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Impact of foreign currency exchange rates</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Changes in foreign currency exchange rates increased core earnings by $12 million in 1Q20 compared with 1Q19 primarily due to a weaker
        Canadian dollar compared with the U.S. dollar. The impact of foreign currency exchange rates on items excluded from core earnings does not provide relevant information given the nature of those items.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;">
        <div>
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              <tr>
                <td style="width: 27pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A8</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Business highlights</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We made further progress on portfolio optimization in 1Q20, through a variety of initiatives in the U.S. We experienced continued success
        from our Annuity Guaranteed Minimum Withdrawal Benefit offer program<font style="font-family: Calibri, sans-serif;">,</font> recognized impacts from the sale of ALDA enabled by the reinsurance of individual and group payout annuity policies, and
        expanded reinsurance coverage of certain universal life no lapse guarantee products. In total, these initiatives generated additional capital benefits of $265 million during the quarter.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><br>
      </div>
      <br>
      <br>
      <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
      <div style="line-height: 11.4pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zd1014f71d59f46e0aa71004fb5746a70" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">9</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In 1Q20, we continued to leverage and enhance our digital capabilities, while extending support to our customers during the COVID-19
        pandemic. Strategic investment in our technology infrastructure in recent years led to a smooth transition for over 95% of employees working from home. In Asia, we accelerated our digital capabilities and supported our customers by extending the
        use of non face-to-face sales methods across most of our businesses. Additionally, we have provided limited additional benefit coverage and extended premium payment grace periods. In Canada, we provided a temporary extension of emergency out<font style="font-family: Calibri, sans-serif;">-</font>of<font style="font-family: Calibri, sans-serif;">-</font>country coverage for our group and individual customers who experienced travel delays and introduced flexible financial solutions to
        support our banking clients. In the U.S., we have extended the grace period for our life insurance policyholders to make premium payments and increased the payout limits permitted via phone for our annuity and life customers. In addition, in our
        Global Wealth and Asset Management business in Canada, we launched an online cash withdrawal feature, allowing members to have a safe and reliable way to directly access their retirement plans and in the U.S., we have temporarily waived the fee for
        401k hardship withdrawals.</div>
      <div style="line-height: 13.7pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">B</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 27pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">PERFORMANCE BY SEGMENT</font></div>
      <div style="line-height: 12.55pt; margin-top: 4pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z3358d3ed980c418e9da1170a91c4bb0f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">B1</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Asia</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <table cellspacing="0" cellpadding="0" id="z49f38ddf85354d349057bcfb7e58be63" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unless otherwise stated)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 8.1pt; line-height: 10.25pt; margin-top: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-style: italic;">Canadian dollars</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income attributed to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">95</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">636</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">695</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">491</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">494</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">520</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annualized premium equivalent sales</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,084</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">975</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,336</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">New business value</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">356</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">390</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">411</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,477</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,121</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,751</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue before realized and unrealized investment gains and losses<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,839</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
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                U.S. dollars</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
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            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; text-indent: 3.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">US$</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 22.3pt;"> </font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">481</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; text-indent: 3.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">US$</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 22.3pt;"> </font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">522</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">365</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">374</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">391</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annualized premium equivalent sales</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">806</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">738</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,005</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">New business value</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">265</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">295</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">309</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,329</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,635</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,584</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue before realized and unrealized investment gains and losses<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,086</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,415</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,560</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Assets under management ($ billions)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">90.6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">93.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">83.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="zb4e38abaee5e47c8a03891a33e944d80" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Performance and non-GAAP measures&#8221; for a reconciliation between net income (loss) attributed to shareholders
                  and core earnings.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z5d33dd59e3854672a82a74163a9be5ab" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See section A6 &#8220;Impact of fair value accounting&#8221;.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Asia&#8217;s net income attributed to shareholders</font> was $95 million in 1Q20 compared
        with $695 million in 1Q19. Net income attributed to shareholders is comprised of core earnings, which was $491 million in 1Q20 compared with $520 million in 1Q19, and items excluded from core earnings, which amounted to a net charge of $396 million
        in 1Q20 compared with a net gain of $175 million in 1Q19. The changes in net income attributed to shareholders and core earnings expressed in Canadian dollars are due to the factors described below and, in addition, core earnings reflected a net $5
        million favourable impact due to changes in foreign currency exchange rates versus the Canadian dollar.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Expressed in U.S. dollars, the presentation currency of the segment, net income attributed to shareholders was US$71 million in 1Q20
        compared with US$522 million in 1Q19 and core earnings were US$365 million in 1Q20 compared with US$391 million in 1Q19. Items excluded from core earnings were a net charge of US$294 million in 1Q20 compared with a net gain of US$131 million in
        1Q19 (see a reconciliation of net income (loss) attributed to shareholders to core earnings in&#160;&#8220;Performance and non-GAAP measures&#8221; below).</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core earnings in 1Q20 decreased 7% compared with 1Q19 driven by lower new business volumes in Japan, partially offset by in-force
        business growth across Asia, and improved policyholder experience in Hong Kong (excluding VHIS). Sales in 1Q20 of VHIS products launched in 2019 did not have a material current period impact on core earnings as experience gains from the release of
        margins for customers who opted to change their existing medical coverage to the new VHIS product were mostly offset by new business strain.</div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">APE sales </font>in 1Q20 were US$806 million, a decrease of 20% compared with 1Q19 as growth in Hong Kong and Asia Other
        was more than offset by the impact of tax changes on COLI product sales in Japan in the prior year. NBV in 1Q20 was US$265 million, a 14% decrease compared with 1Q19. Growth in Hong Kong and Asia Other was more than offset by a decline in<br>
      </div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">10</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
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      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> Japan. New business value margin (&#8220;NBV margin&#8221;)<sup style="font-family: Arial, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"> </sup>was 37.2% in 1Q20 compared with 33.6% in
        1Q19.</div>
      <div>
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                <div style="margin-left: 18pt; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Japan APE sales in 1Q20 were US$164 million, a decrease of 60% compared with 1Q19 driven by a combination of
                  accelerated COLI sales in 1Q19 in anticipation of a change in tax regulations and the impact of those tax changes on COLI sales in 1Q20. Japan NBV in 1Q20 of US$43 million decreased 63% compared with 1Q19 and Japan NBV margin was 26.1% in
                  1Q20, a decrease of 2.1 percentage points compared with 1Q19.</div>
              </td>
            </tr>

        </table>
      </div>
      <div> </div>
      <div>
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            <tr>
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                <div style="margin-left: 18pt; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
              </td>
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                  was driven by the continued success of our VHIS and Qualifying Deferred Annuity products sold by our growing agency force. Hong Kong NBV in 1Q20 of US$122 million increased 25% compared with 1Q19. Hong Kong NBV margin was 61.4% in 1Q20,
                  an increase of 1.9 percentage points compared with 1Q19<font style="font-family: Calibri, sans-serif;">.</font></div>
              </td>
            </tr>

        </table>
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              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
              </td>
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      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 4pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Revenue</font> was US$3.3 billion in 1Q20 compared with US$6.6 billion in 1Q19. Revenue
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        strategic bancassurance arrangement with PT Bank Danamon Indonesia Tbk in the quarter. The new agreement extends the term covered in the original agreement to 2036. We also accelerated our digital capabilities and extended our non face-to-face
        sales methods across most of our businesses to further support our customers during the COVID-19 pandemic. Additionally, we have provided limited additional benefit coverages and extended premium payment grace periods.</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">237</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">288</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">283</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -8.1pt; margin-left: 8.1pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annualized premium equivalent sales</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">376</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">271</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">261</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12.6pt; margin-left: 12.6pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Bank average net lending assets ($ billions)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22.3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22.1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">21.7</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12.6pt; margin-left: 12.6pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,385</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,243</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,090</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12.6pt; margin-right: 12.6pt; margin-left: 12.6pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue before realized and unrealized investment income gains and
                losses<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,075</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,835</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,766</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12.6pt; margin-left: 12.6pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Assets under management ($ billions)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">146.6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">151.3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">146.6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 22.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Performance and non-GAAP measures&#8221; below for a reconciliation between net income (loss) attributed to shareholders and core
                  earnings.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 22.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See section A6 &#8220;Impact of fair value accounting&#8221;.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Canada&#8217;s 1Q20 net loss attributed to shareholders </font>was $866 million compared
        with net income attributed to shareholders of $751 million in 1Q19. Net income attributed to shareholders is comprised of core earnings, which were $237 million in 1Q20 compared with $283 million in 1Q19, and items excluded from core earnings,
        which amounted to a net charge of $1,103 million in 1Q20 compared with a net gain of $468 million in 1Q19 (see a reconciliation of net income (loss) attributed to shareholders to core earnings in &#8220;Performance and non-GAAP measures&#8221; below).</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core earnings decreased $46 million or 16% compared with 1Q19, primarily reflecting unfavourable travel claims experience related to
        COVID-19. The variance in policyholder experience for the remaining businesses had a net neutral impact on core earnings. Favourable policyholder experience in annuities and retail insurance was offset by less favourable policyholder experience in
        Group Benefits.</div>
      <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">APE sales </font>of $376 million in 1Q20 increased by $115 million or 44% compared with 1Q19, driven by
        large-case group insurance sales, growth across our individual insurance business and higher sales of our lower risk segregated funds.</div>
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;">
                <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Individual insurance APE sales in 1Q20 of $128 million increased $50 million or 64% compared with 1Q19 driven by a large
                  affinity markets sale and higher par product sales.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;">
                <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Group insurance APE sales in 1Q20 of $171 million increased $44 million or 35% compared with 1Q19, due to higher large-case
                  sales.</div>
              </td>
            </tr>

        </table>
      </div>
      <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;"><br>
      <div style="line-height: 9.1pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zd8c9a835f2ea497fa21a42ef9dd28553" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">11</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <br>
      <div> </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z96123adb40e042fb9fae9037d89de27e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;">
                <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Annuities APE sales in 1Q20 of $77 million increased $21 million or 38% compared with 1Q19<font style="font-family: Calibri, sans-serif;">&#160;</font>due to higher sales of our lower risk segregated funds. We are focused on growth in lower risk segregated fund products, which in 1Q20 grew by 49% compared with 1Q19 and accounted for 82% of annuity APE sales<font style="font-family: Calibri, sans-serif;">.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Manulife Bank</font> average net lending assets in the quarter were $22.3 billion, up
        $0.2 billion or 1% from the fourth quarter of 2019 average<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Revenue</font> in 1Q20 was $3.4 billion compared with $7.1 billion in 1Q19. Revenue
        before realized and unrealized investment gains and losses was $3.1 billion in 1Q20, a decrease of $0.7 billion compared with 1Q19 due to lower investment income as a result of the unfavourable impact of sharp declines in oil and gas prices in
        1Q20.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Assets under management</font> were $146.6 billion as at March 31, 2020, a decrease of
        $4.7 billion or 3% from December 31, 2019, due to the unfavourable impact of markets during 1Q20.</div>
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        the pandemic. We enhanced our product offerings and provided relief for our customers, including a temporary extension of emergency out<font style="font-family: Calibri, sans-serif;">-</font>of<font style="font-family: Calibri, sans-serif;">-</font>country















        coverage for our group and individual customers who experienced travel delays. We also introduced flexible financial solutions to support our banking clients.</div>
      <div style="line-height: 17.15pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">B3</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">U.S.</font></div>
      <table cellspacing="0" cellpadding="0" id="z7a766a2295494c859a4781170df6d444" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
              <div style="margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unless otherwise stated)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-style: italic;">Canadian dollars</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income attributed to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,852</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">143</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">441</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 17.1pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">416</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">489</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">475</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annualized premium equivalent sales</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">141</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">249</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">143</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,663</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="text-indent: -12.95pt; margin-right: 17.1pt; margin-left: 12.95pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue before realized and unrealized investment income gains and losses<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2),(3)</sup></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,050</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,340</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,205</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 17.1pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Assets under management ($ billions)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">230.4</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: justify; margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-style: italic;"> <br>
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              <div style="text-align: justify; margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-style: italic;">U.S. dollars</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
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            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" rowspan="1">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;" rowspan="1"><font style="font-weight: bold; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">US$</font><br>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-weight: bold;" rowspan="1">&#160;<font style="font-size: 9pt;">1,377</font></td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;" rowspan="1">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" rowspan="1">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;" rowspan="1"><font style="font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">US$</font></td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif';" rowspan="1">&#160;<font style="font-size: 9pt;">109</font></td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;" rowspan="1">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" rowspan="1">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;" rowspan="1"><font style="font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">US$</font></td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" rowspan="1">&#160;<font style="font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">332</font></td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;" rowspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 17.1pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">310</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">371</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">357</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="text-indent: -8.1pt; margin-right: 17.1pt; margin-left: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">Annualized premium equivalent sales</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">105</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">189</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">108</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,929</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">875</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,600</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="text-indent: -12.95pt; margin-right: 17.1pt; margin-left: 12.95pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue before realized and unrealized investment income gains and losses<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2),(3)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,012</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,288</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,411</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Assets under management ($ billions)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">173.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">177.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">167.8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="zc3494e98f45b43ebaea3ca81aeb271d6" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 22.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Performance and non-GAAP measures&#8221; below for a reconciliation between net income (loss) attributed to shareholders and core
                  earnings.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zb10e492787e54bbcb8717d70401fbeaf" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 22.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">1Q19 has been restated to conform to the presentation adopted in the second quarter of 2019 (&#8220;2Q19&#8221;)<font style="font-family: Calibri,sans-serif;">.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="ze8e4327c15d845b3ac2b492f838ba58a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 22.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See section A6 &#8220;Impact of fair value accounting&#8221;.</div>
              </td>
            </tr>

        </table>
      </div>
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        $441 million in 1Q19. Net income attributed to shareholders is comprised of core earnings, which amounted to $416 million in 1Q20 compared with $475 million in 1Q19, and items excluded from core earnings, which amounted to a net gain of $1,436
        million in 1Q20 compared with a net charge of $34 million in 1Q19<font style="font-family: Calibri, sans-serif;">.</font>&#160;The changes in net income attributed to shareholders and core earnings expressed in Canadian dollars are due to the factors
        described below and, in addition, the change in core earnings reflected a net $5 million favourable currency impact from the strengthening of the U.S. dollar compared with the Canadian dollar.</div>
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        compared with US$332 million in 1Q19, core earnings were US$310 million in 1Q20 compared with US$357 million in 1Q19, and items excluded from core earnings were a net gain of US$1,067 million in 1Q20 compared with a net charge of US$25 million in
        1Q19&#160;(see a reconciliation of net income (loss) attributed to shareholders to core earnings in &#8220;Performance and non-GAAP measures&#8221; below)<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core earnings decreased US$47 million or 13% compared with 1Q19 driven by unfavourable life insurance policyholder experience. Long-term
        care policyholder experience was net neutral in both quarters.</div>
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        variable universal life and domestic protection universal life sales more than offset higher term life and international sales. Regulatory changes contributed to lower domestic brokerage sales of universal life during the quarter. Sales of products
        with the John Hancock Vitality PLUS feature in 1Q20 increased 22% compared with 1Q19.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">12</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
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        Revenue before net realized and unrealized investment gains and losses was US$3.0 billion in 1Q20 compared with US$2.4 billion in 1Q19. The US$0.6 billion increase was primarily due to the impact of a one-time ceded premium of US$0.5 billion in
        1Q19 from the reinsurance of our legacy individual and group payout annuities business on policies originally sold in New York.</div>
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        reinsurance of individual and group payout annuity policies, and expanded reinsurance coverage of certain universal life no lapse guarantee products. In total, these initiatives generated additional capital benefits of US$185 million during the
        quarter. Additionally, to support our customers during the COVID-19 pandemic, we have extended the grace period for our life insurance policyholders to make premium payments and increased the payout limits permitted via phone for our annuity and
        life customers<font style="font-family: Calibri, sans-serif;">.</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income attributed to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">250</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">265</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">233</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 17.1pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">250</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">265</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">233</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 17.1pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core EBITDA<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">390</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">391</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">366</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 17.1pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Sales</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="text-indent: 0pt; margin-right: 17.1pt; margin-left: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Wealth and asset management gross flows</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">38,172</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">32,928</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">27,873</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="text-indent: 0pt; margin-right: 17.1pt; margin-left: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Wealth and asset management net flows</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,158</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,888</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,426</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,433</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,358</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
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              <div style="margin-right: 17.1pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Assets under management and administration ($ billions)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">636.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">681.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">648.1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 17.1pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Average assets under management and administration ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">680.3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">668.30</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">627.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z9ffa9d5cda6147a29fad61f3e42ba7d4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 22.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Performance and non-GAAP measures&#8221; below for a reconciliation between net income (loss) attributed to shareholders and core
                  earnings.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zbcabdbc594ae4a79896c52e2db8790e8" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 22.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Core EBITDA is a non-GAAP measure and is core earnings before interest, taxes, depreciation and amortization. See &#8220;Performance and non-GAAP measures&#8221;
                  below.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z019058bb5aca4c5abb5ec2c33b162375" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 22.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">1Q19 has been restated to conform to the presentation adopted in 2Q19.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z484785b98d5e4ac2a7607e27a8d95c32" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 22.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Average assets under management and administration (&#8220;average AUMA&#8221;) is a non-GAAP measure reflecting the average of Global WAM&#8217;s AUMA during the
                  reporting period. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Global Wealth and Asset Management&#8217;s net income attributed to shareholders</font> was
        $250 million in 1Q20 compared with $233 million in 1Q19. Net income attributed to shareholders is comprised of core earnings, which were $250 million in 1Q20 compared with $233 million in 1Q19 and items excluded from core earnings, which were nil
        in 1Q20 and 1Q19 (see a reconciliation of net income (loss) attributed to shareholders to core earnings in &#8220;Performance and non-GAAP measures&#8221; below).</div>
      <div style="background-color: #FFFFFF; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core earnings in 1Q20 increased 6% compared with 1Q19 driven by higher average assets under management and administration levels,
          partially offset by lower investment income. Core EBITDA<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> was $390 million in 1Q20, an increase of 5% compared with 1Q19, driven by the same factors as mentioned above<font style="font-family: Calibri, sans-serif;">.</font></div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Gross flows and net flows - </font>Gross flows were $38.2 billion in 1Q20, an increase of 36%
          compared with 1Q19, and net inflows were $3.2 billion in 1Q20, compared with net outflows of $1.3 billion in 1Q19. By geography, the results were:</div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">WAM Asia:</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zcf18d4607be14db5bf09f7196f4615a8" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;">
                <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gross flows in Asia in 1Q20 were $5.6 billion, an increase of $1.0 billion or 21% compared with 1Q19, driven by the sale of a
                  plan and higher individual contributions in retirement, higher retail gross flows in Indonesia, Hong Kong and Japan, and higher gross flows in institutional asset management. This was partially offset by lower gross flows in mainland
                  China from retail money markets funds.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zef3a47bd62af46bab14cf815935c16b9" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;">
                <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-family: Symbol, serif; font-size: 8pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net inflows in Asia in 1Q20 were $0.6 billion, in line with 1Q19, driven by higher gross flows as mentioned above offset by
                  higher redemptions mainly in institutional asset management.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">WAM Canada:</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z75b36dbe83f04291bcc167b4e7b459a9" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;">
                <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gross flows in Canada in 1Q20 were $8.1 billion, an increase of $1.8 billion or 28% compared with 1Q19, driven by <br>
                </div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z77f7ab03b5294455b73ab83eb4c403ee" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;">
                <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;"><br>
                </div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><br>
                </div>
              </td>
            </tr>

        </table>
      </div>
      <br>
      <br>
      <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
      <div style="line-height: 9.1pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1&#160;&#160;&#160; </sup><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">13</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;">
        <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;"><br>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 36.7pt; vertical-align: top; align: right;">
                  <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;"><br>
                  </div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">higher gross flows into equity mandates totaling $1.5 billion in institutional asset management, and higher retail gross
                    flows through February across our product line-up. This was partially offset by lower new plan sales in retirement.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 36.7pt; vertical-align: top; align: right;">
                  <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net inflows in Canada were $2.8 billion in 1Q20 compared with net inflows of $2.1 billion in 1Q19, driven by higher gross
                    flows as mentioned above, partially offset by higher retail redemptions amid equity market declines in March and to a lesser extent, higher redemptions in retirement.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">WAM U.S.:</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="ze5197e1b7682489c9c4b24a97aeb30cf" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;">
                <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gross flows in the U.S. in 1Q20 were $24.5 billion, an increase of $7.6 billion or 43% compared with 1Q19, driven by growth in
                  retail, mainly from strong institutional model allocations and intermediary sales, and in retirement, from the sale of a large-case plan of $2.6 billion and recurring deposits growth.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="za4dc086a29034b2a8451932b1b98f52e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;">
                <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net outflows in the U.S. were $0.2 billion in 1Q20 compared with net outflows of $4.0 billion in 1Q19, driven by higher gross
                  flows as mentioned above, partially offset by the redemption of several retirement plans and higher redemptions in fixed income mandates in institutional asset management. Retail redemptions while largely in line with 1Q19, increased in
                  March amid equity market declines.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Revenue </font>in 1Q20 was $1.4 billion, an increase of 4% on a constant exchange rate
        basis compared with 1Q19, driven by higher average assets under management and administration levels, partially offset by lower investment income on investments.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Assets under management and administration </font>of $636.2 billion as at March 31,
        2020 decreased 12% compared with December 31, 2019. The reduction in AUMA was driven by the unfavourable impact of markets, partially offset by net inflows of $3.2 billion in 1Q20. Global WAM also manages $195.4 billion in assets for the Company&#8217;s
        non-WAM reporting segments. Including those managed assets, AUMA managed by Global WAM was $831.6 billion as at March 31, 2020 compared with $879.2 billion as at December 31, 2019.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Business highlights </font>- In 1Q20, we generated gross flows of $38.2 billion with
        double-digit growth across all geographies and business lines.&#160;In Asia, we maintained our positive net flows trend amid challenging market conditions during the quarter. In the U.S., we went live with a large-case retirement plan worth $2.6 billion
        with over 100,000 participants. In addition<font style="font-family: Calibri, sans-serif;">,</font> to support our customers during the pandemic, we launched an online cash withdrawal feature in Canada, allowing members to have a safe and reliable
        way to access their retirement plans, and in the U.S., we have temporarily waived the fee for 401k hardship withdrawals<font style="font-family: Calibri, sans-serif; font-weight: bold;">.</font></div>
      <div style="line-height: 17.15pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">B5</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Corporate and Other</font></div>
      <table cellspacing="0" cellpadding="0" id="z96b2e39b00d84e4996b0d1da4f28f512" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -12.6pt; margin-left: 12.6pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unless otherwise stated)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><font style="font-weight: bold;">Net income (loss) attributed to shareholders</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(35</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(42</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">56</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 8.1pt; margin-left: 17.1pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core loss excluding core investment gains<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(366</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(159</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(63</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 8.1pt; margin-left: 17.1pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core investment gains</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 8.1pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total core gain (loss)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(366</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(59</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">37</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12.6pt; margin-right: 8.1pt; margin-left: 12.6pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">226</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">220</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">234</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div> </div>
      <a name="_Hlk11848068"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="font-size:8.0pt;mso-bidi-font-size:11.0pt;font-family:'Arial',sans-serif; mso-fareast-font-family:Arial"><font style="mso-list:Ignore">(1)<font style="font:7.0pt 'Times New Roman'">&#160; </font></font></font></sup><font lang="EN-CA" style="font-size:8.0pt;mso-bidi-font-size:12.0pt;font-family:'Arial Narrow',sans-serif; mso-fareast-font-family:'MS Mincho';mso-bidi-font-family:Arial;mso-ansi-language: EN-CA;mso-fareast-language:ZH-TW">See &#8220;Performance and non-GAAP
          measures&#8221; for a reconciliation between net income (loss) attributed to shareholders and core earnings.</font></a>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Corporate and Other is composed of</font> investment performance on assets backing
        capital, net of amounts allocated to operating segments; financing costs; costs incurred by the corporate office related to shareholder activities (not allocated to the operating segments); our Property and Casualty (&#8220;P&amp;C&#8221;) Reinsurance
        business; as well as run-off reinsurance operations including variable annuities and accident and health.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For segment reporting purposes, settlement costs for macro equity hedges and other non-operating items are included in Corporate and Other
        earnings. This segment is also where we reclassify favourable investment-related experience to core earnings from items excluded from core earnings, subject to certain limits (see &#8220;Performance and non-GAAP measures&#8221; below). In each of the operating
        segments, we report all investment-related experience in items excluded from core earnings.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Corporate and Other reported a net loss attributed to shareholders</font> of $35
        million in 1Q20 compared with net income attributed to shareholders of $56 million in 1Q19. The core loss was $366 million in 1Q20 compared with a core gain of $37 million in 1Q19 and the items excluded from core loss amounted to a net gain of $331
        million in 1Q20 compared with a net gain of $19 million in 1Q19 (see a reconciliation of net income (loss) attributed to shareholders to core earnings in &#8220;Performance and non-GAAP measures&#8221; below)<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: Calibri, sans-serif;"> <br>
        </font></div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: Calibri, sans-serif;"> <br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">14</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: Calibri, sans-serif;"> <br>
        </font></div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The $403 million increase in core loss was primarily related to the unfavourable impact of markets on seed money
        investments in new segregated funds and mutual funds in 1Q20 compared with gains in the prior year, nil core investment gains in 1Q20 compared with $100 million in 1Q19 and higher withholding taxes on future U.S. remittances, partially offset by
        lower interest on external debt<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The items excluded from core loss amounted to a net gain of $331 million in 1Q20 and were primarily due to gains from the sale of AFS
        bonds and the one-time favourable tax benefit of the U.S. CARES Act, as a result of carrying back net operating losses to prior years, which had higher tax rates.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Revenue</font> in 1Q20 was a gain of $226 million compared with a gain of $234 million
        in 1Q19<font style="font-family: Calibri, sans-serif;">.</font> Higher realized gains in AFS bonds were more than offset by losses on seed money investments and the unfavourable impact of changes in foreign currency due to a stronger U.S. dollar
        compared to the Canadian dollar.</div>
      <div style="line-height: 17.15pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">C</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">RISK MANAGEMENT AND RISK FACTORS UPDATE</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">This section provides an update to our risk management practices and risk factors outlined in the MD&amp;A in our 2019 Annual Report
        (&#8220;2019 MD&amp;A&#8221;). The shaded text and tables in this section of the MD&amp;A represent our disclosure on market and liquidity risk in accordance with IFRS 7 &#8220;Financial Instruments &#8211; Disclosures&#8221;. Accordingly, the following shaded text and tables
        represent an integral part of our unaudited Interim Consolidated Financial Statements.</div>
      <div style="line-height: 15.75pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C1</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Variable annuity and segregated fund guarantees</font></div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As described in the MD&amp;A in our 2019 Annual Report, guarantees on variable annuity products and segregated funds may include one or
          more of death, maturity, income and withdrawal guarantees. Variable annuity and segregated fund guarantees are contingent on and only payable upon the occurrence of the relevant event, if fund values at that time are below guaranteed values.
          Depending on future equity market levels, liabilities on current in-force business would be due primarily in the period from 2020 to 2040.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We seek to mitigate a portion of the risks embedded in our retained (i.e. net of reinsurance) variable annuity and segregated fund
          guarantee business through the combination of our dynamic and macro hedging strategies (see section C3 &#8220;Publicly traded equity performance risk&#8221; below).</div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The table below shows selected information regarding the Company&#8217;s variable annuity and segregated fund
          investment-related guarantees gross and net of reinsurance.</div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Variable annuity and segregated fund guarantees, net of reinsurance</div>
      <table cellspacing="0" cellpadding="0" id="z0a63e86fd2634e2aa1a1f3b3fc16b70d" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">March 31, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">December 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">As at</div>
              <div style="line-height: 9.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">($ millions)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Guarantee</div>
              <div style="text-align: right; line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Fund value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Amount at</div>
              <div style="text-align: right; line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">risk<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Guarantee</div>
              <div style="text-align: right; line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Fund value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Amount at</div>
              <div style="text-align: right; line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">risk<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 9.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Guaranteed minimum income benefit</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">4,957</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">3,220</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">1,740</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">4,629</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">3,696</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">998</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 9.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Guaranteed minimum withdrawal benefit</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">55,457</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">43,035</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">12,468</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">53,355</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">48,031</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">6,030</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Guaranteed minimum accumulation benefit</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">18,396</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">18,443</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">210</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">17,994</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">18,362</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 9.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Gross living benefits<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">78,810</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">64,698</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">14,418</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">75,978</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">70,089</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">7,038</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Gross death benefits<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2),(3)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">10,156</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">13,815</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">1,708</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">9,555</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">17,186</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">802</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Total gross of reinsurance</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">88,966</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">78,513</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">16,126</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">85,533</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">87,275</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">7,840</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 9.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Living benefits reinsured</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">4,255</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">2,782</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">1,474</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">3,977</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">3,199</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">832</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Death benefits reinsured</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">767</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">486</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">332</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">718</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">500</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">318</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Total reinsured</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">5,022</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">3,268</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">1,806</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">4,695</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">3,699</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">1,150</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">Total, net of reinsurance</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">83,944</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">75,245</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">14,320</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">80,838</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">83,576</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">6,690</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z4b5eb0883a3e4efc9727a71fc8c3475d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Where a policy includes both living and death benefits, the guarantee in excess of the living benefit is included in the death benefit category as
                    outlined in footnote 3.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z5bb5fc8145c24e0f83fba186b3291776" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Contracts with guaranteed long-term care benefits are included in this category.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z0eecdfeac9754a97aaf854b2c8c2a5a2" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Death benefits include standalone guarantees and guarantees in excess of living benefit guarantees where both death and living benefits are provided
                    on a policy.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z2fdc1394d4104006a10fdfd1001283af" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Amount at risk (in-the-money amount) is the excess of guarantee values over fund values on all policies where the guarantee value exceeds the fund
                    value. This amount is not currently payable. For guaranteed minimum death benefit, the amount at risk is defined as the current guaranteed minimum death benefit in excess of the current account balance. For guaranteed minimum income
                    benefit, the amount at risk is defined as the excess of the current annuitization income base over the current account value. For all guarantees, the amount at risk is floored at zero at the single contract level.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z3ae18de862b148049754b043df04f92d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The amount at risk net of reinsurance at March 31, 2020 was $14,320 million (December 31, 2019 &#8211; $6,690 million) of which: US$7,626 million (December
                    31, 2019 &#8211; US$3,995 million) was on our U.S. business, $2,775 million (December 31, 2019 &#8211; $1,178 million) was on our Canadian business, US$275 million (December 31, 2019 &#8211; US$104 million) was on our Japan business and US$237 million
                    (December 31, 2019 &#8211; US$145 million) was related to Asia (other than Japan) and our run-off reinsurance business<font style="font-family: Calibri,sans-serif;">.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">15</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C2</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Caution related to sensitivities</font></div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="background-color: #E0E0E0;">In this document, we provide sensitivities and risk exposure measures for certain risks. These include sensitivities
          due to specific changes in market prices and interest rate levels</font><font style="background-color: #E0E0E0;">&#160;</font><font style="background-color: #E0E0E0;">projected using internal models as at a specific date, and are measured relative to
          a starting level reflecting the Company&#8217;s assets and liabilities at that date and the actuarial factors, investment activity and investment returns assumed in the determination of policy liabilities. The risk exposures measure the impact of
          changing one factor at a time and assume that all other factors remain unchanged. Actual results can differ significantly from these estimates for a variety of reasons including the interaction among these factors when more than one changes;
          changes in actuarial and investment return and future investment activity assumptions; actual experience differing from the assumptions, changes in business mix, effective tax rates and other market factors; and the general limitations of our
          internal models. For these reasons, the sensitivities should only be viewed as directional estimates of the underlying sensitivities for the respective factors based on the assumptions outlined below. Given the nature of these calculations, we
          cannot provide assurance that the actual impact on net income attributed to shareholders</font> or on MLI&#8217;s LICAT total ratio will be as indicated. Market movements affect LICAT capital sensitivities both through income and other components of
        the regulatory capital framework. For example, LICAT is affected by changes to other comprehensive income.</div>
      <div style="line-height: 15.75pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C3</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Publicly traded equity performance risk</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As outlined in our 2019 Annual Report, we have net exposure to equity risk through asset and liability mismatches; our variable annuity
        guarantee dynamic hedging strategy is not designed to completely offset the sensitivity of policy liabilities to all risks associated with the guarantees embedded in these products. The macro hedging strategy is designed to mitigate public equity
        risk arising from variable annuity guarantees not dynamically hedged and from other unhedged exposures in our insurance liabilities (see pages 44 and 45 of our 2019 Annual Report).</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Changes in equity prices may impact other items including, but not limited to, asset-based fees earned on assets under management and
        administration or policyholder account value, and estimated profits and amortization of deferred policy acquisition and other costs. These items are not hedged.</div>
      <div style="background-color: #E4E4E4; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The table below shows the potential impact on net income attributed to shareholders resulting from an immediate 10%, 20% and 30% change
          in market values of publicly traded equities followed by a return to the expected level of growth assumed in the valuation of policy liabilities.&#160;If market values were to remain flat for an entire year, the potential impact would be roughly
          equivalent to an immediate decline in market values equal to the expected level of annual growth assumed in the valuation of policy liabilities. Further, if after market values dropped 10%, 20% or 30% they continued to decline, remained flat, or
          grew more slowly than assumed in the valuation<font style="font-family: Calibri, sans-serif;">,</font> the potential impact on net income attributed to shareholders could be considerably more than shown. Refer to section D2 &#8220;Sensitivity of policy
          liabilities to asset related assumptions&#8221; for more information on the level of growth assumed and on the net income sensitivity to changes in these long-term assumptions. The potential impact is shown after taking into account the impact of the
          change in markets on the hedge assets. While we cannot reliably estimate the amount of the change in dynamically hedged variable annuity guarantee liabilities that will not be offset by the profit or loss on the dynamic hedge assets, we make
          certain assumptions for the purposes of estimating the impact on net income attributed to shareholders.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="background-color: #E0E0E0;">This estimate assumes that the performance of the dynamic hedging program would not completely
            offset the gain/loss from the dynamically hedged variable annuity guarantee liabilities. It assumes that the hedge assets are based on the actual position at the period end, and that equity hedges in the dynamic program are rebalanced at 5%
            intervals. In addition, we assume that the macro hedge assets are rebalanced in line with market changes.</font></div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="background-color: #E0E0E0;">It is also important to note that these estimates are illustrative, </font>and that the
          dynamic and macro hedging programs may underperform these estimates, particularly during periods of high realized volatility and/or periods where both interest rates and equity market movements are unfavourable<font style="background-color: #E0E0E0; font-family: Calibri, sans-serif;">.</font></div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="background-color: #E0E0E0;">The Standards of Practice for the valuation of insurance contract liabilities and guidance
            published by the CIA constrain the investment return assumptions for public equities and certain ALDA assets based on historical return benchmarks for public equities. The potential impact on net income attributed to shareholders does not
            consider possible changes to investment return assumptions resulting from the impact of declines in public equity market values on these historical return benchmarks.</font></div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">16</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Potential immediate impact on net income attributed to shareholders arising from changes to public equity
          returns</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2),(3)</sup></div>
      <table cellspacing="0" cellpadding="0" id="zbbcbafde361940f88bb3f5a9eee6eb6c" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at March 31, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-30</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+30</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><font style="font-weight: bold;">Underlying sensitivity to net income attributed to shareholders</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Variable annuity guarantees</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(3,430</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,160</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,010</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">860</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,570</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,130</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">General fund equity investments<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,220</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(820</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(410</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">320</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">630</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">950</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total underlying sensitivity before hedging</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(4,650</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,980</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,420</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,180</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,080</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Impact of macro and dynamic hedge assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,720</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,730</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">810</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(780</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,430</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,950</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net potential impact on net income</div>
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160; attributed to shareholders after impact of</div>
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160; hedging</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,930</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(610</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">400</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">770</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,130</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
              </div>
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">As at December 31, 2019</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-30</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+30</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 28%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><font style="font-weight: bold;">Underlying sensitivity to net income</font></div>
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><font style="font-weight: bold;">&#160; attributed to shareholders</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Variable annuity guarantees</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(3,270</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,930</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(860</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">620</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,060</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,360</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">General fund equity investments<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,140</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(720</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(330</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">340</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">680</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 28%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total underlying sensitivity before hedging</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(4,410</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(2,650</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,190</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">960</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,740</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,380</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Impact of macro and dynamic hedge assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,690</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,580</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">670</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(580</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,340</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net potential impact on net income</div>
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160; attributed to shareholders after impact of</div>
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160; hedging</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,720</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,070</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(520</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">380</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">720</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,040</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
          </tr>

      </table>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="ze3b1cc6c197b4f04b73eb24b1d73fd37" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Caution related to sensitivities&#8221; above.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z6277ec5b8dc248f7ab6e6e656a27527d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 0.5pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 0.5pt; font-family: Arial, sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 0.5pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The tables above show the potential impact on net income attributed to shareholders resulting from an immediate 10%, 20% and
                    30% change in market values of publicly traded equities followed by a return to the expected level of growth assumed in the valuation of policy liabilities, excluding impacts from asset-based fees earned on assets under management and
                    policyholder account value.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z2b46092459364d20b7cd625610c27f96" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 0.5pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 0.5pt; font-family: Arial, sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 0.5pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Please refer to section D2 &#8220;Sensitivity of policy liabilities to asset related assumptions&#8221; for more information on the level
                    of growth assumed and on the net income sensitivity to changes in these long-term assumptions.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z81b13ca134244858b453a2bc9e64b75f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 0.5pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 0.5pt; font-family: Arial, sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 0.5pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Defined as earnings sensitivity to a change in public equity markets including settlements on reinsurance contracts, but before
                    the offset of hedge assets or other risk mitigants.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zdebddee6a80946c5b320be6887754c30" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 0.5pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 0.5pt; font-family: Arial, sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 0.5pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">This impact for general fund equity investments includes general fund investments supporting our policy liabilities, investment
                    in seed money investments (in new segregated and mutual funds made by Corporate and Other segment) and the impact on policy liabilities related to the projected future fee income on variable universal life and other unit linked
                    products. The impact does not include: (i) any potential impact on public equity weightings; (ii) any gains or losses on AFS public equities held in the Corporate and Other segment; or (iii) any gains or losses on public equity
                    investments held in Manulife Bank. The participating policy funds are largely self-supporting and generate no material impact on net income attributed to shareholders as a result of changes in equity markets.</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z527698386eea4687866835422111ea95" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Includes the impact of rebalancing equity hedges in the macro and dynamic hedging program. The impact of dynamic hedge
                    rebalancing represents the impact of rebalancing equity hedges for dynamically hedged variable annuity guarantee best estimate liabilities at 5% intervals, but does not include any impact in respect of other sources of hedge
                    ineffectiveness (e.g. fund tracking, realized volatility and equity, interest rate correlations different from expected among other factors).</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Changes in equity markets impact our available and required components of the LICAT total ratio. The following table shows the potential
        impact to MLI&#8217;s LICAT total ratio resulting from changes in public equity market values.</div>
      <div style="line-height: 15.75pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Potential immediate impact on MLI&#8217;s LICAT total ratio arising from public equity returns different than
          the expected return for policy liability valuation</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2),(3)</sup></div>
      <table cellspacing="0" cellpadding="0" id="z568eb0ce0a9c42feb4b5d62fc4f93956" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="22" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Impact on MLI's LICAT total ratio</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Percentage points</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-30</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+30</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">March 31, 2020</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;"> <font style="font-weight: bold;">-</font><br>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2019</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="zedb20e59a0e34fb888dcbc0269924f56" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; margin-bottom: 0.5pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; margin-bottom: 0.5pt; font-family: Arial, sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; margin-bottom: 0.5pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Caution related to sensitivities&#8221; above. In addition, estimates exclude changes to the net actuarial
                  gains/losses with respect to the Company&#8217;s pension obligations as a result of changes in equity markets, as the impact on the quoted sensitivities is not considered to be material.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zb14aa704fe004839b6b1a8e20a6a96a7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 0.5pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 0.5pt; font-family: Arial, sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 0.5pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The potential impact is shown assuming that the change in value of the hedge assets does not completely offset the change in the
                  dynamically hedged variable annuity guarantee liabilities. The estimated amount that would not be completely offset relates to our practices of not hedging the provisions for adverse deviation and of rebalancing equity hedges for
                  dynamically hedged variable annuity liabilities at 5% intervals.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z50b3ec4bd2ed415d847741094253d537" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The Office of the Superintendent of Financial Institutions (&#8220;OSFI&#8221;) rules for segregated fund guarantees reflect full capital impacts of shocks over 20
                  quarters within a prescribed range. As such, the deterioration in equity markets could lead to further increases in capital requirements after the initial shock.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C4</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Interest rate and spread risk sensitivities and exposure measures</font></div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As at March 31, 2020, we estimated the sensitivity of our net income attributed to shareholders to a 50 basis point parallel decline in
          interest rates to be a benefit of $300 million, and to a 50 basis point increase in interest rates to be a charge of $300 million.</div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The table below shows the potential impact on net income attributed to shareholders from a 50 basis point parallel move in interest rates. This includes a
          change of 50 basis points in current government, swap and corporate rates for all maturities across all markets with no change in credit spreads between government, swap and corporate rates, and with a floor of zero <br>
        </div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">17</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 14.4pt; margin-bottom: 10pt;"><br style="line-height: 14.4pt;">
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">on government rates where government rates are not currently negative, relative to the rates assumed in the valuation of policy liabilities, including
          embedded derivatives. For variable annuity guarantee liabilities that are dynamically hedged, it is assumed that interest rate hedges are rebalanced at 20 basis point intervals.</div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As the sensitivity to a 50 basis point change in interest rates includes any associated change in the applicable
          reinvestment scenarios, the impact of changes to interest rates for less than, or more than 50 basis points is unlikely to be linear. Furthermore, our sensitivities are not consistent across all regions in which we operate, and the impact of
          yield curve changes will vary depending upon the geography where the change occurs. Reinvestment assumptions used in the valuation of policy liabilities tend to amplify the negative effects of a decrease in interest rates and dampen the positive
          effects of interest rate increases. This is because the reinvestment assumptions used in the valuation of our insurance liabilities are based on interest rate scenarios and calibration criteria set by the Canadian Actuarial Standards Board, while
          our interest rate hedges are valued using current market interest rates. Therefore, in any particular quarter, changes to the reinvestment assumptions are not fully aligned to changes in current market interest rates especially when there is a
          significant change in the shape of the interest rate curve. As a result, the impact from non-parallel movements may be materially different from the estimated impact of parallel movements. For example, if long-term interest rates increase more
          than short-term interest rates (sometimes referred to as a steepening of the yield curve) in North America, the decrease in the value of our swaps may be greater than the decrease in the value of our insurance liabilities. This could result in a
          charge to net income attributed to shareholders in the short-term even though the rising and steepening of the yield curve, if sustained, may have a positive long-term economic impact.</div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The interest rate and spread risk sensitivities are determined in isolation of each other and therefore do not reflect the combined
          impact of changes in government rates and credit spreads between government, swap and corporate rates occurring simultaneously. As a result, the impact of the summation of each individual sensitivity may be materially different from the impact of
          sensitivities to simultaneous changes in interest rate and spread risk.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The potential impact on net income attributed to shareholders does not take into account any future potential changes to our ultimate
          reinvestment rate assumptions or calibration criteria for stochastic risk-free rates. At December 31, 2019, we estimated the sensitivity of our net income attributed to shareholders to a 10 basis point reduction in the URR in all geographies, and
          a corresponding change to stochastic risk-free modeling, to be a charge of $350 million (post-tax); and note that the impact of changes to the URR are not linear. The long-term URR for risk-free rates in Canada is prescribed at 3.05% and we use
          the same assumption for the U.S. Our assumption for Japan is 1.6%. The ASB does not anticipate an update to this promulgation prior to the effective date of IFRS 17, expected to be 2023 at the earliest.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The potential impact on net income attributable to shareholders does not take into account other potential impacts of lower interest
          rate levels, for example, increased strain on the sale of new business or lower interest earned on our surplus assets. The impact also does not reflect any unrealized gains or losses on AFS fixed income assets held in our Corporate and Other
          segment. Changes in the market value of these assets may provide a natural economic offset to the interest rate risk arising from our product liabilities. In order for there to also be an accounting offset, the Company would need to realize a
          portion of the AFS fixed income asset unrealized gains or losses. It is not certain we would realize any of the unrealized gains or losses available.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The impact does not reflect any potential effect of changing interest rates to the value of our ALDA assets. Rising interest rates
          could negatively impact the value of our ALDA (see &#8220;Critical Actuarial and Accounting Policies &#8211; Fair Value of Invested Assets&#8221;, on page 67 of our 2019 Annual Report). More information on ALDA assets can be found under the section C5 &#8220;Alternative
          long-duration asset performance risk&#8221;.</div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Under LICAT, changes in unrealized gains or losses in our AFS bond portfolio resulting from interest rate shocks tend to dominate capital
        sensitivities. As a result, the reduction in interest rates improves LICAT total ratios and vice-versa.</div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table shows the potential impact on net income attributed to shareholders including the change in the market value of AFS
          fixed income assets held in our Corporate and Other segment, which could be realized through the sale of these assets.</div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">18</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Potential impact on net income attributed to shareholders and MLI&#8217;s LICAT total ratio
          of an immediate parallel change in interest rates relative to rates assumed in the valuation of policy liabilities</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2),(3),(4)</sup>
        <table cellspacing="0" cellpadding="0" id="z99ef6af3f24f408b88834fa14ade0277" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); padding-bottom: 2px;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">March 31, 2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(217, 217, 217); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-50</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+50</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-50</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+50</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(217, 217, 217); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income attributed to shareholders ($ millions)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: #D9D9D9; vertical-align: bottom; width: 1%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%;">
                <div style="text-indent: -4.4pt; margin-left: 4.4pt; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Excluding change in market value of AFS fixed income assets held in the Corporate and Other segment</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">300</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(300</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(100</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(100</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: #D9D9D9; vertical-align: bottom; width: 1%;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%;">
                <div style="text-indent: -4.4pt; margin-left: 4.4pt; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">From fair value changes in AFS fixed income assets held in the Corporate and Other segment, if realized</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,200</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,000</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,700</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,600</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: #D9D9D9; vertical-align: bottom; width: 1%;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">MLI's LICAT total ratio (Percentage points)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">LICAT total ratio change in percentage points<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(6</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(4</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>

        </table>
        <div style="background-color: #E0E0E0; line-height: 14.4pt;">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
        </div>
        <div style="background-color: #E0E0E0; line-height: 14.4pt;">
          <div>
            <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 0.5pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z66a0624d45d54b6eb495940b241d75c7">

                <tr>
                  <td style="width: 18pt; vertical-align: top;">
                    <div style="line-height: 9.1pt; margin-bottom: 0.5pt; font-family: Arial, sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                  </td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="line-height: 9.1pt; margin-bottom: 0.5pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Caution related to sensitivities&#8221; above. In addition, estimates exclude changes to the net actuarial gains/losses with
                      respect to the Company&#8217;s pension obligations as a result of changes in interest rates, as the impact on the quoted sensitivities is not considered to be material.</div>
                  </td>
                </tr>

            </table>
          </div>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 0.5pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 0.5pt; font-family: Arial,sans-serif; font-size: 8pt; background-color: rgb(219, 219, 219); color: rgb(0, 0, 0);"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 0.5pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; background-color: rgb(219, 219, 219); color: rgb(0, 0, 0);">Includes guaranteed insurance and annuity products, including
                    variable annuity contracts as well as adjustable benefit products where benefits are generally adjusted as interest rates and investment returns change, a portion of which have minimum credited rate guarantees. For adjustable benefit
                    products subject to minimum rate guarantees, the sensitivities are based on the assumption that credited rates will be floored at the minimum.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 0.5pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 0.5pt; font-family: Arial,sans-serif; font-size: 8pt; background-color: rgb(219, 219, 219);"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 0.5pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; background-color: rgb(219, 219, 219);">The amount of gain or loss that can be realized on AFS fixed income assets held in the
                    Corporate and Other segment will depend on the aggregate amount of unrealized gain or loss.</div>
                </td>
              </tr>

          </table>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 0.5pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 0.5pt; font-family: Arial,sans-serif; font-size: 8pt; background-color: rgb(219, 219, 219);"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 0.5pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; background-color: rgb(219, 219, 219);">Sensitivities are based on projected asset and liability cash flows and the impact of
                  realizing fair value changes in AFS fixed income is based on the holdings at the end of the period.</div>
              </td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 0.5pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 0.5pt; font-family: Arial, sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 0.5pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">
                  <div style="line-height: 9.1pt; margin-bottom: 0.5pt;">LICAT impacts include realized and unrealized fair value changes in AFS fixed income assets. LICAT impacts do not reflect the impact of the scenario switch discussed below.</div>
                </div>
              </td>
            </tr>

        </table>
        <br>
      </div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div> </div>
      </div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div> </div>
        <div> </div>
        <div> </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div> </div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> The following tables show the potential impact on net income attributed to shareholders resulting from a change in
          corporate spreads and swap spreads over government bond rates for all maturities across all markets with a floor of zero on the total interest rate, relative to the spreads assumed in the valuation of policy liabilities.</div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Potential impact on net income attributed to shareholders </font><font style="font-weight: bold;">and
          MLI&#8217;s LICAT total ratio </font><font style="font-weight: bold;">arising from changes to corporate spreads and swap spreads</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2),(3)</sup></div>
      <table cellspacing="0" cellpadding="0" id="zd949bc096f3447e0b38495370c20d9a3" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); padding-bottom: 2px;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><font style="font-weight: bold;">Corporate spreads</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">March 31, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">As at</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net income attributed to shareholders ($ millions)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(900</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">800</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(800</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">800</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MLI&#8217;s LICAT total ratio (change in percentage points)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(7</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 9.1pt;"><br style="line-height: 9.1pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="z222445b047d14c92a5861c4c82490afd" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); padding-bottom: 2px;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Swap spreads</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">March 31, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(217, 217, 217); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">As at</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(217, 217, 217); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net income attributed to shareholders ($ millions)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: #D9D9D9; vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MLI&#8217;s LICAT total ratio (change in percentage points)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold; text-align: right;">nil</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold; text-align: right;">nil</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; text-align: right;">nil</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; text-align: right;">nil</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>

      </table>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zb4d3df0e6ad94855af7708513ba1ddb7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Caution related to sensitivities&#8221; above.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z8cd910087b854682956cc324d7817867" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The impact on net income attributed to shareholders assumes no gains or losses are realized on our AFS fixed income assets held in the Corporate and
                    Other segment and excludes the impact of changes in segregated fund bond values due to changes in credit spreads. The participating policy funds are largely self-supporting and generate no material impact on net income attributed to
                    shareholders as a result of changes in corporate and swap spreads.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z7078856f7ffb43a98eaa097c13449e61" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Sensitivities are based on projected asset and liability cash flows.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zdc7fe3134cb7470b92d2d244af2a3d29" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Corporate spreads are assumed to grade to the long-term average over five years.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z9a652a0edc6941d38038391ac6a4a9da" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">As the sensitivity to a 50 basis point decline in corporate spreads includes the impact of a change in deterministic reinvestment scenarios where
                    applicable, the impact of changes to corporate spreads for less than, or more than, the amounts indicated are unlikely to be linear.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z86f52bc28b8b4b1a967d8bd3d81274bc" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">LICAT impacts include realized and unrealized fair value change in AFS fixed income assets. Under LICAT, spread movements are determined from a
                  selection of investment grade bond indices with BBB and better bonds for each jurisdiction. For LICAT, we use the following indices: FTSE TMX Canada All Corporate Bond Index, Barclays USD Liquid Investment Grade Corporate Index, and
                  Nomura-BPI (Japan)<font style="font-family: Calibri,sans-serif;">.</font>&#160;LICAT impacts presented for corporate spreads do not reflect the impact of the scenario switch discussed below.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 15.75pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">LICAT Scenario Switch</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Typically, a reduction in interest rates improves LICAT capital ratios and vice-versa. However, when interest rates decline past a
        certain threshold, reflecting the combined movement in risk-free rates and corporate spreads, a different prescribed interest rate stress scenario needs to be taken into account in the LICAT ratio calculation according to the OSFI guideline.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The OSFI guideline specifies four stress scenarios for interest rates and prescribes the methodology to determine the most adverse
        scenario to apply for each geographic region based on current market inputs and the Company&#8217;s balance sheet.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We estimate the potential impact of a switch in the scenarios would be approximately a one-time five percentage point decrease in MLI&#8217;s
        total LICAT ratio. Under recently issued guidelines from OSFI in 1Q20, should the scenario switch be</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">19</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> triggered, the impact would be reflected over 6 quarters using a rolling average of interest rate risk capital for participating
        products.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The potential negative impact of a switch in scenarios is not reflected in the stated risk-free rate and corporate spread sensitivities,
        as it is a one-time impact. After this one-time event, the sensitivity of the LICAT ratio to further decreases in risk-free interest rates would continue to improve the LICAT capital position.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The level of interest rates and corporate spreads that would trigger a switch in the scenarios is dependent on market conditions and
        movements in the Company&#8217;s asset and liability position. The scenario switch could reverse in response to subsequent increases in rates and/or spreads.</div>
      <div style="line-height: 15.75pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C5</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Alternative long-duration asset performance risk</font></div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table shows the potential impact on net income attributed to shareholders resulting from an immediate 10% change in
          market values of ALDA followed by a return to the expected level of growth assumed in the valuation of policy liabilities. If market values were to remain flat for an entire year, the potential impact would be roughly equivalent to an immediate
          decline in market values equal to the expected level of annual growth assumed in the valuation of policy liabilities. Further, if after market values dropped 10% they continued to decline, remained flat, or grew more slowly than assumed in the
          valuation of policy liabilities, the potential impact on net income attributed to shareholders could be considerably more than shown. Refer to section D2 &#8220;Sensitivity of policy liabilities to asset related assumptions&#8221;,&#160;for more information on
          the level of growth assumed and on the net income sensitivity to changes in these long-term assumptions<font style="font-family: Calibri, sans-serif;">.</font></div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">ALDA includes commercial real estate, timber and farmland real estate, oil and gas direct holdings, and private equities, some of which
          relate to oil and gas.</div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Potential impact on net income attributed to shareholders and MLI LICAT arising from changes in ALDA
          returns</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2),(3),(4),(5),(6)</sup></div>
      <table cellspacing="0" cellpadding="0" id="z1f2e94c49184449ba3b6f100c83b767b" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); padding-bottom: 2px;">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">March 31, 2020</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2019</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(217, 217, 217); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions)</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-10</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+10</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-10</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+10</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(217, 217, 217); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="background-color: #D9D9D9; line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%;">
              <div style="line-height: 14.4pt;">
                <div style="text-indent: 5.8pt; line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income attributed to shareholders</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: #D9D9D9; vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%;">
              <div style="line-height: 14.4pt;">
                <div style="margin-left: 3.35pt; line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Real estate, agriculture and timber assets</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,300</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,200</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,300</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,200</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: #D9D9D9; vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="margin-left: 3.35pt; line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Private equities and other ALDA</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,800</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,700</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,800</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,700</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(217, 217, 217); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(3,100</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,900</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(3,100</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,900</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(217, 217, 217); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">MLI&#8217;s LICAT total ratio (change in percentage points)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z2aed7a8e8e534a0ab6e023facc62f1ae" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="background-color: rgb(217, 217, 217);"> (1)</font></sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><font style="background-color: rgb(217, 217, 217);">See &#8220;Caution Related to Sensitivities&#8221; above.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z20d1221ea59b490fbae10782fe9defa0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="background-color: rgb(217, 217, 217);">(2)</font></sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><font style="background-color: rgb(217, 217, 217);">This impact is calculated as at a point-in-time impact and does not include: (i) any potential
                      impact on ALDA weightings; </font>or (ii<font style="background-color: rgb(217, 217, 217);">) any gains or losses on ALDA held in the Corporate and Other segment.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z00e9b9c5d1a94b4a9b6dc938724e797d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="background-color: rgb(217, 217, 217);">(3)</font></sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><font style="background-color: rgb(217, 217, 217);">The participating policy funds are largely self-supporting and generate no material impact on net
                      income attributed to shareholders as a result of changes in ALDA returns. For some classes of ALDA, where there is not an appropriate long-term benchmark available, the return assumptions used in valuation are not permitted by the
                      Standards of Practice and CIA guidance to result in a lower reserve than an assumption based on a historical return benchmark for public equities in the same jurisdiction.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z838ab31cb384407396cf2f8aa1b9869f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="background-color: rgb(217, 217, 217);">(4)</font></sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><font style="background-color: rgb(217, 217, 217);">Net income impact does not consider any impact of the market correction on assumed future return
                      assumptions.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zfcfac03334cd479486d6b0fb5bcac3ce" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="background-color: rgb(217, 217, 217);">(5)</font></sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><font style="background-color: rgb(217, 217, 217);">Please refer to section D2 &#8220;Sensitivity of policy liabilities to asset related assumptions" for
                      more information on the level of growth assumed and on the net income sensitivity to changes in these long-term assumptions.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zdb4f5c3eda0a4abc84e3460ecd493a42" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="background-color: rgb(217, 217, 217);">(6)</font></sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The impact of changes to the portfolio asset mix supporting our North American legacy businesses are reflected in the sensitivities when the changes
                    take place<font style="font-family: Calibri,sans-serif;">.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C6</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Credit risk exposure measures</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As at March 31, 2020 and December 31, 2019, the impact of a 50% increase in credit defaults over the next year in excess of the rates
        provided for in policy liabilities, would reduce net income attributed to shareholders by $77 million and $69 million in each year, respectively. Credit downgrades for fixed income investments would adversely impact our regulatory capital, as
        required capital levels for such investments are based on the credit quality of each instrument. In addition, credit downgrades could also be higher than assumed in policy liabilities, resulting in policy liability increases and a reduction in net
        income attributed to shareholders.</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">20</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The table below shows net impaired assets and allowances for loan losses.</div>
      <div style="line-height: 15.75pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Net Impaired Assets and Loan Losses</div>
      <table cellspacing="0" cellpadding="0" id="zebe5bca69c8f4cce85e0305c9af3c016" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">($ millions, unless otherwise stated)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">March 31, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net impaired fixed income assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">250</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">234</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net impaired fixed income assets as a % of total invested assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">0.062</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">0.062</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Allowance for loan losses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">27</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">20</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C7</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Risk factors - Pandemic risk and potential implications of COVID-19</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In our 2019 MD&amp;A we outlined risk factors that may affect future results, including the potential impact of catastrophic events such
        as the global spread of diseases or illnesses. In 1Q20, the viral outbreak known as COVID-19 rapidly developed into a global pandemic. In response, worldwide emergency measures were taken, and continue to be taken, to combat the spread of the
        virus, including the imposition of travel restrictions, business closure orders, and regional quarantines and physical distancing requirements. These directives may continue and could be expanded. In addition, governments are implementing monetary
        and fiscal policy changes aimed to help stabilize economies and capital markets. We cannot predict legal and regulatory responses to concerns about the COVID-19 pandemic and related public health issues and how these responses may impact our
        business. The COVID-19 pandemic, actions taken globally in response to it, and the ensuing economic downturn has caused significant disruption to global supply chains, business activities and economies<font style="font-family: Calibri, sans-serif;">.</font>
        The depth<font style="font-family: Calibri, sans-serif;">,</font> breadth and duration of these disruptions remain highly uncertain at this time. Furthermore, governments are developing frameworks for the staged resumption of business activities.
        As a result, it is difficult to predict how significant the impact of the COVID-19 pandemic<font style="font-family: Calibri, sans-serif;">,</font> including any responses to it<font style="font-family: Calibri, sans-serif;">,</font> will be on the
        global economy and our business. These disruptions, if they continue, could have a significant adverse impact on our global businesses and operations and on our financial results.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We have outlined these risks in more detail in two parts<font style="font-family: Calibri, sans-serif;">.</font> Those risk factors
        related specifically to the COVID-19 pandemic are described in this section and those related to the broader economic uncertainty are described below (see C8 - Global outlook and economic uncertainties).</div>
      <div style="margin-left: 4.5pt; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Strategic Risk Factors</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z96acc7e07b7a4af9a37a4d10964a4b40" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#9726;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The ongoing COVID-19 pandemic could continue to adversely impact our financial results in future periods as a result of reduced
                  new business, reduced asset-based fee revenue, and net unfavourable policyholder experience including claims experience and premium persistency. The uncertainty around the expected duration of the pandemic and the measures put in place by
                  governments to respond to it could further depress business activity and financial markets, which could lead to lower net income attributed to shareholders. While in recent years we&#8217;ve taken significant actions to diversify and bolster
                  the resilience of our Company, further management actions may be required, including, but not limited to, changes to business and product mix, pricing structures on in-force and new business, investment mix, hedging programs, and the use
                  of reinsurance.</div>
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                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Collaborative activities required to advance our strategic initiatives could also be impeded as emergency measures to combat
                  the virus significantly restrict direct human interactions and movement. Although we expect that our digital capabilities and tools should enable us to reasonably conduct business while emergency measures are in place, there can be no
                  assurance these or other strategies taken to address adverse impacts related to the COVID-19 pandemic will be successful.</div>
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      </div>
      <div>
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                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We also anticipate continued disruptions to our health and medical underwriting processes as a result of government measures
                  taken to limit or temporarily cease paramedical services in some markets, which could lead to lower sales volumes until such services can be resumed. To help mitigate the impacts of these disruptions, we have taken steps to change our
                  underwriting processes to allow us to accept certain low risk applications while postponing higher risk cases until emergency measures are eased.</div>
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      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Product Risk Factors</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zbd4979dbe3584a608ed8aa3d56584fa6" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Adverse experience relative to the assumptions used in the design and pricing of our insurance products and services could significantly impact our
                  operations and financial condition. This may result in an increase in policy liabilities and a decrease in net income attributable to shareholders. Further, large-scale events such as COVID-19 reduce the overall level of economic activity
                  as well as activity through our distribution channels, which could continue to adversely impact our ability to write new business. It is also possible that geographic concentration of insured individuals could increase the severity of
                  claims experience. The efficacy of external parties, including governmental</div>
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        </table>
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        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">21</font></div>
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                <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">and non-governmental organizations, in combating the pandemic is outside of our control but could also have a material and adverse impact on our
                  results of operations.</div>
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      <div>
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                <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Increased economic uncertainty and increased unemployment resulting from the economic impacts of the spread of COVID-19 may also result in
                  policyholders seeking sources of liquidity and withdrawing at rates greater than we previously expected. If policyholder lapse and surrender rates significantly exceed our expectations, it could have a material adverse effect on our
                  business, financial condition, results of operations and cash flows.</div>
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      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Operational Risk Factors</font>&#160;</div>
      <div>
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                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The pandemic has resulted in the imposition of government measures to restrict the movement of people, including travel bans
                  and social distancing requirements. These measures have led to disruptions to business operations across our global offices. While our business continuity plans have been executed across the organization with the vast majority of
                  employees shifting to remote work arrangements and our networks and systems have generally remained stable in supporting this large-scale effort, there can be no assurance that our ability to continue to operate our business will not be
                  adversely impacted if our networks and systems, including those aspects of our operations which rely on services provided by third parties, fail to operate as expected. The successful execution of business continuity strategies by third
                  parties is outside our control. If one or more of the third parties to whom we outsource certain critical business activities fails to perform as a result of the impacts from the spread of COVID-19, it may have a material adverse effect
                  on our business and operations.</div>
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                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Our global processing centres&#8217; operational capacity has been significantly impacted due to strict government measures to lock
                  down businesses and limit the movement of people within their jurisdictions, which has resulted in slower processing times and lower than expected customer experience, and has required us to reallocate capacity to less impacted
                  geographies, expand the use of remote work capabilities, and deprioritize non-essential business activities.</div>
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                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The implementation of widespread remote work arrangements also increases other operational risks, including, but not limited
                  to, fraud, information security, and third-party risks, and we are relying on our risk management strategies to monitor these and other operational risks during this period of heightened uncertainty.</div>
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      </div>
      <div style="line-height: 15.75pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C8</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Risk Factors - Global outlook and economic uncertainties</font></div>
      <div style="line-height: 12.55pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The COVID-19 pandemic and actions taken in response to it have resulted in a significant economic downturn and significant disruptions in
        supply chains and business activity globally. Updates to specific risk factors are noted below:</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Market Risk Factors</div>
      <div>
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                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The pandemic and resulting economic downturn have created significant volatility and declines in financial and commodity
                  markets. Central banks have announced emergency interest rate cuts, while governments are implementing unprecedented fiscal stimulus packages to support economic stability. The pandemic could result in a global recessionary environment
                  with continued market volatility and low or negative interest rates, which may continue to impact our net income attributed to shareholders. Our investment portfolio has been, and may continue to be, adversely affected as a result of
                  market developments from the COVID-19 pandemic and related uncertainty.</div>
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              </td>
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                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We have hedging programs, supported by a comprehensive collateral management program in place to help mitigate the risk of
                  interest rate and public equity market volatility. Our interest rate and public equity variable annuity hedging programs have performed with a high level of effectiveness during this period of volatility to date.</div>
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      <div>
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              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Extreme market volatility may leave us unable to react to market events in a manner consistent with our historical investment
                  practices in dealing with more orderly markets. Market dislocations, decreases in observable market activity or unavailability of information arising from the spread of COVID-19, may restrict our access to key inputs used to derive
                  certain estimates and assumptions made in connection with financial reporting or otherwise, including estimates and changes in long term macro-economic assumptions relating to accounting for future credit losses. Restricted access to such
                  inputs may make our financial statement balances and estimates and assumptions used to run our business subject to greater variability and subjectivity.</div>
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      </div>
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                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The significant increase in global oil production and supply experienced in 1Q20 compounded downward pressure on oil prices
                  that were already declining as a result of measures taken to mitigate COVID-19. We expect these events may continue to have an adverse impact on the value of our oil and gas investments and ALDA portfolio.<br>
                  <div><br>
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        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">22</font></div>
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      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Liquidity risk and capital management</div>
      <div>
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                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Extreme market volatility and stressed conditions resulting from COVID-19 and the measures implemented to control its spread
                  could limit our access to capital markets and could result in additional cash and collateral demands primarily from changes to policyholder termination or renewal rates, withdrawals of customer deposit balances, borrowers renewing or
                  extending their loans when they mature, derivative settlements or collateral demands, and reinsurance settlements or collateral demands. We maintain strong financial strength ratings from our credit rating agencies. However, sustained
                  global economic uncertainty could result in adverse credit ratings changes which in turn could result in more costly or limited access to funding sources. In addition, while we currently have a variety of sources of liquidity including
                  cash balances, short-term investments, government and highly rated corporate bonds, and access to contingent liquidity facilities, there can be no assurance that these sources will provide us with sufficient liquidity on commercially
                  reasonable terms in the future.</div>
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      <div>
        <table cellspacing="0" cellpadding="0" id="z2942c5269b8b4d2a899d91753bf57bbd" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

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                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">On March 13, 2020, OSFI announced measures to support the resilience of financial institutions. Consistent with these measures,
                  OSFI set the expectation for all federally regulated financial institutions that dividend increases and share buybacks should be halted for the time being. Accordingly, the Company has not repurchased its shares since March 13, 2020.</div>
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      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Credit Risk Factors</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zd47215bf364b4d0aaa30df44786cde2b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">An economic slowdown or recession could impact a wide range of industries to which we are exposed. The impact could increase borrower or
                  counterparty defaults or downgrades and cause increased provisions or impairments related to our general fund invested assets and derivative financial instruments, and an increase in provisions for future credit impairments to be included
                  in our policy liabilities. This could result in losses potentially above our long-term expected levels.</div>
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      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zbae6ce6502c542d2a6152600b85eb925" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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                <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We are monitoring our credit risk as we anticipate downgrades across some industries in our portfolio in subsequent quarters. The general fund
                  portfolio is constructed through credit selection criteria and is diversified with the majority of the portfolio rated investment grade which helps to mitigate risks associated with the current economic downturn. Our approach includes
                  seeking investments which perform more favourably in the longer term, throughout economic and business cycles, but there can be no assurance these or other strategies taken to address adverse impacts related to the COVID-19 pandemic will
                  be successful.</div>
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        </table>
      </div>
      <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">D</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">CRITICAL ACTUARIAL AND ACCOUNTING POLICIES</font></div>
      <div style="line-height: 15.75pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">D1</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Critical actuarial and accounting policies</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Our significant accounting policies are described in note 1 to our Consolidated Financial Statements for the year ended December 31,
        2019. The critical actuarial and accounting policies and estimation processes relate to the determination of insurance and investment contract liabilities, assessment of control over other entities for consolidation, estimation of fair value of
        invested assets, evaluation of invested asset impairment, accounting for derivative financial instruments, determination of pension and other post-employment benefit obligations and expenses, accounting for income taxes and uncertain tax positions
        and valuation and impairment of goodwill and intangible assets as described on pages 60 to 68 of our 2019 Annual Report.</div>
      <div style="line-height: 15.75pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">D2</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Sensitivity of policy liabilities to asset related assumptions</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">When the assumptions underlying our determination of policy liabilities are updated to reflect recent and emerging experience or change
        in outlook, the result is a change in the value of policy liabilities which in turn affects net income attributed to shareholders. The sensitivity of net income attributed to shareholders to updates to certain asset related assumptions underlying
        policy liabilities is shown below and assumes that there is a simultaneous change in the assumptions across all business units.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For changes in asset related assumptions, the sensitivity is shown net of the corresponding impact on income of the change in the value
        of the assets supporting policy liabilities. In practice, experience for each assumption will frequently vary by geographic market and business, and assumption updates are made on a business/geographic specific basis. Actual results can differ
        materially from these estimates for a variety of reasons including the interaction among these factors when more than one changes, changes in actuarial and investment return and future investment activity assumptions, actual experience differing
        from the assumptions, changes in business mix, effective tax rates and other market factors, and the general limitations of our internal models.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
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        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">23</font></div>
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      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
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      <div style="line-height: 15.75pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Potential impact on net income attributed to shareholders arising from changes to asset related assumptions supporting
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="14" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Increase (decrease) in after-tax net income attributed to</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">March 31, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2019</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions)</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Increase</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="text-align: right; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Increase</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Decrease</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Asset related assumptions updated periodically in valuation basis changes</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100 basis point change in future annual returns for public equities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">600</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(600</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100 basis point change in future annual returns for ALDA<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,000</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(4,600</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,800</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(4,400</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="3">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100 basis point change in equity volatility assumption for stochastic segregated fund modelling<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(300</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">300</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z0a0b7c136c10426c81ef9b47383991a8" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The sensitivity to public equity returns above includes the impact on both segregated fund guarantee reserves and on other policy
                  liabilities. Expected long-term annual market growth assumptions for public equities are based on long-term historical observed experience and compliance with actuarial standards. As at March 31, 2020, the growth rates inclusive of
                  dividends in the major markets used in the stochastic valuation models for valuing segregated fund guarantees are 9.2% per annum in Canada, 9.6% per annum in the U.S. and 6.2% per annum in Japan. Growth assumptions for European equity
                  funds are market-specific and vary between 8.3% and 9.9%.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z1643b0354f0f4b63a8fde32dd5f79adf" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">ALDA include commercial real estate, timber, farmland, direct oil and gas properties, and private equities, some of which relate to oil and gas.
                  Expected long-term return assumptions for ALDA and public equity are set in accordance with the Standards of Practice for the valuation of insurance contract liabilities and guidance published by the CIA. Annual best estimate return
                  assumptions for ALDA and public equity include market growth rates and annual income, such as rent, production proceeds and dividends, and will vary based on our holding period. Over a 20-year horizon, our best estimate return assumptions
                  range between 5.25% and 11.65%, with an average of 9.3% based on the current asset mix backing our guaranteed insurance and annuity business as of March 31, 2020. Our return assumptions including the margins for adverse deviations in our
                  valuation, which take into account the uncertainty of achieving the returns, range between 2.5% and 7.5%, with an average of 6.1% based on the asset mix backing our guaranteed insurance and annuity business as of March 31, 2020.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z05fdcc1b54c04fd59d7619a6b0dc07b3" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Volatility assumptions for public equities are based on long-term historical observed experience and compliance with actuarial
                  standards. The resulting volatility assumptions are 16.5% per annum in Canada and 17.15% per annum in the U.S. for large-cap public equities, and 19.25% per annum in Japan. For European equity funds, the volatility varies between 16.5%
                  and 18.4%.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">D3</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Accounting and reporting changes</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For accounting and reporting changes during the quarter, refer to note 2 of our unaudited Interim Consolidated Financial Statements for
        the three months ended March 31, 2020<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In addition, we have provided enhanced disclosures on measurement uncertainty in notes 1, 3 and 11 of our unaudited Interim Consolidated
        Financial Statements for the three months ended March 31, 2020<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 17.15pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">E</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">OTHER</font></div>
      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">E1</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Outstanding shares &#8211; selected information</font></div>
      <div style="line-height: 15.75pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Common shares</div>
      <div style="line-height: 15.75pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As at April 30, 2020 MFC had 1,939,463,693 common shares outstanding.</div>
      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">E2</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Legal and regulatory proceedings</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We are regularly involved in legal actions, both as a defendant and as a plaintiff. Information on legal and regulatory proceedings can
        be found in note 12 of our unaudited Interim Consolidated Financial Statements for the three months ended March 31, 2020.</div>
      <div style="line-height: 15.75pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">E3</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Performance and non-GAAP measures</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We use a number of non-GAAP financial measures to measure overall performance and to assess each of our businesses. A financial measure
        is considered a non-GAAP measure for Canadian securities law purposes if it is presented other than in accordance with generally accepted accounting principles used for the Company&#8217;s audited financial statements. Non-GAAP measures include: core
        earnings (loss); core ROE; diluted core earnings per common share; core earnings before income taxes, depreciation and amortization (&#8220;core EBITDA&#8221;); core EBITDA margin; core investment gains; constant exchange rate basis (measures that are reported
        on a constant exchange rate basis include percentage growth/decline in core earnings, sales, APE sales, gross flows, core EBITDA, new business value (&#8220;NBV&#8221;), new business value margin (&#8220;NBV margin&#8221;), assets under management, assets under management
        and administration (&#8220;AUMA&#8221;) and average assets under management and administration (&#8220;average AUMA&#8221;)); assets under administration; expense efficiency ratio; assets under management and administration; assets under management; average AUMA,
        consolidated capital; embedded value; new business value; new business value margin; sales; APE sales; gross flows; and net flows. Non-GAAP financial measures are not defined terms under GAAP and, therefore, are unlikely to be comparable to similar
        terms used by other issuers. Therefore, they should not be considered in isolation or as a substitute for any other financial information prepared in accordance with GAAP.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">24</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Core earnings (loss)</font> is a non-GAAP measure which we believe aids investors in better
        understanding the long-term earnings capacity and valuation of the business. Core earnings allows investors to focus on the Company&#8217;s operating performance by excluding the direct impact of changes in equity markets and interest rates, changes in
        actuarial methods and assumptions as well as a number of other items, outlined below, that we believe are material, but do not reflect the underlying earnings capacity of the business. For example, due to the long-term nature of our business, the
        mark-to-market movements of equity markets, interest rates, foreign currency exchange rates and commodity prices from period-to-period can, and frequently do, have a substantial impact on the reported amounts of our assets, liabilities and net
        income attributed to shareholders. These reported amounts are not actually realized at the time and may never be realized if the markets move in the opposite direction in a subsequent period. This makes it very difficult for investors to evaluate
        how our businesses are performing from period-to-period and to compare our performance with other issuers. </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We believe that core earnings better reflect the underlying earnings capacity and valuation of our business. We use core earnings as the
        basis for management planning and reporting and, along with net income attributed to shareholders, as a key metric used in our short and mid-term incentive plans at the total Company and operating segment level.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">While core earnings is relevant to how we manage our business and offers a consistent methodology, it is not insulated from
        macro-economic factors which can have a significant impact. See &#8220;Quarterly financial information&#8221; below for reconciliation of core earnings to net income (loss) attributed to shareholders.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Any future changes to the core earnings definition referred to below, will be disclosed.</div>
      <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Items included in core earnings:</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z49f23c4c864a4a82bd7a6ffdf49855fd" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">1.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Expected earnings on in-force policies, including expected release of provisions for adverse deviation, fee income, margins on
                  group business and spread business such as Manulife Bank and asset fund management.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z5b03a9220cc5444283ab5f95f2c59e70" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">2.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Macro hedging costs based on expected market returns.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="ze3b0736e49864a2d950ac920e01fdb66" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">3.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">New business strain and gains.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z70154d4ae31342278e795bfe75ef566b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">4.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Policyholder experience gains or losses.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zfdbbdda682b14500924e8b3acecf3542" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">5.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Acquisition and operating expenses compared with expense assumptions used in the measurement of policy liabilities.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z09ab72ad3ce34141b3438f0aff6432e5" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">6.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Up to $400 million of net favourable investment-related experience reported in a single year, which are referred to as &#8220;core
                  investment gains&#8221;. This means up to $100 million in the first quarter, up to $200 million on a year-to-date basis in the second quarter, up to $300 million on a year-to-date basis in the third quarter and up to $400 million on a full year
                  basis in the fourth quarter. Any investment-related experience losses reported in a quarter will be offset against the net year-to-date investment-related experience gains with the difference being included in core earnings subject to a
                  maximum of the year-to-date core investment gains and a minimum of zero, which reflects our expectation that investment-related experience will be positive through-the-business cycle. To the extent any investment-related experience losses
                  cannot be fully offset in a quarter they will be carried forward to be offset against investment-related experience gains in subsequent quarters in the same year, for purposes of determining core investment gains. Investment-related
                  experience relates to fixed income investing, ALDA returns, credit experience and asset mix changes other than those related to a strategic change. An example of a strategic asset mix change is outlined below.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zb6723c30f5ee48c98320c2cf5fc8af50" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">This favourable and unfavourable investment-related experience is a combination of reported investment experience as well as
                  the impact of investing activities on the measurement of our policy liabilities. We do not attribute specific components of investment-related experience to amounts included or excluded from core earnings.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z46dc75e2cdb44ab68f22deabf49c5cff" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The $400 million threshold represents the estimated average annualized amount of net favourable investment-related experience
                  that the Company reasonably expects to achieve through-the-business cycle based on historical experience. It is not a forecast of expected net favourable investment-related experience for any given fiscal year.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zbd69dd156b394fa68949ea39edba9678" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Our average net annualized investment-related experience calculated from the introduction of core earnings in 2012 to the end
                  of 2019 was $527 million (2012 to the end of 2018 was $493 million)<font style="font-family: Calibri, sans-serif;">.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z0f93770103a84d6ba08041e87aee20ac" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The decision announced on December 22, 2017 to reduce the allocation to ALDA in the portfolio asset mix supporting our legacy
                  businesses was the first strategic asset mix change since we introduced the core earnings metric in 2012. We refined our description of investment-related experience in 2017 to note that asset mix changes other than those related to a
                  strategic change are taken into consideration in the investment-related experience component of core investment gains.</div>
              </td>
            </tr>

        </table>
      </div>
      <div> </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">25</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;">
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">While historical investment return time horizons may vary in length based on underlying asset classes generally exceeding 20
                  years, for purposes of establishing the threshold, we look at a business cycle that is five or more years and includes a recession. We monitor the appropriateness of the threshold as part of our annual five-year planning process and would
                  adjust it, either to a higher or lower amount, in the future if we believed that our threshold was no longer appropriate.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z01267dafddec470f9e8b7c5cfdac53fb" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Specific criteria used for evaluating a potential adjustment to the threshold may include, but are not limited to, the extent
                  to which actual investment-related experience differs materially from actuarial assumptions used in measuring insurance contract liabilities, material market events, material dispositions or acquisitions of assets, and regulatory or
                  accounting changes.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z7e1d554cce7f4681b046f49cf1476011" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">7.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Earnings on surplus other than mark-to-market items. Gains on available-for-sale (&#8220;AFS&#8221;) equities and seed money investments in
                  new segregated and mutual funds are included in core earnings.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z381ba1fd00d343888f1d40ac97e90395" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">8.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Routine or non-material legal settlements.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zce6b13d8d09f48a2910b486de74cd50d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">9.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">All other items not specifically excluded.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z1ca5266301cc49b79ccc8cad24081ee6" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">10.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Tax on the above items.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zcd4f80953e4540c398b7ad34b6a0e194" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">11.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">All tax related items except the impact of enacted or substantively enacted income tax rate changes.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Items excluded from core earnings:</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zdc9fa5d8c2df4e3d8711b99471f11546" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">1.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The direct impact of equity markets and interest rates and variable annuity guarantee liabilities includes the items listed
                  below.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z219f1cfccfdb4b7c9ccfd4d4be86b044" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The earnings impact of the difference between the net increase (decrease) in variable annuity liabilities that are dynamically
                  hedged and the performance of the related hedge assets. Our variable annuity dynamic hedging strategy is not designed to completely offset the sensitivity of insurance and investment contract liabilities to all risks or measurements
                  associated with the guarantees embedded in these products for a number of reasons, including; provisions for adverse deviation, fund performance, the portion of the interest rate risk that is not dynamically hedged, realized equity and
                  interest rate volatilities and changes to policyholder behaviour.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zb2ccc84934ec4dc4a1015f3caa765918" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gains (charges) on variable annuity guarantee liabilities not dynamically hedged.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zfeb7816a4d9a41619665ebe1c1035869" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gains (charges) on general fund equity investments supporting policy liabilities and on fee income.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z53d8d41bfa774f1fb28c51ec77ca549a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gains (charges) on macro equity hedges relative to expected costs. The expected cost of macro hedges is calculated using the
                  equity assumptions used in the valuation of insurance and investment contract liabilities.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zc97b0210a99b48e29e3698a3e9849124" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gains (charges) on higher (lower) fixed income reinvestment rates assumed in the valuation of insurance and investment contract
                  liabilities.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
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            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gains (charges) on sale of AFS bonds and open derivatives not in hedging relationships in the Corporate and Other segment.</div>
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            </tr>

        </table>
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            <tr>
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                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">2.</div>
              </td>
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                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net favourable investment-related experience in excess of $400 million per annum or net unfavourable investment-related
                  experience on a year-to-date basis.</div>
              </td>
            </tr>

        </table>
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            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">3.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Mark-to-market gains or losses on assets held in the Corporate and Other segment other than gains on AFS equities and seed
                  money investments in new segregated or mutual funds.</div>
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            </tr>

        </table>
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        <table cellspacing="0" cellpadding="0" id="z63b952f1780a4a1d93c0b68238dae571" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
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                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">4.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Changes in actuarial methods and assumptions. As noted in the &#8220;Critical actuarial and accounting policies&#8221; section of our 2019
                  MD&amp;A, policy liabilities for IFRS are valued in Canada under standards established by the Actuarial Standards Board. The standards require a comprehensive review of actuarial methods and assumptions to be performed annually. The
                  review is designed to reduce the Company&#8217;s exposure to uncertainty by ensuring assumptions for both asset related and liability related risks remain appropriate and is accomplished by monitoring experience and selecting assumptions which
                  represent a current best estimate view of expected future experience, and margins that are appropriate for the risks assumed. Changes related to ultimate reinvestment rates (&#8220;URR&#8221;) are included in the direct impact of equity markets and
                  interest rates and variable annuity guarantee liabilities. By excluding the results of the annual reviews, core earnings assist investors in evaluating our operational performance and comparing our operational performance from period to
                  period with other global insurance companies because the associated gain or loss is not reflective of current year performance and not reported in net income in most actuarial standards outside of Canada.</div>
              </td>
            </tr>

        </table>
      </div>
      <div> </div>
      <div>
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            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;"><br>
              </td>
              <td style="width: auto; vertical-align: top;"><br>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z8276156ed8e749a188fa15ef600f7f7a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;"><br>
              </td>
              <td style="width: auto; vertical-align: top;"><br>
              </td>
            </tr>

        </table>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">26</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
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      <div style="line-height: 15.75pt; margin-bottom: 10pt;">
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">5.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The impact on the measurement of policy liabilities of changes in product features or new reinsurance transactions, if
                  material.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;">
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">6.</div>
              </td>
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                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Goodwill impairment charges.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;">
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">7.</div>
              </td>
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                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gains or losses on disposition of a business.</div>
              </td>
            </tr>

        </table>
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            <tr>
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                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">8.</div>
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                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Material one-time only adjustments, including highly unusual/extraordinary and material legal settlements or other items that
                  are material and exceptional in nature.</div>
              </td>
            </tr>

        </table>
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            <tr>
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                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">9.</div>
              </td>
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                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Tax on the above items.</div>
              </td>
            </tr>

        </table>
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            <tr>
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                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">10.</div>
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                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Impact of enacted or substantially enacted income tax rate changes.</div>
              </td>
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        </table>
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      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table summarizes for the past eight quarters core earnings and net income (loss) attributed to
        shareholders.</div>
      <div style="line-height: 15.75pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Total Company</div>
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            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions, unaudited)</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1Q20</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q19</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">491</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">494</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">520</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">471</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">520</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">463</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">461</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">411</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">237</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">288</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">318</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">312</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">283</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">305</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">344</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">395</font></div>
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          <tr>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S.</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">416</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">489</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">471</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">441</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">475</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">454</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">467</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">446</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Global Wealth and Asset</div>
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; Management</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">250</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">265</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">281</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">242</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">233</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">231</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">288</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">239</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Corporate and Other (excluding</div>
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; core investment gains)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(366</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(159</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(163</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(114</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(63</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(216</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(121</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(164</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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          <tr>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">104</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,028</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,477</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,527</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,452</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,548</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,337</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,539</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,431</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -3.75pt; margin-left: 3.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Items to reconcile core earnings</div>
              <div style="text-indent: -3.75pt; margin-left: 3.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; (loss) to net income (loss) attributed</div>
              <div style="text-indent: -3.75pt; margin-left: 3.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; to shareholders:</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment-related experience</div>
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; outside of core earnings</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(608</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">182</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(289</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">146</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">327</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(130</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">312</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Direct impact of equity markets</div>
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; and interest rates and variable</div>
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; annuity guarantee liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">792</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(389</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(494</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(144</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">249</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(675</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(277</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">45</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
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              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in actuarial methods and</div>
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; assumptions</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(21</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(51</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Reinsurance transactions</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(34</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">63</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">52</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">142</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(65</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">12</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Restructuring charge</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(63</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Tax-related items and other</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">72</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(42</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">115</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(44</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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          <tr>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160; to shareholders</div>
            </td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,296</div>
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            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,228</div>
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            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">723</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,475</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,176</div>
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            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">593</div>
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            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,573</div>
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            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,262</div>
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            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 15.75pt; margin-top: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Asia</div>
      <table cellspacing="0" cellpadding="0" id="z399590cf6996454f9205bd94304c9d02" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="30" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3Q19</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Asia core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">491</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">494</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">520</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">471</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">520</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">463</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">461</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">411</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Items to reconcile core earnings</div>
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; to net income (loss) attributed to</div>
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; shareholders:</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment-related experience</div>
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; outside of core earnings</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">50</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">46</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(13</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">47</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">116</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">99</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">91</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">46</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Direct impact of equity markets</div>
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; and interest rates and variable</div>
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; annuity guarantee liabilities</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(458</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">96</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(372</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(42</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">59</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(244</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(18</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(86</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in actuarial methods</div>
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; and assumptions</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(7</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">27</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Reinsurance transactions</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: top; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(3</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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          <tr>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">95</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">636</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">128</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">476</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">695</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">318</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">566</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">368</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; margin-bottom: 6pt; font-family: Arial,sans-serif; font-size: 8pt; font-weight: normal;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">2018 core earnings and net income (loss) attributed to shareholders have been updated to reflect the 2019
                  methodology for allocating capital and interest on surplus to our insurance segments from the Corporate and Other segment<font style="font-family: Calibri,sans-serif;">.</font></div>
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      <div style="line-height: 15.75pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;"> <br>
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      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">27</font></div>
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          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
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      <div style="line-height: 15.75pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Canada</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="30" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions, unaudited)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Canada core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">237</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">288</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">318</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">312</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">283</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">305</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">344</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">395</div>
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              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Items to reconcile core earnings</div>
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              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; shareholders:</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment-related experience</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(378</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">69</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(47</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">453</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(143</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">155</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">83</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Direct impact of equity markets</div>
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; and interest rates and variable</div>
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            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(725</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(97</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(335</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(234</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(26</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">13</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in actuarial methods</div>
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; and assumptions</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(108</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(370</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Reinsurance transactions</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(34</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(866</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">226</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(172</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">317</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">751</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(74</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">102</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">502</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <tr>
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                <div style="line-height: 9.1pt; margin-top: 2pt; margin-bottom: 6pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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                <div style="line-height: 9.1pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">2018 core earnings and net income (loss) attributed to shareholders have been updated to reflect the 2019
                  methodology for allocating capital and interest on surplus to our insurance segments from the Corporate and Other segment<font style="font-family: Calibri,sans-serif;">.</font></div>
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      <div style="line-height: 15.75pt; margin-top: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">U.S.</div>
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          <tr>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q19</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3Q18</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">U.S. core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">416</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">489</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">471</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">441</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">475</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">454</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">467</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">446</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Items to reconcile core earnings</div>
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; to net income (loss) attributed to</div>
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; shareholders:</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment-related experience</div>
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; outside of core earnings</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(266</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">177</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(134</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">166</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(143</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">15</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">162</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(59</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Direct impact of equity markets</div>
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; and interest rates and variable</div>
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; annuity guarantee liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,702</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(515</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(66</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(173</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">61</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(95</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(204</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">267</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in actuarial methods and</div>
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; assumptions</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">71</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">63</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">48</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">142</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(74</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(8</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(34</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: middle; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss) attributed</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,852</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">143</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">342</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">502</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">441</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">513</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">630</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">620</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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      </table>
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        <table cellspacing="0" cellpadding="0" id="zaabe8101079e46dabd5de42a1c973ab3" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; margin-bottom: 6pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">2018 core earnings and net income (loss) attributed to shareholders have been updated to reflect the 2019
                  methodology for allocating capital and interest on surplus to our insurance segments from the Corporate and Other segment<font style="font-family: Calibri,sans-serif;">.</font></div>
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            </tr>

        </table>
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      <div style="line-height: 15.75pt; margin-top: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Global Wealth and Asset Management</div>
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          <tr>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="30" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions, unaudited)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1Q20</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Global WAM core earnings</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">250</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">265</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">281</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">242</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">233</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">231</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">288</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">239</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Items to reconcile core earnings</div>
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; to net income (loss) attributed to</div>
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; shareholders:</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Tax-related items and other</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(13</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(8</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(6</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss) attributed</div>
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160; to shareholders</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">250</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">265</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">281</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">243</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">233</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">218</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">280</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">233</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

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      <div style="line-height: 15.75pt; margin-top: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Corporate and Other</div>
      <table cellspacing="0" cellpadding="0" id="zaa689b2c41bf4ccb92e328e43205d6ab" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="30" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Corporate and Other core</div>
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160; income (loss) (excluding core</div>
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160; investment gains)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(366</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(159</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(163</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(114</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(63</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(216</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(121</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(164</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Core investment gains (loss)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">104</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total core earnings (loss)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(366</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(59</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(63</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(14</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">37</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(116</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(21</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(60</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other items to reconcile core</div>
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; earnings (loss) to net income (loss)</div>
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; attributed to shareholders:</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment-related experience</div>
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; outside of core earnings</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(14</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(110</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(95</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(69</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(99</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(101</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(96</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(52</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Direct impact of equity markets</div>
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; and interest rates</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">273</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">127</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">279</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">64</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">118</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(102</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(29</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(149</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Changes in actuarial methods</div>
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; and assumptions</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">23</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">72</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">135</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Restructuring charge</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(63</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(200</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss) attributed</div>
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160; to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(35</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(42</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">144</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(63</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">56</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(382</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(461</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z7e3bb050260148adb68df3721afc7761" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 8pt; font-weight: normal;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The Corporate and Other segment includes earnings on assets backing capital net of amounts allocated to operating segments. 2018 core
                  income (loss) (excluding core investment gains) and net income (loss) attributed to shareholders have been updated to reflect the 2019 methodology for allocating capital and interest on surplus to our insurance segments from the Corporate
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        </table>
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      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;"> <br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">28</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Core return on common shareholders&#8217; equity</font>&#160;<font style="font-weight: bold;">(&#8220;core















          ROE&#8221;)</font> is a non-GAAP profitability measure that presents core earnings available to common shareholders as a percentage of the capital deployed to earn the core earnings. The Company calculates core ROE using average common shareholders&#8217;
        equity.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Diluted core earnings per common share</font> is core earnings available to common shareholders
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      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company also uses financial performance measures that are prepared on a <font style="font-weight: bold;">constant exchange rate
          basis</font>, which are non-GAAP measures that exclude the impact of currency fluctuations (from local currency to Canadian dollars at a total Company level and from local currency to U.S. dollars in Asia). Quarterly amounts stated on a constant
        exchange rate basis in this MD&amp;A are calculated, as appropriate, using the income statement and balance sheet exchange rates effective for 1Q20. Measures that are reported on a constant exchange rate basis include growth in core earnings,
        sales, APE sales, gross flows, core EBITDA, new business value, new business value margin, assets under management, assets under management and administration<font style="font-family: Calibri, sans-serif;">,</font> and average assets under
        management and administration<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Assets under management and administration (&#8220;AUMA&#8221;) </font>is a non-GAAP measure of
        the size of the Company. It is comprised of the non-GAAP measures assets under management (&#8220;AUM&#8221;), which includes both assets of general account and external client assets for which we provide investment management services, and assets under
        administration (&#8220;AUA&#8221;), which includes assets for which we provide administrative services only. Assets under management and administration is a common industry metric for WAM businesses.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
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              <div style="line-height: 13.1pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Assets under management and administration</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">As at</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions)</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">March 31,</div>
              <div style="text-align: right; line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">December 31,</div>
              <div style="text-align: right; line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">March 31,</div>
              <div style="text-align: right; line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total invested assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">405,329</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">378,527</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">359,458</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Segregated funds net assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">312,253</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">343,108</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">334,425</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Assets under management per financial statements</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">717,582</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">721,635</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">693,883</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mutual funds</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">195,249</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">217,015</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">200,158</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Institutional advisory accounts (excluding segregated funds)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">97,427</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">95,410</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">97,782</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other funds</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,613</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9,401</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,488</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total assets under management</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,018,871</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,043,461</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,000,311</div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
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            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">138,943</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">145,397</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">134,201</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Currency impact</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">75,888</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">48,316</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">AUMA at constant exchange rates</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,157,814</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,264,746</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,182,828</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

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      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Average assets under management and administration (&#8220;average AUMA&#8221;) </font>is a non-GAAP measure of the
        average of Global WAM&#8217;s AUMA during the reporting period. It is a measure used in analyzing and explaining fee income and earnings of our Global Wealth and Asset Management segment. It is calculated as the average of the opening balance of AUMA and
        the ending balance of AUMA using daily balances where available and month-end or quarter-end averages when daily averages are unavailable.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Consolidated capital </font>is a non-GAAP measure. It serves as a foundation of our
        capital management activities at the MFC level. For regulatory reporting purposes, the numbers are further adjusted for various additions or deductions to capital as mandated by the guidelines used by OSFI. Consolidated capital is calculated as the
        sum of (i) total equity excluding accumulated other comprehensive income (&#8220;AOCI&#8221;) on cash flow hedges; and (ii) liabilities for capital instruments.</div>
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            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 13.1pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Consolidated capital</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">As at</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">March 31,</div>
              <div style="text-align: right; line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">December 31,<br>
                2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">March 31,</div>
              <div style="text-align: right; line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total equity</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">56,061</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">50,106</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">48,994</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Add AOCI loss on cash flow hedges</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">360</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">143</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">146</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Add qualifying capital instruments</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,796</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,120</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,185</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Consolidated capital</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">63,217</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">57,369</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">57,325</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Core EBITDA </font>is a non-GAAP measure which Manulife uses to better understand the
        long-term earnings capacity and valuation of our Global WAM business on a basis more comparable to how the profitability of global asset managers is generally measured. Core EBITDA presents core earnings before the impact of interest, taxes,
        depreciation, and amortization. </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">29</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;">
        <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core EBITDA excludes certain acquisition expenses related to insurance contracts in our retirement businesses which
          are deferred and amortized over the expected life time of the customer relationship under the CALM. Core EBITDA was selected as a key performance indicator for our Global WAM business, as EBITDA is widely used among asset management peers, and
          core earnings is a primary profitability metric for the Company overall.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Core EBITDA margin </font>is a non-GAAP measure which Manulife uses to better understand the
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          profitability metric for the Company overall.</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">390</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">391</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">404</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
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              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">375</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
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              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">366</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">362</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">405</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">370</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="2">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Amortization of deferred acquisition</div>
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; costs and other depreciation</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(80</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(78</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(78</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(79</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(76</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(77</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(76</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(75</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Amortization of deferred sales</div>
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; commissions</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(22</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(19</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(19</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(20</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(22</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(23</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(24</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Core earnings before income taxes</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">288</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">294</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">307</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">276</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">267</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">263</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">306</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">271</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="3">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Core income tax (expense) recovery</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(38</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(29</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(26</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(34</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(34</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(32</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(32</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: middle; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Core earnings</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">265</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">281</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">242</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">233</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">231</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">288</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">239</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Expense efficiency ratio</font> is a non-GAAP measure which Manulife uses to measure
        progress towards our target to be more efficient. Efficiency ratio is defined as pre-tax general expenses included in core earnings divided by the sum of pre-tax core earnings and pre-tax general expenses included in core earnings.</div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Embedded value</font>&#160;<font style="font-weight: bold;">(&#8220;EV&#8221;)</font> is a measure of
        the present value of shareholders&#8217; interests in the expected future distributable earnings on in-force business reflected in the Consolidated Statements of Financial Position of Manulife, excluding any value associated with future new business. EV
        is calculated as the sum of the adjusted net worth and the value of in-force business. The adjusted net worth is the IFRS shareholders&#8217; equity adjusted for goodwill and intangibles, fair value of surplus assets, the carrying value of debt and
        preferred shares, and local statutory balance sheet, regulatory reserve, and capital for Manulife&#8217;s Asian business. The value of in-force business in Canada and the U.S. is the present value of expected future IFRS earnings on in-force business
        less the present value of the cost of holding capital to support the in-force business under the LICAT framework. The value of in-force business in Asia reflects local statutory earnings and capital requirements. The value of in-force excludes our
        Global WAM, Manulife Bank and Property and Casualty Reinsurance businesses.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">New business value (&#8220;NBV&#8221;) </font>is the change in embedded value as a result of sales in the reporting
        period. NBV is calculated as the present value of shareholders&#8217; interests in expected future distributable earnings, after the cost of capital, on actual new business sold in the period using assumptions that are consistent with the assumptions
        used in the calculation of embedded value. NBV excludes businesses with&#160;immaterial insurance risks, such as the Company&#8217;s Global WAM, Manulife Bank and the short-term Property and Casualty Reinsurance businesses. NBV is a useful metric to evaluate
        the value created by the Company&#8217;s new business franchise.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">New business value margin (&#8220;NBV margin&#8221;) </font>is calculated as NBV divided by APE excluding
        non-controlling interests. APE is calculated as 100% of annualized first year premiums for recurring premium products, and as 10% of single premiums for single premium products. Both NBV and APE used in the NBV margin calculation are after
        non-controlling interests and exclude our Global WAM, Manulife Bank and Property and Casualty Reinsurance businesses. The NBV margin is a useful metric to help understand the profitability of our new business.</div>
      <div style="line-height: 13.7pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Sales are measured according to product type:</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For individual insurance, sales include 100% of new annualized premiums and 10% of both excess and single premiums. For individual
        insurance, new annualized premiums reflect the annualized premium expected in the first year of a policy that requires premium payments for more than one year. Single premium is the lump sum premium from the sale of a single premium product, e.g.
        travel insurance. Sales are reported gross before the impact of reinsurance.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For group insurance, sales include new annualized premiums and administrative services only premium equivalents on new cases, as well as
        the addition of new coverages and amendments to contracts, excluding rate increases.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">30</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">APE sales are comprised of 100% of regular premiums/deposits and 10% of single premiums/deposits for both insurance and insurance-based
        wealth accumulation products<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Insurance-based wealth accumulation product sales include all new deposits into variable and fixed annuity contracts. As we discontinued
        sales of new Variable Annuity contracts in the U.S. in 1Q13, subsequent deposits into existing U.S. Variable Annuity contracts are not reported as sales. Asia variable annuity deposits are included in APE sales.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Bank new lending volumes include bank loans and mortgages authorized in the period.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Gross flows</font> is a new business measure presented for our Global WAM business and includes all
        deposits into mutual funds, college savings 529 plans, group pension/retirement savings products, private wealth and institutional asset management products. Gross flows is a common industry metric for WAM businesses as it provides a measure of how
        successful the businesses are at attracting assets.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Net flows</font> is presented for our Global WAM business and includes gross flows less redemptions for
        mutual funds, college savings 529 plans, group pension/retirement savings products, private wealth and institutional asset management products. Net flows is a common industry metric for WAM businesses as it provides a measure of how successful the
        businesses are atattracting and retaining assets. When gross flows exceed redemptions, net flows will be positive and will be referred to as net inflows. Conversely, when redemptions exceed gross flows, net flows will be negative and will be
        referred to as net outflows<font style="font-family: Calibri, sans-serif;">.</font> </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">E4</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Caution regarding forward-looking statements</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">From time to time, MFC makes written and/or oral forward-looking statements, including in this document. In addition, our representatives
        may make forward-looking statements orally to analysts, investors, the media and others. All such statements are made pursuant to the &#8220;safe harbour&#8221; provisions of Canadian provincial securities laws and the U.S. Private Securities Litigation Reform
        Act of 1995.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The forward-looking statements in this document include, but are not limited to, statements with respect to our business continuity plans
        and measures implemented in response to the COVID-19 pandemic and its expected impact on our businesses, operations, earnings and results<font style="font-weight: bold;">&#160;</font>and also relate to, among other things, our objectives, goals,
        strategies, intentions, plans, beliefs, expectations and estimates, and can generally be identified by the use of words such as &#8220;may&#8221;, &#8220;will&#8221;, &#8220;could&#8221;, &#8220;should&#8221;, &#8220;would&#8221;, &#8220;likely&#8221;, &#8220;suspect&#8221;, &#8220;outlook&#8221;, &#8220;expect&#8221;, &#8220;intend&#8221;, &#8220;estimate&#8221;, &#8220;anticipate&#8221;,
        &#8220;believe&#8221;, &#8220;plan&#8221;, &#8220;forecast&#8221;, &#8220;objective&#8221;, &#8220;seek&#8221;, &#8220;aim&#8221;, &#8220;continue&#8221;, &#8220;goal&#8221;, &#8220;restore&#8221;, &#8220;embark&#8221; and &#8220;endeavour&#8221; (or the negative thereof) and words and expressions of similar import, and include statements concerning possible or assumed future
        results. Although we believe that the expectations reflected in such forward-looking statements are reasonable, such statements involve risks and uncertainties, and undue reliance should not be placed on such statements and they should not be
        interpreted as confirming market or analysts&#8217; expectations in any way.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Certain material factors or assumptions are applied in making forward-looking statements and actual results may differ materially from
        those expressed or implied in such statements. Important factors that could cause actual results to differ materially from expectations include but are not limited to: general business and economic conditions (including but not limited to the
        performance, volatility and correlation of equity markets, interest rates, credit and swap spreads, currency rates, investment losses and defaults, market liquidity and creditworthiness of guarantors, reinsurers and counterparties); the severity,
        duration and spread of the COVID-19 outbreak, as well as actions that may be taken by governmental authorities to contain COVID-19 or to treat its impact; changes in laws and regulations; changes in accounting standards applicable in any of the
        territories in which we operate; changes in regulatory capital requirements; our ability to execute strategic plans and changes to strategic plans; downgrades in our financial strength or credit ratings; our ability to maintain our reputation;
        impairments of goodwill or intangible assets or the establishment of provisions against future tax assets; the accuracy of estimates relating to morbidity, mortality and policyholder behaviour; the accuracy of other estimates used in applying
        accounting policies, actuarial methods and embedded value methods; our ability to implement effective hedging strategies and unforeseen consequences arising from such strategies; our ability to source appropriate assets to back our long-dated
        liabilities; level of competition and consolidation; our ability to market and distribute products through current and future distribution channels; unforeseen liabilities or asset impairments arising from acquisitions and dispositions of
        businesses; the realization of losses arising from the sale of investments classified as available-for-sale; our liquidity, including the availability of financing to satisfy existing financial liabilities on expected maturity dates when required;
        obligations to pledge additional collateral; the availability of letters of credit to provide capital management flexibility; accuracy of information received from counterparties and the ability of counterparties to meet their obligations; the
        availability, affordability and adequacy of reinsurance; legal and regulatory proceedings, including tax audits, tax litigation or similar proceedings; our ability to adapt products and services to the changing market; our ability to attract and
        retain key executives, employees and agents; the appropriate use and interpretation of complex models or deficiencies in models used; political, legal, operational and other </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">31</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">risks associated with our non-North American operations; acquisitions and our ability to complete acquisitions including the availability
        of equity and debt financing for this purpose; the disruption of or changes to key elements of the Company&#8217;s or public infrastructure systems; environmental concerns; our ability to protect our intellectual property and exposure to claims of
        infringement; and our inability to withdraw cash from subsidiaries.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Additional information about material risk factors that could cause actual results to differ materially from expectations and about
        material factors or assumptions applied in making forward-looking statements may be found in this document under &#8220;Risk Management and Risk Factors Update&#8221; and &#8220;Critical Actuarial and Accounting Policies&#8221;, under &#8220;Risk Management&#8221;, &#8220;Risk Factors&#8221; and
        &#8220;Critical Actuarial and Accounting Policies&#8221; in the Management&#8217;s Discussion and Analysis in our most recent annual report and, in the &#8220;Risk Management&#8221; note to the consolidated financial statements in our most recent annual and interim reports and
        elsewhere in our filings with Canadian and U.S. securities regulators.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The forward-looking statements in this document are, unless otherwise indicated, stated as of the date hereof and are presented for the
        purpose of assisting investors and others in understanding our financial position and results of operations, our future operations, as well as our objectives and strategic priorities, and may not be appropriate for other purposes. We do not
        undertake to update any forward-looking statements, except as required by law.</div>
      <div style="line-height: 15.75pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">E5</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Quarterly financial information</font></div>
      <div style="line-height: 15.75pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table provides summary information related to our eight most recently completed quarters.</div>
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            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">As at and for the three months ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Mar 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Dec 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Sept 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Jun 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Mar 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Dec 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Sept 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Jun 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">($ millions, except per share amounts or</div>
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">&#160; otherwise stated, unaudited)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2019</div>
            </td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2018</div>
            </td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Revenue</div>
            </td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Premium income</div>
            </td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Life and health insurance</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">8,454</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,373</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,309</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">7,696</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,077</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">7,724</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">7,700</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">7,628</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Annuities and pensions<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">901</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">865</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,026</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">995</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">237</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(5,892</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(2,599</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,126</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Net premium income</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">9,355</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">9,238</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">9,335</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,691</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,314</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,832</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">5,101</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,754</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Investment income</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">3,284</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">4,004</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">3,932</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">3,710</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">3,747</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">3,278</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">3,481</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">3,566</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="2">
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Realized and unrealized gains and losses</div>
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">&#160; on assets supporting insurance and</div>
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">&#160; investment contract liabilities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">4,558</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(4,503</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">6,592</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">7,185</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,926</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,113</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(3,210</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(1,615</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Other revenue</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">2,980</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,433</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,770</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,634</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,562</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,291</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,671</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,964</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Total revenue</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">20,177</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">11,172</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">22,629</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">22,220</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">23,549</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,514</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,043</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">13,669</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Income (loss) before income taxes</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">1,704</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,225</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">715</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,756</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,524</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">359</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,911</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,535</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Income tax (expense) recovery</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">(597</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(89</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(240</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(289</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(43</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(246</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Net income (loss)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">1,107</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,136</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">615</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,516</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,235</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">316</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,905</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,289</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Net income (loss) attributed to</div>
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; shareholders</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">1,296</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,228</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">723</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,475</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,176</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">593</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,573</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,262</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Reconciliation of core earnings to</div>
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; net income attributed to shareholders</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
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            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">1,028</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,477</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,527</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,452</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,548</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,337</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,539</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,431</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="2">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Other items to reconcile net income</div>
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">&#160; attributed to shareholders to core</div>
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">&#160; earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup>:</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Investment-related experience outside</div>
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">&#160; of core earnings</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">(608</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">182</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(289</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">146</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">327</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(130</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">312</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="text-indent: -3.5pt; margin-left: 3.5pt; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Direct impact of equity markets, interest</div>
              <div style="text-indent: -3.5pt; margin-left: 3.5pt; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">&#160; rates and variable annuity guarantee</div>
              <div style="text-indent: -3.5pt; margin-left: 3.5pt; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">&#160; liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">792</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(389</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(494</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(144</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">249</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(675</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(277</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">45</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Change in actuarial methods and</div>
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">&#160; assumptions</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(21</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(51</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">12</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(34</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">63</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">52</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">142</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(65</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">12</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Restructuring charge</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(63</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Tax-related items and other</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">72</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(42</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">115</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(44</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Net income (loss) attributed to</div>
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; shareholders</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">1,296</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,228</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">723</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,475</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,176</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">593</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,573</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,262</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Basic earnings (loss) per common</div>
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; share</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">0.64</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.61</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.35</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.73</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.09</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.28</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.77</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.61</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Diluted earnings (loss) per common</div>
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; share</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">0.64</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.61</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.35</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.73</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.08</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.28</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.77</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.61</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Segregated funds deposits</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">11,215</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">9,417</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">9,160</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">9,398</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">10,586</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">9,212</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">9,424</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">9,872</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Total assets (in billions)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">831</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">809</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">812</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">790</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">780</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">750</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">748</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">752</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Weighted average common shares (in</div>
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; millions)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">1,943</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,948</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,961</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,965</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,965</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,980</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,984</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,984</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Diluted weighted average common<br>
                &#160; shares (in millions)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">1,947</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,953</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,965</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,969</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,969</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,983</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,989</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,989</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Dividends per common share</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">0.280</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.250</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.220</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.220</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">CDN$ to US$1 - Statement of Financial</div>
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; Position</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">1.4187</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.2988</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.3243</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.3087</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.3363</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.3642</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.2945</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.3168</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="3">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">CDN$ to US$1 - Statement of Income</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">1.3449</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.3200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.3204</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.3377</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.3295</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.3204</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.3069</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.2912</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z4249cc27848d4439bff207ee2cfd2a77" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Includes ceded premiums related to the reinsurance of a block of our legacy U.S. individual payout annuities of US$0.5 billion in 1Q19, US$5.3 billion
                  in 4Q18 and US$2.8 billion in 3Q18.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z353cba6ce9814dea85b485636f221237" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">For fixed income assets supporting insurance and investment contract liabilities and for equities supporting pass-through products and derivatives
                  related to variable hedging programs, the impact of realized and unrealized gains and losses on the assets is largely offset in the change in insurance and investment contract liabilities.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zf6ebee37344f4b05965f0f43c42053ae" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Core earnings is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; above.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zc471c2c0d5584d40b147e05b16439610" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">For explanations of other items, see &#8220;Items excluded from core earnings&#8221; table in section A1 &#8220;Profitability&#8221; and for an operating
                  segment split of these items see the 8 quarter trend tables in &#8220;Performance and non-GAAP measures&#8221; which reconcile net income (loss) attributed to shareholders to core earnings.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 15.75pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;"> <br>
          <br>
        </font></div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">32</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">E6</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Other</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">No changes were made in our internal control over financial reporting during the three months ended March 31, 2020, that have materially
        affected or are reasonably likely to materially affect our internal control over financial reporting.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As in prior quarters, MFC&#8217;s Audit Committee reviewed this MD&amp;A and the unaudited interim financial report and MFC&#8217;s Board of
        Directors approved this MD&amp;A prior to its release.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">33</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z26758996600c46cdb66094b54883fdbf">

          <tr>
            <td valign="bottom" style="vertical-align: middle; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 13.7pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Consolidated Statements of Financial Position</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: #D9D9D9; vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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          <tr>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">As at</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Canadian $ in millions, unaudited)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">March 31, 2020</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">December 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Assets</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Cash and short-term securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">27,087</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">20,300</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Debt securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">213,506</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">198,122</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Public equities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19,706</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22,851</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mortgages</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">51,781</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">49,376</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Private placements</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">40,847</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">37,979</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Policy loans</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,255</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,471</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Loans to bank clients</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,789</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,740</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Real estate</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13,767</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">12,928</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other invested assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">29,591</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">28,760</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total invested assets (note 3)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">405,329</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">378,527</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Other assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Accrued investment income</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,627</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,416</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Outstanding premiums</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,661</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,385</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Derivatives (note 4)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">39,670</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">19,449</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Reinsurance assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">45,054</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">41,446</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Deferred tax assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,494</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,574</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Goodwill and intangible assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,413</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9,975</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Miscellaneous</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">9,929</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total other assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">113,848</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">87,495</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Segregated funds net assets (note 14)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">312,253</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">343,108</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">831,430</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">809,130</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Liabilities and Equity</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Insurance contract liabilities (note 5)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">383,466</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">351,161</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment contract liabilities (note 5)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,385</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,104</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Deposits from bank clients</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">21,250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">21,488</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Derivatives (note 4)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">21,190</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,284</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Deferred tax liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,865</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,972</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19,201</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">16,244</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">451,357</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">404,253</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Long-term debt (note 7)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,963</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,543</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Capital instruments (note 8)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,796</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,120</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Segregated funds net liabilities (note 14)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">312,253</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">343,108</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">775,369</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">759,024</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Equity</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Preferred shares (note 9)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,822</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,822</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Common shares (note 9)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23,025</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">23,127</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Contributed surplus</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">254</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">254</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Shareholders' retained earnings</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">16,069</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15,488</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Shareholders' accumulated other comprehensive income (loss):</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Pension and other post-employment plans</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(355</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(350</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Available-for-sale securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,080</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,511</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Cash flow hedges</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(360</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(143</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Real estate revaluation surplus</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">31</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">31</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Translation of foreign operations</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,711</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,398</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total shareholders' equity</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">55,277</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">49,138</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Participating policyholders' equity</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(388</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(243</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,172</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,211</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">56,061</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">50,106</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">831,430</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">809,130</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="8">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">The accompanying notes are an integral part of these unaudited Interim Consolidated Financial Statements.</div>
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> <br>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" rowspan="1" colspan="2">
              <div style="line-height: 12.55pt;"><br>
              </div>
              <img src="rgori.jpg"> <br>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="6" rowspan="1"><img src="cassidyj.jpg">&#160;&#160;&#160;&#160;&#160; <br>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: middle;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Roy Gori</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: middle;" colspan="6">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">John Cassaday</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: middle;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-style: italic;">President and Chief Executive Officer</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: middle;" colspan="6">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-style: italic;">Chairman of the Board of Directors</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">34</font></div>
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      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
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            <td valign="bottom" style="vertical-align: middle; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 13.7pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Consolidated Statements of Income</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: middle; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: middle; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: #D9D9D9; vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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          <tr>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the three months ended March 31,</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Canadian $ in millions except per share amounts, unaudited)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Revenue</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Premium income</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Gross premiums</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,725</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,187</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Premiums ceded to reinsurers</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,370</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,873</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net premiums</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">9,355</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,314</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment income (note 3)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment income</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,284</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,747</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -3.35pt; margin-left: 21.35pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Realized and unrealized gains (losses) on assets supporting insurance and investment contract liabilities
                and on the macro hedge program</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,558</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,926</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,842</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">12,673</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,980</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,562</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">20,177</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">23,549</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Contract benefits and expenses</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">To contract holders and beneficiaries</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Gross claims and benefits (note 5)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,655</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,169</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Increase (decrease) in insurance contract liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,407</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Increase (decrease) in investment contract liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">46</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">43</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Benefits and expenses ceded to reinsurers</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,829</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,474</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Increase) decrease in reinsurance assets (note 5)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">117</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(298</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net benefits and claims</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">14,089</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">16,847</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">General expenses</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,845</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,801</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment expenses</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">510</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">403</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Commissions</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,555</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,548</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Interest expense</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">369</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">328</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net premium taxes</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">105</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">98</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total contract benefits and expenses</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">18,473</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">21,025</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Income before income taxes</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,704</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,524</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Income tax expense</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(597</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(289</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net income</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,107</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,235</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net income (loss) attributed to:</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Non-controlling interests</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(43</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">73</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Participating policyholders</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(146</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(14</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Shareholders</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,296</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,176</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,107</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,235</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income attributed to shareholders</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,296</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,176</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Preferred share dividends</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(43</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(43</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Common shareholders' net income</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,253</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,133</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Earnings per share</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Basic earnings per common share (note 9)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">0.64</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1.09</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Diluted earnings per common share (note 9)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">The accompanying notes are an integral part of these unaudited Interim Consolidated Financial Statements.</div>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> <br>
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        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">35</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: middle; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="6">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,235</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Translation of foreign operations</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,769</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(788</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net investment hedges</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(457</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">97</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">&#160;Available-for-sale financial securities:</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Unrealized gains (losses) arising during the period</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,919</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">992</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Reclassification of net realized (gains) losses and impairments to net income</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(342</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(39</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Cash flow hedges:</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Unrealized gains (losses) arising during the period</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(191</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Reclassification of realized losses to net income</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(26</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Share of other comprehensive income (losses) of associates</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,666</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">244</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Change in pension and other post-employment plans</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Real estate revaluation reserve</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total items that will not be reclassified to net income</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">14</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Other comprehensive income (loss), net of tax</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,661</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">258</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total comprehensive income (loss), net of tax</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,768</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,493</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total comprehensive income (loss) attributed to:</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Non-controlling interests</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(43</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">75</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Participating policyholders</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(145</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(14</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Shareholders</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,956</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,432</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

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      <div style="line-height: 1.45pt; margin-bottom: 6pt;"><br style="line-height: 1.45pt;">
      </div>
      <div style="line-height: 1.45pt; margin-bottom: 6pt;"><br style="line-height: 1.45pt;">
      </div>
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          <tr>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: middle; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="4">
              <div style="line-height: 13.7pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Income Taxes included in Other Comprehensive Income</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: middle; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the three months ended March 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="6">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Canadian $ in millions, unaudited)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Income tax expense (recovery) on:</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Unrealized foreign exchange gains/losses on translation of foreign operations</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Unrealized foreign exchange gains/losses on net investment hedges</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(55</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">14</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Unrealized gains/losses on available-for-sale financial securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">607</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">252</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="text-indent: -4.4pt; margin-left: 4.4pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Reclassification of realized gains/losses and recoveries/impairments to net income on available-for-sale
                financial securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(122</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(11</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Unrealized gains/losses on cash flow hedges</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(68</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Reclassification of realized gains/losses to net income on cash flow hedges</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Share of other comprehensive income (loss) of associates</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Change in pension and other post-employment plans</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total income tax expense (recovery)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">353</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">253</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="8">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">The accompanying notes are an integral part of these unaudited Interim Consolidated Financial Statements.</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">36</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
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          <tr>
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              <div style="line-height: 13.7pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Consolidated Statements of Changes in Equity</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the three months ended March 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Canadian $ in millions, unaudited)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
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            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Balance, beginning of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,822</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,822</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Balance, end of period</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,822</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,822</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Balance, beginning of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23,127</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22,961</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Repurchased (note 9)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(121</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(116</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Issued on exercise of stock options and deferred share units</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">14</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Issued under dividend reinvestment and share purchase plans</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">193</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Balance, end of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23,025</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">23,052</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Contributed surplus</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Balance, beginning of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">254</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">265</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Exercise of stock options and deferred share units</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Stock option expense</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Balance, end of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">254</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">265</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Shareholders' retained earnings</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Balance, beginning of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">15,488</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">12,704</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Opening adjustment on adoption of IFRS 16</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income attributed to shareholders</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,296</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,176</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Common shares repurchased (note 9)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(132</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(90</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Preferred share dividends</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(43</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(43</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Common share dividends</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(540</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(489</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Balance, end of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">16,069</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">14,239</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Shareholders' accumulated other comprehensive income (loss) ("AOCI")</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Balance, beginning of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,447</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,212</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Change in unrealized foreign exchange gains (losses) of net foreign operations</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,313</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(691</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Change in actuarial gains (losses) on pension and other post-employment plans</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Change in unrealized gains (losses) on available-for-sale financial securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,575</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">951</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Change in unrealized gains (losses) on derivative instruments designated as cash flow hedges</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(217</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Change in real estate revaluation reserve</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Share of other comprehensive income (losses) of associates</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Balance, end of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">12,107</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,468</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total shareholders' equity, end of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">55,277</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">47,846</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Participating policyholders' equity</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(243</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">94</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(3</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income (loss) attributed to participating policyholders</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(146</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(14</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Balance, end of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(388</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">77</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Non-controlling interests</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Balance, beginning of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,211</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,093</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income attributed to non-controlling interests</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(43</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">73</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other comprehensive income (loss) attributed to non-controlling interests</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Contributions (distributions/disposal), net</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(97</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Balance, end of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,172</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,071</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total equity, end of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">56,061</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">48,994</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="8">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">The accompanying notes are an integral part of these unaudited Interim Consolidated Financial Statements.</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">37</font></div>
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              <div style="line-height: 13.7pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Consolidated Statements of Cash Flows</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: #D9D9D9; vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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          <tr>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the three months ended March 31,</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
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            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Operating activities</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,107</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,235</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Increase (decrease) in insurance contract liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,407</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Increase (decrease) in investment contract liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">46</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">43</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Increase) decrease in reinsurance assets excluding coinsurance transactions (note 5)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">117</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">414</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Amortization of (premium) discount on invested assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">28</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">30</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other amortization</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">174</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">155</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net realized and unrealized (gains) losses and impairment on assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(4,304</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(9,311</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Deferred income tax expense (recovery)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">451</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">132</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Stock option expense</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Cash provided by operating activities before undernoted items</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,722</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,108</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Changes in policy related and operating receivables and payables</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(953</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,197</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Cash provided by (used in) operating activities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,769</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,911</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Investing activities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Purchases and mortgage advances</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(26,984</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(19,525</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Disposals and repayments</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">28,625</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15,925</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Change in investment broker net receivables and payables</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">311</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">130</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net cash flows from acquisition and disposal of subsidiaries and businesses</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">253</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Cash provided by (used in) investing activities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,952</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(3,217</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Financing activities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Change in repurchase agreements and securities sold but not yet purchased</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(163</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">203</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Redemption of capital instruments (note 8)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Secured borrowing</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">840</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Changes in deposits from Bank clients, net</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(288</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">308</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Lease payments</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(34</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(27</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Shareholders' dividends paid in cash</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(583</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(339</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Contributions from (distributions to) non-controlling interests, net</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Common shares repurchased (note 9)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(253</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(206</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Common shares issued, net (note 9)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">14</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Cash provided by (used in) financing activities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(958</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(547</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Cash and short-term securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Increase (decrease) during the period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,763</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">147</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Effect of foreign exchange rate changes on cash and short-term securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,092</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(206</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Balance, beginning of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19,548</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15,382</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Balance, end of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">26,403</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15,323</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Cash and short-term securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Beginning of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Gross cash and short-term securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">20,300</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">16,215</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net payments in transit, included in other liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(752</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(833</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net cash and short-term securities, beginning of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19,548</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15,382</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">End of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Gross cash and short-term securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">27,087</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">16,097</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net payments in transit, included in other liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(684</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(774</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net cash and short-term securities, end of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">26,403</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15,323</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Supplemental disclosures on cash flow information</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Interest received</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,685</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,761</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Interest paid</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">294</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">259</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Income taxes paid (refund)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">216</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">302</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: top;" colspan="8">
              <div style="text-align: justify; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">The accompanying notes are an integral part of these unaudited Interim Consolidated Financial Statements.</div>
              <div style="text-align: justify; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> <br>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">38</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 15.95pt; font-family: 'Arial Narrow', sans-serif; font-size: 14pt; font-weight: bold;">CONDENSED NOTES TO INTERIM CONSOLIDATED FINANCIAL STATEMENTS</div>
      <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif;">(</font>Canadian $ in millions except per share amounts or unless otherwise stated, unaudited)</div>
      <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 1</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Nature of Operations and Significant Accounting Policies</font></div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="ze3529be68b694a77aed4ce81d89670dd" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Reporting entity</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Manulife Financial Corporation (&#8220;MFC&#8221;) is a publicly traded company and the holding company of The Manufacturers Life Insurance Company
        (&#8220;MLI&#8221;), a Canadian life insurance company. MFC and its subsidiaries (collectively, &#8220;Manulife&#8221; or the &#8220;Company&#8221;) is a leading financial services group with principal operations in Asia, Canada and the United States. Manulife&#8217;s international network
        of employees, agents and distribution partners offers financial protection and wealth management products and services to personal and business clients as well as asset management services to institutional customers.&#160; The Company operates as
        Manulife in Canada and Asia and as John Hancock in the United States.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">These Interim Consolidated Financial Statements and condensed notes have been prepared in accordance with International Accounting
        Standard (&#8220;IAS&#8221;) 34 &#8220;Interim Financial Reporting&#8221; as issued by the International Accounting Standards Board (&#8220;IASB&#8221;), using accounting policies which are consistent with those used in the Company&#8217;s 2019 Annual Consolidated Financial Statements,
        except as disclosed in note 2.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">These Interim Consolidated Financial Statements should be read in conjunction with the audited Consolidated Financial Statements for the
        year ended December 31, 2019, included on pages 96 to 178 of the Company&#8217;s 2019 Annual Report, as well as the disclosures on risk in the shaded text and tables in the&#8221; Risk Management and Risk Factors&#8221; section the First Quarter 2020 Management
        Discussion and Analysis. These risk disclosures are considered an integral part of these Interim Consolidated Financial Statements.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">These Interim Consolidated Financial Statements as at and for the three months ended March 31, 2020 were authorized for issue by MFC&#8217;s
        Board of Directors on May 6, 2020.</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z445a88d10ebd4b9bb802637113bf893d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Basis of preparation</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Refer to note 1 of the 2019 Consolidated Financial Statements for a summary of the most significant estimation processes used in the
        preparation of the Consolidated Financial Statements under IFRS and description of the Company&#8217;s measurement techniques in determining carrying values and respective fair values of its assets and liabilities.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company&#8217;s results and operations have been and may continue to be adversely impacted by the COVID -19 pandemic and the recent
        economic downturn. The adverse effects include but are not limited to significant declines in equity markets and interest rates, increase in credit risk, strain on commodity markets, foreign currency exchange rate volatility, increases in insurance
        claims, persistency and redemptions, and disruption of business operations. The breadth and depth of these events and how long they will continue have introduced additional uncertainty around estimates used in determining the carrying value of
        certain assets and liabilities included in these Interim Consolidated Financial Statements.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The uncertainty regarding key inputs used in establishing the carrying amounts of certain invested assets and net obligations for defined
        benefit obligations are outlined in notes 3 and 11, respectively. The Company has applied appropriate measurement techniques using reasonable judgment and estimates from a market participant perspective to reflect current economic conditions. The
        impact of these techniques have been reflected in these Interim Consolidated Financial Statements. Changes in the inputs used could materially impact the respective carrying values.</div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="z5722455256904054b20daa7b62e72996" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 54pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 2</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Accounting and Reporting Changes</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zd35d575481354b38a76d3daa0d71ae52" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Changes in accounting and reporting policy</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z60c12f57ebc54687bac734c82fa6043c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(I)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Amendments to IFRS 3 &#8220;Business Combinations&#8221;</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Amendments to IFRS 3 &#8220;Business Combinations&#8221; were issued in October 2018 and are effective for business combinations occurring on or
        after January 1, 2020, with earlier application permitted. The amendments revise the definition of a business and permit a simplified assessment of whether an acquired set of activities and assets qualifies as a business. Application of the
        amendments are expected to result in fewer acquisitions qualifying as business combinations. Adoption of these amendments did not have a significant impact on the Company&#8217;s Consolidated Financial Statements.</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z09d5835993be4732b977a4384b86ca38" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(II)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Amendments to IAS 1 &#8220;Presentation of Financial Statements&#8221; and IAS 8 &#8220;Accounting Policies,
                  Changes in Accounting Estimates and Errors&#8221;</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Amendments to IAS 1 &#8220;Presentation of Financial Statements&#8221; and IAS 8 &#8220;Accounting Policies, Changes in Accounting</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">39</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> Estimates and Errors&#8221; were issued in October 2018. The amendments are effective for annual periods beginning on or after January 1, 2020
        and are to be applied prospectively. The amendments update the definition of material. Adoption of theseamendments did not have a significant impact on the Company&#8217;s Consolidated Financial Statements.</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zd6b534b8ba3242838e4fc251cb0297b4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(III)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Interest Rate Benchmark Reform Amendments to IFRS 9, IAS 39 and IFRS 7</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Amendments to IFRS 9, IAS 39 and IFRS 7 were issued in September 2019 related to interest rate benchmark reform and are effective
        retrospectively for annual periods beginning on or after January 1, 2020. The amendments provide temporary relief for hedge accounting to continue during the period of uncertainty before replacement of an existing interest rate benchmark with an
        alternative risk-free rate. The amendments apply to all hedge accounting relationships that are affected by the interest rate benchmark reform. The IASB is expected to issue further guidance addressing various accounting issues that will arise when
        the existing interest rate benchmark has been replaced. Adoption of these amendments did not have a significant impact on the Company&#8217;s Consolidated Financial Statements.</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z4d99bc12f8904987876b216626429a24" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Future accounting and reporting changes</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z8fdb0fbe90214e81bef01b9d510ac51b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(I)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">IFRS 17 &#8220;Insurance Contracts&#8221; and IFRS 9 &#8220;Financial Instruments&#8221;</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Proposed amendments to IFRS 17, published in June 2019, included an extension of the deferral date of IFRS 17 by one year, to January 1,
        2022. In March 2020, the IASB&#8217;s redeliberations of the amendments included a decision to extend the deferral date of both IFRS 17 and IFRS 9 by two years, to January 1, 2023. The Company will continue to monitor IASB&#8217;s future developments related
        to IFRS 17. The Company is currently assessing the implications of IFRS 17 on its Consolidated Financial Statements.
        <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">40</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="zed87212bcff340af953a891582ff09ac" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 45pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 3</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Invested Assets and Investment Income</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="za4bee91131a94bf99787ccff7432df83" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Carrying values and fair values of invested assets</div>
              </td>
            </tr>

        </table>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z97ffd668e8294ae5a8511770a797f11a">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">As at March 31, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">FVTPL<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">AFS<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total carrying</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total fair</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Cash and short-term securities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,733</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">16,202</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,152</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">27,087</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">27,087</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Debt securities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canadian government and agency</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">18,821</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,457</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22,278</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22,278</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S. government and agency</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,128</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23,090</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">33,218</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">33,218</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other government and agency</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19,486</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,843</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">24,329</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">24,329</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Corporate</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">124,314</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,653</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">129,967</div>
            </td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">129,967</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mortgage/asset-backed securities</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,528</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">186</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,714</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,714</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Public equities</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">17,510</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,196</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19,706</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19,706</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mortgages</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">51,781</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">51,781</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">53,842</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Private placements</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">40,847</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">40,847</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">43,769</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Policy loans</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,255</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,255</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,255</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Loans to Bank clients</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,789</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,789</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,792</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Real estate</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Own use property</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,090</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,090</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,540</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment property</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11,677</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11,677</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11,677</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other invested assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Alternative long-duration assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6),(7)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">15,741</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">110</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">9,422</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">25,273</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">26,138</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Various other</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">166</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,152</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,318</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,319</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total invested assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">212,427</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">55,737</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">137,165</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">405,329</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">412,631</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> <br>
              </div>
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">As at December 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">FVTPL<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">AFS<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> <br>
              </div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total carrying</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total fair</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Cash and short-term securities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,859</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">13,084</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,357</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">20,300</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">20,300</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Debt securities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canadian government and agency</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">18,582</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,779</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">23,361</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">23,361</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S. government and agency</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,031</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">17,221</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">28,252</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">28,252</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other government and agency</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">17,383</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,360</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">21,743</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">21,743</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Corporate</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">116,044</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,285</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">121,329</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">121,329</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mortgage/asset-backed securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,267</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">170</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,437</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,437</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Public equities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">20,060</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,791</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22,851</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22,851</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mortgages</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">49,376</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">49,376</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">51,450</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Private placements</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">37,979</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">37,979</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">41,743</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Policy loans</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,471</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,471</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,471</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Loans to Bank clients</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,740</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,740</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,742</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Real estate</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Own use property</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,926</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,926</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,275</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment property</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,002</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,002</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,002</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other invested assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15,252</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">99</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9,492</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">24,843</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">25,622</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Various other</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">149</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,768</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,917</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,918</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total invested assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">203,627</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">47,789</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">127,111</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">378,527</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">386,496</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="zcb66b02b116446cf9617c608ea721485" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">FVTPL classification was elected for securities backing insurance contract liabilities to substantially reduce any accounting mismatch
                  arising from changes in the fair value of these assets and changes in the value of the related insurance contract liabilities. If this election had not been made and instead the available-for-sale (&#8220;AFS&#8221;) classification was selected,
                  there would be an accounting mismatch because changes in insurance contract liabilities are recognized in net income rather than in OCI<font style="font-family: 'Times New Roman',serif;">.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zc9e901d114d44e968fb05798936cb4d1" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">Securities that are designated as AFS are not actively traded by the Company but sales do occur as circumstances warrant. Such sales result in a
                  reclassification of any accumulated unrealized gain (loss) in AOCI to net income as a realized gain (loss).</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zfcedf03f42704585bc6cd5c7122feccb" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">Primarily includes assets classified as loans and carried at amortized cost, own use properties, investment properties, equity method accounted
                  investments, oil and gas investments, and leveraged leases.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zfbd877c55ca64308ad263b3dc8df3c66" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Includes short-term securities with maturities of less than one year at acquisition amounting to $4,197 (December 31, 2019 &#8211; $3,806) cash equivalents
                  with maturities of less than 90 days at acquisition amounting to $14,738 (December 31, 2019 &#8211; $11,137) and cash of $8,152 (December 31, 2019 &#8211; $5,357)<font style="font-family: 'Times New Roman',serif;">.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z1004062c57cc4787ad6ce5f5200d995f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Debt securities include securities which were acquired with maturities of less than one year and less than 90 days of $707 and $20, respectively
                  (December 31, 2019 &#8211; $537 and $69, respectively).</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
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            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Alternative long-duration assets (&#8220;ALDA&#8221;) Include investments in private equity of $7,112, infrastructure of $8,884, oil and gas of $2,511, timber and
                  agriculture of $4,877 and various other invested assets of $1,889 (December 31, 2019 &#8211; $6,396, $8,854, $3,245, $4,669 and $1,679, respectively).</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zd4e9b312066a4620b148aab24ed90e2a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;"><br>
              </td>
              <td style="width: auto; vertical-align: top;"><br>
              </td>
            </tr>

        </table>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">41</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 10.5pt; margin-bottom: 10pt;">
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(7)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">In 2019, the Company sold $1,112 of North American Private Equity investments to Manulife Private Equity Partners, L.P, a
                  closed-end pooled fund of funds. The Company provides management services to the fund.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z8a3a9830ccb14bcaa251f49f5252d7b4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Investment income</div>
              </td>
            </tr>

        </table>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z3c051b59b3204a7e9035f3fed2a1a123">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the three months ended March 31,</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Interest income</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,933</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,828</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Dividend, rental and other income</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">488</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">668</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Impairments, provisions and recoveries, net</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(547</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">60</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">410</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">191</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,284</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,747</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="text-indent: -4.2pt; margin-left: 4.2pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Realized and unrealized gains (losses) on assets supporting insurance and investment contract liabilities and
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              <div style="text-indent: -4.2pt; margin-left: 4.2pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">&#160;&#160; macro equity hedging program</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Debt securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(3,144</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,666</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Public equities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(3,246</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,704</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mortgages</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(46</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">13</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Private placements</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(156</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Real estate</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">86</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">77</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other invested assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(341</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">321</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Derivatives, including macro equity hedging program</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11,405</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,123</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,558</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,926</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total investment income</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,842</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">12,673</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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        <table cellspacing="0" cellpadding="0" id="z6f2668ccb0b34e0b9b3522c7bd92d15f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(c)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Fair value measurement</div>
              </td>
            </tr>

        </table>
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      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents fair values and the fair value hierarchy of invested assets and segregated funds net assets measured at fair
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">As at March 31, 2020</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total fair</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Level 1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Level 2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Level 3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Cash and short-term securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">FVTPL</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,733</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,733</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">AFS</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">16,202</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">16,202</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,152</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,152</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Debt securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 8pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">FVTPL</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canadian government and agency</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">18,821</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">18,821</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S. government and agency</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,128</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,128</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other government and agency</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19,486</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19,486</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Corporate</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">124,314</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">123,564</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">750</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Residential mortgage-backed securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Commercial mortgage-backed securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,398</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,398</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other asset-backed securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,117</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,117</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 8pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">AFS</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canadian government and agency</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,457</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,457</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S. government and agency</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23,090</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23,090</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other government and agency</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,843</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,843</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Corporate</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,653</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,651</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Residential mortgage-backed securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Commercial mortgage-backed securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">113</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">113</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other asset-backed securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">71</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">71</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Public equities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">FVTPL</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">17,510</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">17,510</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">AFS</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,196</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,194</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Real estate - investment property<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11,677</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11,677</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Other invested assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">18,823</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">18,823</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Segregated funds net assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">312,253</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">264,825</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">42,764</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,664</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">603,052</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">292,681</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">274,455</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">35,916</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">42</font></div>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">As at December 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total fair</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Level 1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Level 2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Level 3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Cash and short-term securities</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">FVTPL</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,859</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,859</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">AFS</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">13,084</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">13,084</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,357</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,357</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Debt securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 8pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">FVTPL</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canadian government and agency</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">18,582</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">18,582</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S. government and agency</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,031</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,031</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other government and agency</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">17,383</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">17,383</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Corporate</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">116,044</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">115,411</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">633</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Residential mortgage-backed securities</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">13</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">13</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Commercial mortgage-backed securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,271</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,271</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other asset-backed securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,983</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,983</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 8pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">AFS</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canadian government and agency</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,779</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,779</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S. government and agency</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">17,221</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">17,221</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other government and agency</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,360</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,360</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Corporate</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,285</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,270</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Residential mortgage-backed securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Commercial mortgage-backed securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">102</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">102</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other asset-backed securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">67</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">67</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Public equities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">FVTPL</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">20,060</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">20,060</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">AFS</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,791</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,788</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Real estate - investment property<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,002</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,002</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Other invested assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">18,194</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">91</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">18,103</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Segregated funds net assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">343,108</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">293,903</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">44,693</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,512</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">613,577</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">322,199</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">257,113</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">34,265</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="ze4240356fc114a1d9c4c2ff7154e0f33" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">For real estate investment properties, the significant unobservable inputs are capitalization rates (ranging from 2.75% to 8.50%
                  during the period and ranging from 2.75% to 8.75% during the year 2019) and terminal capitalization rates (ranging from 3.70% to 9.25% during the period and ranging from 3.80% to 9.25% during the year 2019). Holding other factors
                  constant, a lower capitalization or terminal capitalization rate will tend to increase the fair value of an investment property. Changes in fair value based on variations in unobservable inputs generally cannot be extrapolated because the
                  relationship between the directional changes of each input is not usually linear.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z463d3082e5744040b1579b8fb689c356" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Other invested assets measured at fair value are held primarily in the power and infrastructure and timber sectors. The significant inputs used in the
                  valuation of the Company&#8217;s power and infrastructure investments are primarily future distributable cash flows, terminal values and discount rates. Holding other factors constant, an increase to future distributable cash flows or terminal
                  values would tend to increase the fair value of a power and infrastructure investment, while an increase in the discount rate would have the opposite effect. Discount rates during the period ranged from 7.00% to 15.6% (for the year ended
                  December 31, 2019 &#8211; ranged from 7.00% to 16.5%). Disclosure of distributable cash flow and terminal value ranges are not meaningful given the disparity in estimates by project. The significant inputs used in the valuation of the Company&#8217;s
                  investments in timberland are timber prices and discount rates. Holding other factors constant, an increase to timber prices would tend to increase the fair value of a timberland investment, while an increase in the discount rates would
                  have the opposite effect. Discount rates during the period ranged from 5.0% to 7.0% (for the year ended December 31, 2019 &#8211; ranged from 5.0% to 7.0%). A range of prices for timber is not meaningful as the market price depends on factors
                  such as property location and proximity to markets and export yards.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="za6d94d42f64e4b43858c586cd3b0e322" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 12pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 12pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 12pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Segregated funds net assets are measured at fair value. The Company&#8217;s Level 3 segregated funds assets are predominantly invested
                  in investment properties and timberland properties valued as described above.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As a result of COVID-19 and the recent economic downturn, significant measurement uncertainty exists in determining the fair value of
        real estate and other invested assets. As at March 31, 2020, based on reasonable estimates and assumptions reflecting both the nature of the assets and currently available information, the Company has recognized a reduction in the carrying value
        oil and gas investments of $862<font style="font-family: 'Times New Roman', serif;">,</font> the measurement of which was subject to significant judgment. A summary of the measurement uncertainty and impacts to valuation inputs and techniques with
        respect to real estate and other invested assets is disclosed below<font style="font-family: 'Times New Roman', serif;"><font style="font-family: 'Arial Narrow','sans-serif';">.</font></font> For the methodologies used in determining carrying
        values of the remaining invested assets, refer to note 1 of the 2019 Consolidated Financial Statements</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif;"><font style="font-family: 'Arial Narrow','sans-serif';"> </font></font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Real Estate</font>&#160;<font style="font-weight: bold;">&#8211;</font> For real estate investment properties
        valuation inputs include existing and assumed tenancies, market data from recent comparable transactions, future economic outlook and market risk assumptions, capitalization rates and internal rates of return. Measurement uncertainty is driven
        primarily by a reduction in available information, which could have a negative impact on future carrying value of these assets<font style="font-family: 'Times New Roman', serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Timberland and Farmland</font>&#160;<font style="font-weight: bold;">&#8211;</font> For investments in timberland
        and farmland, valuation inputs include asset-specific production, relevant commodity prices and discount rates. There has been an increase in uncertainty regarding these inputs used, <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">43</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 14.4pt; margin-bottom: 10pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">including potential reduction in demand, which could have a negative impact on the future carrying value of these assets.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Infrastructure &#8211; </font>For infrastructure investments, valuation is largely based on discounted cash
          flow techniques reflecting estimates regarding future cash flows, terminal values and discount rates. These assets are defensive in nature and are supported by existing contractual revenue streams. There has been an increase in uncertainty
          regarding critical valuation inputs listed, driven primarily by a reduction in available information, which could have a negative impact on future carrying value of these assets<font style="font-family: 'Times New Roman', serif;">.</font> </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Oil and Gas &#8211;</font> Investments in oil and gas comprise properties managed directly through a
        subsidiary, NAL Resources, as well as other oil and gas private equity interests. Significant declines in oil and gas commodity prices experienced in the current quarter coupled with economic uncertainty stemming from COVID-19 have resulted in
        reductions in the carrying value of these investments, by way of both impairment and fair value adjustments.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Methods for determining the fair value of directly held oil and gas properties use models and inputs reflecting forecasted price curves,
        planned production, capital expenditures, and operating costs. Investments in other private equity interests are valued primarily based on financial statements and inputs provided by third party general partners and sponsors for these funds.&#160;
        Significant measurement uncertainty relating to future prices for relevant commodities as well as the current absence of information from third parties could have an impact on the carrying value of these assets in future periods.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Private Equity &#8211;</font> Included in the Company&#8217;s private equity investments are assets valued primarily
        based on net asset value as per financial statements provided by third party general partners or sponsors and reasonable techniques from a market participant perspective<font style="font-family: 'Times New Roman', serif;">.</font> Significant
        measurement uncertainty relating to volatility in underlying markets as well as the current absence of information from third parties could have an impact on the carrying value of these assets in future periods<font style="font-family: 'Times New Roman', serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents fair value of invested assets not measured at fair value by the fair value hierarchy.</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="zeed303c6645747919d34c87e49c122ba">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">As at March 31, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Carrying</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total fair</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Level 1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Level 2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Level 3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mortgages</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">51,781</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">53,842</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">53,842</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Private placements</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">40,847</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">43,769</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">37,924</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,845</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Policy loans</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,255</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,255</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,255</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Loans to Bank clients</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,789</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,792</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,792</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Real estate - own use property</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,090</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,540</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,540</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other invested assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,768</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11,634</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">133</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11,501</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total invested assets disclosed at fair value</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">114,530</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">121,832</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">133</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">46,971</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">74,728</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> <br>
              </div>
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">As at December 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> <br>
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              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Carrying</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total fair</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Level 1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Level 2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Level 3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mortgages</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">49,376</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">51,450</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">51,450</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Private placements</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">37,979</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">41,743</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">36,234</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,509</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Policy loans</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,471</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,471</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,471</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Loans to Bank clients</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,740</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,742</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,742</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Real estate - own use property</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,926</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,275</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,275</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other invested assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,566</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,346</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">165</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,181</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total invested assets disclosed at fair value</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">108,058</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">116,027</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">165</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">44,447</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">71,415</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="ze6e039585eca42a380e0fac7cffc7a5f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; margin-bottom: 6pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; margin-bottom: 6pt; font-family: Arial,'sans-serif'; font-size: 8pt;">Other invested assets disclosed at fair value include $3,716 (December 31, 2019 - $3,371) of leveraged leases which are
                  disclosed at their carrying values as fair value is not routinely calculated on these investments.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Transfers between Level 1 and Level 2</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company records transfers of assets and liabilities between Level 1 and Level 2 at their fair values as at the end of each reporting
        period, consistent with the date of the determination of fair value. Assets are transferred out of Level 1 when they are no longer transacted with sufficient frequency and volume in an active market. Conversely, assets are transferred from Level 2
        to Level 1 when transaction volume and frequency are indicative of an active market. During the three months ended March 31, 2020 and 2019, the Company had $nil transfers between Level 1 and Level 2.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For segregated funds net assets, the Company had $18 transfers from Level 1 and Level 2 for the three months ended March 31, 2020 (March
        31, 2019 &#8211; $nil). The Company had $28 transfers from Level 2 to Level 1 for the three months ended March 31, 2020 (March 31, 2019 - $nil).</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Invested assets and segregated funds net assets measured at fair value on the Consolidated Statements
        of Financial Position using significant unobservable inputs (Level 3)</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company classifies the fair values of the invested assets and segregated funds net assets as Level 3 if there are no observable
        markets for these assets or, in the absence of an active markets, most of the inputs used to determine fair value <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">44</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">are based on the Company&#8217;s own assumptions about market participant assumptions. The Company prioritizes the use of market-based inputs
          over entity-based assumptions in determining Level 3 fair values. The gains and losses in the tables below include the changes in fair value due to both observable and unobservable factors.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents a roll forward of invested assets and segregated funds net assets measured at fair value using significant
          unobservable inputs (Level 3) for the three months ended March 31, 2020 and 2019. </div>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="zdb6fe2ee74114fc2b48dd76fd095c171">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">For the three months ended March 31, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Balance,</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">January 1,</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Net</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">realized/</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">unrealized</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">gains</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(losses)</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">included</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;"> in net</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">income<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Net</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">realized/</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">unrealized</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">gains</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(losses)</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">included</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">in AOCI<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="3" rowspan="1">
              <div>
                <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Purchases</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Sales</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="4" rowspan="1">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Settlements</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="4" rowspan="1">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Transfer</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">into</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Level 3<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3),(4)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="3" rowspan="1">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Transfer</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">out of</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Level 3<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3,(4)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Currency</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">movement</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Balance,</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">March 31,</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Change in</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">unrealized</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">gain</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(losses)</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">on assets</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">still held</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Debt securities</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">FVTPL</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Corporate</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">633</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">36</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">29</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">53</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">750</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">AFS</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(13</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">2</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">11,002</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">118</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">318</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(253</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">492</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">11,677</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">100</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">18,103</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(421</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(42</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">790</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(778</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">91</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">18,823</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(819</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">29,105</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(42</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">1,108</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(1,031</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(177</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">91</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">1,749</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">30,500</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(719</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
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          <tr>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Derivatives</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">1,456</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">2,977</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(69</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">645</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(185</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">320</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">5,144</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">3,593</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Segregated funds net</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">&#160; assets</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">4,512</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(34</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">15</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(32</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">208</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">4,664</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(43</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Total</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">35,721</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">2,640</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(111</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">1,159</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(1,063</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">458</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">124</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(198</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">2,330</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">41,060</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">2,832</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.45pt; margin-bottom: 6pt;"><br style="line-height: 1.45pt;">
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z719f8b79443c42aebb7e9d70491e0687">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="2">
              <div>
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">For the three months</div>
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">ended March 31, 2019</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Balance,</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">January 1,</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="3" rowspan="1">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Net</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">realized/</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">unrealized</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">gains</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(losses)</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">included<br>
              </div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">in net</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">income<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="3" rowspan="1">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Net</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">realized/</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">unrealized</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">gains</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(losses)</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">included in</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">AOCI<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="3" rowspan="1">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Purchases</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="3" rowspan="1">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Sales</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="3" rowspan="1">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Settlements</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="4" rowspan="1">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Transfer</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">into</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Level 3<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3),(4)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="3" rowspan="1">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Transfer</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">out of</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Level 3<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3,(4)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Currency</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">movement</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Balance,</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">March 31,</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">2019</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Change in</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">unrealized</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">gains</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(losses)</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">on assets</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">still held</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Debt securities</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">FVTPL</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Other government &amp; agency</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">180</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">192</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Corporate</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">784</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">19</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">34</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(45</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">161</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(15</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">927</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">32</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
              <div style="text-indent: -3.75pt; margin-left: 3.75pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Residential mortgage-</div>
              <div style="text-indent: -3.75pt; margin-left: 3.75pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160; backed securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">7</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(50</div>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(11</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">161</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1,126</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">39</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">AFS</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">37</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt; font-family: Calibri, sans-serif; font-size: 7pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">8</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt; font-family: Calibri, sans-serif; font-size: 7pt;">-</div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(1</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt; font-family: Calibri, sans-serif; font-size: 7pt;">-</div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: Calibri, sans-serif; font-size: 7pt;">-</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt; font-family: Calibri, sans-serif; font-size: 7pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Real estate - </div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">&#160; investment property</div>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">10,761</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">73</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">66</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt; font-family: Calibri, sans-serif; font-size: 7pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">14</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(115</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">10,799</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">73</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="3">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Other invested assets</div>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">17,562</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">282</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">30</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">936</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(82</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(252</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(307</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">18,169</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">259</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">28,323</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">355</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">30</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1,002</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(82</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(252</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">14</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(422</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">28,968</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">332</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Derivatives</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">106</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">695</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">21</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt; font-family: Calibri, sans-serif; font-size: 7pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(43</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">103</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(71</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">813</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">669</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="3">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Segregated funds net</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">&#160; assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">4,447</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">40</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(39</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(49</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">4,396</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">28</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: justify; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Total</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">34,009</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1,116</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">53</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1,098</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(174</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(315</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">278</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(71</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(488</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">35,506</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1,068</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z2b37aaa6d3a148d0851c04b5504bb570" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">These amounts are included in net investment income on the Consolidated Statements of Income except for the amount related to
                  segregated funds net assets, where the amount is recorded in changes in segregated funds net assets, refer to note 14.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zfe2d6d41022349afba67b15e7c8562d7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">These amounts are included in AOCI on the Consolidated Statements of Financial Position.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z3ad517f033b04ef4b7b7a4c3b0aeb028" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The Company uses fair values of the assets at the beginning of the year for assets transferred into and out of Level 3 except for derivatives, refer to
                  footnote 4 below.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z1b6ff04e3ee04877a10241d72d302520" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">For derivatives transfer into or out of Level 3, the Company uses fair value at the end of the year and at the beginning of the
                  year, respectively.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Transfers into Level 3 primarily result from securities that were impaired during the periods or securities where a lack
        of observable market data (versus the previous period) resulted in reclassifying assets into Level 3. Transfers from Level 3 primarily result from observable market data now being available for the entire term structure of the debt security.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">45</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="zc8b22effa1b249a69282c5d3478e334d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 45pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 4</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Derivative and Hedging Instruments</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Fair value of derivatives</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents the gross notional amount and fair value of derivative instruments by the underlying risk exposure for
        derivatives in qualifying hedge accounting relationships and derivatives not designated in qualifying hedge accounting relationships.</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z9fff1d8c32b24dd18b6d804a233a4990">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;&#160;&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">March 31, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="2" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="2" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notional</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">amount</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="2" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Fair value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" rowspan="2" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="2" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notional<br>
                amount</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="2" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Fair value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Type of hedge</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Instrument type</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Assets</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Liabilities</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Assets</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Liabilities</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Qualifying hedge accounting relationships</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Fair value hedges</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest rate swaps</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">350</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 14%; font-size: 8pt;" rowspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif;">Foreign currency swaps</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;<br>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1" rowspan="1"><font style="font-family: 'Arial Narrow','sans-serif'; font-size: 8pt; font-weight: bold;">94</font><br>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif';" colspan="1" rowspan="1">&#160;<font style="font-size: 8pt; font-weight: bold;">5</font></td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1" rowspan="1"><font style="font-weight: bold;">&#160;-</font> <br>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';" colspan="1" rowspan="1">&#160;86</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif';" colspan="1" rowspan="1">&#160;<font style="font-size: 8pt;">3</font></td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1" rowspan="1"><br>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif';" colspan="1" rowspan="1">&#160;<font style="font-size: 8pt;">1</font></td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Cash flow hedges</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Foreign currency swaps</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,825</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">58</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">686</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,790</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">39</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">407</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; margin-left: 45pt;"><br>
              </div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 14%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">
              <div>Equity contracts <br>
              </div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">189</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">30</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">132</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">16</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri,sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Net investment hedges</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Foreign currency contracts</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">1,111</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">21</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">20</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">2,822</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">22</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Total derivatives in qualifying hedge accounting</div>
              <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">&#160;&#160; relationships</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">3,319</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">96</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">736</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">5,180</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">435</font></div>
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              <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">Derivatives not designated in qualifying hedge</div>
              <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">&#160;&#160; accounting relationships</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-left: 15%; width: 28%;" colspan="2">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Interest rate swaps</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">319,015</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">29,588</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">17,101</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">283,172</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">15,159</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">8,140</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-left: 15%; width: 28%;" colspan="2">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Interest rate futures</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">19,817</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri,sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri,sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">13,069</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri,sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri,sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-left: 15%; width: 28%;" colspan="2">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Interest rate options</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">13,725</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">1,135</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri,sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">12,248</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri,sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-left: 15%; width: 28%;" colspan="2">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Foreign currency swaps</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">28,904</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">1,196</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">2,919</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">26,329</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">606</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">1,399</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-left: 15%; width: 28%;" colspan="2">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Currency rate futures</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">4,778</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri,sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri,sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">3,387</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri,sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri,sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-left: 15%; width: 28%;" colspan="2">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Forward contracts</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">37,634</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">6,580</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">201</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">33,432</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">2,337</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">273</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-left: 15%; width: 28%;" colspan="2">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Equity contracts</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">15,779</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">1,071</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">233</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">14,582</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">853</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">37</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-left: 15%; width: 28%;" colspan="2">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Credit default swaps</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">493</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">4</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri,sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">502</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri,sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-left: 15%; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Equity futures</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">9,992</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri,sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri,sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">10,576</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri,sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri,sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="3" rowspan="1">
              <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Total derivatives not designated in qualifying</div>
              <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">&#160; hedge accounting relationships</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">450,137</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">39,574</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">20,454</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">397,297</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">19,384</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">9,849</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">Total derivatives</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">453,456</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">39,670</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">21,190</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">402,477</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">19,449</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">10,284</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The total notional amount of $453 billion (December 31, 2019 &#8211; $402 billion) includes $156 billion (December 31, 2019 &#8211;
        $128 billion) related to derivatives utilized in the Company&#8217;s variable annuity guarantee dynamic hedging and macro equity risk hedging programs. Due to the Company&#8217;s variable annuity hedging practices, a large number of trades are in offsetting
        positions, resulting in materially lower net fair value exposure to the Company than what the gross notional amount would suggest.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The following table presents fair value of the derivative instruments by remaining term to maturity. Fair values disclosed below do not
        incorporate the impact of master netting agreements (refer to note 6).</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z4a7395a375de4a628a46d05d54808417">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="14">
              <div style="text-align: center; line-height: 9.1pt; font-size: 8pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Remaining term to maturity</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-size: 8pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">As at March 31, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt;">Less than</div>
              <div style="text-align: right; line-height: 9.1pt;">1 year</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt;">1 to 3</div>
              <div style="text-align: right; line-height: 9.1pt;">years</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt;">3 to 5</div>
              <div style="text-align: right; line-height: 9.1pt;">years</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt;">Over 5</div>
              <div style="text-align: right; line-height: 9.1pt;">years</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Derivative assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">2,491</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">4,710</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">2,516</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">29,953</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">39,670</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Derivative liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">484</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">357</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">479</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">19,870</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">21,190</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="14">
              <div style="text-align: center; line-height: 9.1pt; font-weight: bold;"> <br>
              </div>
              <div style="text-align: center; line-height: 9.1pt; font-weight: bold;">Remaining term to maturity</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">As at December 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt;">Less than</div>
              <div style="text-align: right; line-height: 9.1pt;">1 year</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt;">1 to 3</div>
              <div style="text-align: right; line-height: 9.1pt;">years</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt;">3 to 5</div>
              <div style="text-align: right; line-height: 9.1pt;">years</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt;">Over 5</div>
              <div style="text-align: right; line-height: 9.1pt;">years</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Derivative assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">1,248</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">1,659</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">1,309</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">15,233</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">19,449</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Derivative liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">332</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">145</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">218</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">9,589</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">10,284</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">46</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The following table presents fair value of the derivative contracts within the fair value hierarchy.</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z38be19303fe4454d81de8fd6fad570bc">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-size: 8pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">As at March 31, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Fair value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Level 1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Level 2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Level 3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-size: 8pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Derivative assets</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Interest rate contracts</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">37,185</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">30,868</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">6,317</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Foreign exchange contracts</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">1,399</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">1,399</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Equity contracts</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">1,082</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">960</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">122</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Credit default swaps</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 8pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total derivative assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">39,670</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">33,231</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">6,439</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; font-size: 8pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Derivative liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Interest rate contracts</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">17,192</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">16,041</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">1,151</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Foreign exchange contracts</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">3,735</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">3,725</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Equity contracts</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">263</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">129</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">134</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 8pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total derivative liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">21,190</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">19,895</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><font style="font-weight: bold;">1,295</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';"> <br>
              </div>
              <div style="line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">As at December 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Fair value</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Level 1</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Level 2</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Level 3</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; font-size: 8pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Derivative assets</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Interest rate contracts</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">17,894</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">15,801</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">2,093</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Foreign exchange contracts</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">680</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">680</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Equity contracts</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">869</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">821</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">48</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Credit default swaps</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 8pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total derivative assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">19,449</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">17,308</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">2,141</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; font-size: 8pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Derivative liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Interest rate contracts</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">8,397</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">7,730</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">667</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Foreign exchange contracts</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">1,850</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">1,849</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Equity contracts</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">37</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">17</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 8pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total derivative liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">10,284</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">9,599</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">685</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">Level 3 roll forward information for net derivative contracts measured using significant unobservable inputs is disclosed
        in note 3(c).</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"><br>
        <div><br>
        </div>
        <div><br>
        </div>
        <div><br>
          <div><br>
          </div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div><br>
          </div>
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          </div>
          <div><br>
          </div>
          <br>
        </div>
        <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">47</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="z550cd56916a34b4d869f0e3e49979536" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 45pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 5</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Insurance and Investment Contract Liabilities</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="za81f9eb85a06488896409bca5328f573" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Insurance and investment contracts</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The Company monitors experience and reviews the assumptions used in the calculation of insurance and investment contract liabilities on an
        ongoing basis to ensure they appropriately reflect future expected experience and any changes in the risk profile of the business. Any changes to the methods and assumptions used in projecting future asset and liability cash flows will result in a
        change in insurance and investment contract liabilities.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">For the three months ended March 31, 2020 and 2019, changes in assumptions and model enhancements did not impact
        insurance and investment contract liabilities or net income attributed to shareholders.</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z2037a8aa61bf4894a364b0186c5150c0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Investment contracts &#8211; Fair value measurement</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">As at March 31, 2020, the fair value of investment contract liabilities measured at fair value was $989 (December 31, 2019 &#8211; $789). The
        carrying value and fair value of investment contract liabilities measured at amortized cost were $2,396 and $2,713, respectively (December 31, 2019 &#8211; $2,315 and $2,640, respectively). The carrying value and fair value of investment contract
        liabilities net of reinsurance assets were $2,302 and $2,616, respectively (December 31, 2019 - $2,222 and $2,537, respectively).</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zc0888db429b74195b48c8eb99037d109" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(c)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Gross claims and benefits</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The following table presents a breakdown of gross claims and benefits for the three months ended March 31, 2020 and 2019.</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="zcf9c1f1b1e4e4d11b1cbf7303b63a360">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">For the three months ended March 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Death, disability and other claims</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">4,607</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">3,944</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Maturity and surrender benefits</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">2,319</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2,123</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Annuity payments</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">977</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">1,028</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Policyholder dividends and experience rating refunds</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">288</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">323</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net transfers from segregated funds</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(536</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(249</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">7,655</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">7,169</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="zeca49ed0b9e746faba31a3583fba76df" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(d)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Annuity coinsurance transactions</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">On September 26, 2018, the Company entered into coinsurance agreements with Reinsurance Group of America (&#8220;RGA&#8221;) to reinsure a block of
        legacy U.S. individual pay-out annuities business from John Hancock Life Insurance Company (U.S.A.) (&#8220;JHUSA&#8221;) with a 100% quota share and John Hancock Life Insurance Company of New York (&#8220;JHNY&#8221;) with a 90% quota share.&#160;Under the terms of the
        agreements, the Company will maintain responsibility for servicing the policies. The transaction was structured such that the Company ceded policyholder contract liabilities and transferred invested assets backing these liabilities. The JHUSA
        transaction closed in 2018.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The JHNY transaction closed with an effective date of January 1, 2019. The Company recorded an after-tax gain of $18, which includes an
        increase in reinsurance assets of $132, and ceded premiums of $131 on the Consolidated Statements of Income.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">On October 31, 2018, the Company entered into coinsurance agreements with Jackson National Life Insurance Company (&#8220;Jackson&#8221;), a
        wholly-owned subsidiary of Prudential plc, to reinsure a block of legacy U.S. group pay-out annuities business from JHUSA with a 100% quota share and JHNY with a 90% quota share. Under the terms of the agreements, the Company will maintain
        responsibility for servicing the policies. The transaction was structured such that the Company ceded policyholder contract liabilities and transferred related invested assets backing these liabilities. The JHUSA transaction closed in 2018<font style="font-family: Calibri,sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The JHNY transaction closed with an effective date of January 1, 2019. The Company recorded an after-tax gain of $31, which includes an
        increase in reinsurance assets of $621, a ceding commission paid of $35, and ceded premiums of $581 on the Consolidated Statements of Income.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"><br>
        <div><br>
        </div>
        <div><br>
          <br>
        </div>
        <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">48</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="zd503240904414988aaed7bd1c0359e17" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 45pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 6</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Risk Management</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
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      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The Company&#8217;s policies and procedures for managing risk related to financial instruments and insurance contracts can be found in note 8 of
        the Company&#8217;s 2019 Annual Consolidated Financial Statements as well as the shaded tables and text in the &#8220;Risk Management&#8221; section of the Company&#8217;s Management Discussion and Analysis (&#8220;MD&amp;A&#8221;) in the 2019 Annual Report.</div>
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            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
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                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Risk disclosures included in the First Quarter&#8217;s MD&amp;A</div>
              </td>
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        </table>
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      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">Market risk sensitivities related to variable annuity and segregated fund guarantees, publicly traded equity performance risk, interest
        rate and spread risk and alternative long-duration asset performance risk are disclosed in shaded text and tables in the &#8220;Risk Management and Risk Factors&#8221; section of the First Quarter 2020 Management Discussion and Analysis. These disclosures are
        in accordance with IFRS 7 &#8220;Financial Instruments: Disclosures&#8221; and IAS 34 &#8220;Interim Financial Reporting&#8221; and are an integral part of these Interim Consolidated Financial Statements.</div>
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            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Credit risk</div>
              </td>
            </tr>

        </table>
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      <div>
        <table cellspacing="0" cellpadding="0" id="z34f563df2a8c4d76a5ad708cd4e2eb91" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(I)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Credit quality</div>
              </td>
            </tr>

        </table>
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      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The credit quality of commercial mortgages and private placements is assessed at least annually by using an internal
        rating based on regular monitoring of credit related exposures, considering both qualitative and quantitative factors.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The following table presents the credit quality and carrying value of the commercial mortgages and private placements.</div>
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          <tr>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">As at March 31, 2020</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">AAA</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">AA</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;<font style="font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">A</font></td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><br>
              </div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">BBB</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">BB</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">B and lower</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">Commercial mortgages</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Retail</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">150</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">1,523</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">5,428</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">2,168</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">9,280</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Office</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">80</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">1,816</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">6,224</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">1,448</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">26</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">9,612</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Multi-family residential</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">664</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">1,694</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">2,860</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">763</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">38</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">6,019</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Industrial</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">40</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">370</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">2,013</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">268</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">3</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">2,694</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Other</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">258</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">795</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">958</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">1,403</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">3,422</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">Total commercial mortgages</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">1,192</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">6,198</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">17,483</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">6,050</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">78</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">26</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">31,027</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Agricultural mortgages</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri,sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">29</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">147</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">207</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">126</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">509</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Private placements</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">1,156</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">5,840</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">15,409</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">14,807</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">953</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">2,682</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">40,847</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">2,348</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">12,067</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">33,039</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">21,064</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">1,157</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">2,708</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">72,383</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">As at December 31, 2019</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">AAA</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">AA</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif';" colspan="1">&#160;A</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><br>
              </div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">BBB</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">BB</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">B and lower</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">Commercial mortgages</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Retail</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">132</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">1,374</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">5,285</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">2,039</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">10</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">8,840</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Office</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">77</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">1,540</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">5,808</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">1,402</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">26</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">18</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">8,871</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Multi-family residential</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">640</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">1,585</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">2,397</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">714</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">35</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">5,371</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Industrial</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">38</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">364</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">1,820</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">237</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">2,469</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Other</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">260</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">739</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">976</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">1,290</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">8</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">3,273</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">Total commercial mortgages</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">1,147</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">5,602</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">16,286</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">5,682</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">81</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">26</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">28,824</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Agricultural mortgages</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri,sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">27</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">137</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">312</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">476</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Private placements</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">1,098</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">5,513</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">14,311</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">14,139</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">823</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">2,095</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">37,979</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">2,245</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">11,142</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">30,734</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">20,133</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">904</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">2,121</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">67,279</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The company assess credit quality of residential mortgages and loans to Bank clients at least annually with the loan
        status as performing or non-performing being the key credit quality indicator.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">49</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The following table presents the carrying value of residential mortgages and loans to Bank clients.</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="zef65af113cc440248a4e7b43ddc6f752">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">As at</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
              <div style="text-align: center; line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">March 31, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
              <div style="text-align: center; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">December 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Insured</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Uninsured</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Insured</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Uninsured</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Residential mortgages</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="margin-left: 8pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Performing</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">6,631</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">13,554</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">20,185</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">6,613</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">13,411</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">20,024</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="margin-left: 8pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Non-performing<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">32</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">28</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">60</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">25</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">27</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">52</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Loans to Bank clients</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="margin-left: 8pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Performing</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">n/a</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,789</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,789</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">n/a</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1,740</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1,740</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 8pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Non-performing<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">n/a</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">n/a</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">6,663</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">15,371</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">22,034</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">6,638</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">15,178</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">21,816</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="zf9cd503d7f7e4ee5ba14e767305c1337" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; margin-bottom: 6pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Non-performing refers to assets that are 90 days or more past due.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z1eb678f87a064d5b88d6bd41e34c1837" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(II)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Past due or credit impaired financial assets</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The following table presents past due but not impaired and impaired financial assets and the allowance for credit losses<font style="font-family: Calibri,sans-serif;">.</font></div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="za04c52c7792c41038601bb02b3a185fb">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
              <div style="text-align: center; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Past due but not impaired</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">As at March 31, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Less than 90</div>
              <div style="text-align: right; line-height: 10.25pt;">days</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">90 days and</div>
              <div style="text-align: right; line-height: 10.25pt;">greater</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Total</div>
              <div style="text-align: right; line-height: 10.25pt;">impaired</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Allowance for</div>
              <div style="text-align: right; line-height: 10.25pt;">credit losses</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Debt securities</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">FVTPL</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">422</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">422</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">182</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">AFS</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">12</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Private placements</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">137</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">137</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Mortgages and loans to Bank clients</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">74</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">74</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">59</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">23</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Other financial assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">328</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">61</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">389</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">973</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">67</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,040</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">250</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">27</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="10">
              <div style="text-align: center; line-height: 10.25pt;"> <br>
              </div>
              <div style="text-align: center; line-height: 10.25pt;">Past due but not impaired</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">As at December 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Less than 90</div>
              <div style="text-align: right; line-height: 10.25pt;">days</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">90 days</div>
              <div style="text-align: right; line-height: 10.25pt;">and greater</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Total</div>
              <div style="text-align: right; line-height: 10.25pt;">impaired</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Allowance for</div>
              <div style="text-align: right; line-height: 10.25pt;">credit losses</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Debt securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">FVTPL</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">11</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">11</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">167</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">AFS</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Private placements</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">215</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">215</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">7</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Mortgages and loans to Bank clients</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">61</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">61</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">59</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">16</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Other financial assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">60</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">42</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">102</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">351</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">43</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">394</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">234</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div>
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            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(c)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Securities lending, repurchase and reverse repurchase transactions</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">As at March 31, 2020, the Company had loaned securities (which are included in invested assets), with a market value of
        $869 (December 31, 2019 &#8211; $558). The Company holds collateral with a current market value that exceeds the value of securities lent in all cases.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">As at March 31, 2020, the Company had engaged in reverse repurchase transactions of $1,614 (December 31, 2019 &#8211; $990)
        which are recorded as receivables. In addition, the Company had engaged in repurchase transactions of $170 as at March 31, 2020 (December 31, 2019 &#8211; $333) which are recorded as payables.</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zcc9f5ae5eed64a5c99aa9781fa2b42f4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(d)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Credit default swaps</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The Company replicates exposure to specific issuers by selling credit protection via credit default swaps (&#8220;CDS&#8221;) to
        complement its cash debt securities investing. The Company does not write CDS protection in excess of its government bond holdings.</div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">50</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The following table presents details of the credit default swap protection sold by type of contract and external agency
        rating for the underlying reference security.</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="zcdbae519c80e439cb9843aae52ac6f1d">

          <tr>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">As at March 31, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Notional<br>
                amount<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Fair value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Weighted</div>
              <div style="text-align: right; line-height: 10.25pt;">average maturity</div>
              <div style="text-align: right; line-height: 10.25pt;">(in years)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Single name CDS<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3),(4) </sup>&#8211; Corporate debt</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;&#160;&#160;&#160; A <br>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';"><br>
              </div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">375</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-weight: bold; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">$</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">&#160;&#160;&#160;&#160; BBB</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">118</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Total single name CDS</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">493</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total CDS protection sold</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">493</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">As at December 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;"> <br>
              </div>
              <div style="text-align: right; line-height: 10.25pt;">Notional</div>
              <div style="text-align: right; line-height: 10.25pt;">amount<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Fair value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;"> <br>
              </div>
              <div style="text-align: right; line-height: 10.25pt;">Weighted</div>
              <div style="text-align: right; line-height: 10.25pt;">average maturity</div>
              <div style="text-align: right; line-height: 10.25pt;">(in years)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 52%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Single name CDS<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3),(4) </sup>&#8211; Corporate debt</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 52%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">&#160;&#160;&#160;&#160; AA</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">24</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;&#160;&#160;&#160; A <br>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';"><br>
              </div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">371</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">&#160;&#160;&#160;&#160; BBB</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">107</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Total single name CDS</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">502</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total CDS protection sold</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">502</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z16307dd7c97f446d82884c2276253b5f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Notional amounts represent the maximum future payments the Company would have to pay its counterparties assuming
                  a default of the underlying credit and zero recovery on the underlying issuer obligation.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="za0cc8759acf54ae882be24550a0398d5" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The weighted average maturity of the CDS is weighted based on notional amounts.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z531d99cbf80e48c9b3b26c6095591ca3" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Ratings are based on S&amp;P where available followed by Moody&#8217;s, DBRS, and Fitch. If no rating is available from a rating agency,
                  an internally developed rating is used.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z0c2d1281e0574b4aa2838c39af582813" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The Company held no purchased credit protection.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z56c7cc7a713c417695c1936a982a7396" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(e)</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Derivatives</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The Company&#8217;s point-in-time exposure to losses related to credit risk of a derivative counterparty is limited to the
        amount of any net gains that may have accrued with a particular counterparty. Gross derivative counterparty exposure is measured as the total fair value (including accrued interest) of all outstanding contracts in a gain position excluding any
        offsetting contracts in a loss position and the impact of collateral on hand. The Company limits the risk of credit losses from derivative counterparties by: using investment grade counterparties; entering into master netting arrangements which
        permit the offsetting of contracts in a loss position in the case of a counterparty default; and entering into Credit Support Annex agreements, whereby collateral must be provided when the exposure exceeds a certain threshold.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">All contracts are held with counterparties rated BBB+ or higher. As at March 31, 2020, the percentage of the Company&#8217;s
        derivative exposure which was with counterparties rated AA- or higher amounted to 24 per cent (December 31, 2019 &#8211; 23 per cent). As at March 31, 2020, the largest single counterparty exposure, without taking into consideration the impact of master
        netting agreements or the benefit of collateral held, was $5,614 (December 31, 2019 &#8211; $3,047). The net exposure to this counterparty, after taking into consideration master netting agreements and the fair value of collateral held, was $nil
        (December 31, 2019 &#8211; $nil).</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zeb85b82520634383af82773a3e04baba" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(f)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Offsetting financial assets and financial liabilities</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">Certain derivatives, securities lent and repurchase agreements have conditional offset rights. The Company does not offset these financial
        instruments in the Consolidated Statements of Financial Position, as the rights of offset are conditional. In the case of derivatives, collateral is collected from and pledged to counterparties and clearing houses to manage credit risk exposure in
        accordance with Credit Support Annexes to swap agreements and clearing agreements. Under master netting agreements, the Company has a right of offset in the event of default, insolvency, bankruptcy or other early termination.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">In the case of reverse repurchase and repurchase transactions, additional collateral may be collected from or pledged to counterparties to
        manage credit exposure according to bilateral reverse repurchase or repurchase agreements. In the event of default by a counterparty, the Company is entitled to liquidate the collateral held to offset against the same counterparty&#8217;s obligation<font style="font-family: Calibri,sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"><font style="font-family: Calibri,sans-serif;"> <br>
        </font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"><font style="font-family: Calibri,sans-serif;"> <br>
        </font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"><font style="font-family: Calibri,sans-serif;"> <br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">51</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The following table presents the effect of conditional master netting and similar arrangements. Similar arrangements may include global
        master repurchase agreements, global master securities lending agreements, and any related rights to financial collateral.</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z59fe4388415b4d13af58aa938ce7c5f3">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="6">
              <div style="text-align: center; line-height: 10.25pt;">Related amounts not set off in the</div>
              <div style="text-align: center; line-height: 10.25pt;">Consolidated Statements of</div>
              <div style="text-align: center; line-height: 10.25pt;">Financial Position</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">As at March 31, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Gross amounts</div>
              <div style="text-align: right; line-height: 10.25pt;">of financial</div>
              <div style="text-align: right; line-height: 10.25pt;">instruments<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Amounts</div>
              <div style="text-align: right; line-height: 10.25pt;">subject to an</div>
              <div style="text-align: right; line-height: 10.25pt;">enforceable</div>
              <div style="text-align: right; line-height: 10.25pt;">master netting</div>
              <div style="text-align: right; line-height: 10.25pt;">arrangement or</div>
              <div style="text-align: right; line-height: 10.25pt;">similar</div>
              <div style="text-align: right; line-height: 10.25pt;">agreements</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Financial and</div>
              <div style="text-align: right; line-height: 10.25pt;">cash collateral</div>
              <div style="text-align: right; line-height: 10.25pt;">pledged</div>
              <div style="text-align: right; line-height: 10.25pt;">(received)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Net amount</div>
              <div style="text-align: right; line-height: 10.25pt;">including</div>
              <div style="text-align: right; line-height: 10.25pt;">financing</div>
              <div style="text-align: right; line-height: 10.25pt;">trusts<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Net amounts</div>
              <div style="text-align: right; line-height: 10.25pt;">excluding</div>
              <div style="text-align: right; line-height: 10.25pt;">financing</div>
              <div style="text-align: right; line-height: 10.25pt;">trusts</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Financial assets</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Derivative assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">40,365</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(18,151</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(21,975</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">239</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">239</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Securities lending</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">869</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(869</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Reverse repurchase agreements</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,614</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(1,613</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total financial assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">42,848</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(18,151</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(24,457</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">240</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">240</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Financial liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Derivative liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(22,355</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">18,151</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">3,861</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(343</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(29</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Repurchase agreements</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(170</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">170</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total financial liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(22,525</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">18,151</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">4,031</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(343</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(29</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="6">
              <div style="text-align: center; line-height: 10.25pt;"> <br>
              </div>
              <div style="text-align: center; line-height: 10.25pt;">Related amounts not set off in the</div>
              <div style="text-align: center; line-height: 10.25pt;">Consolidated Statements of</div>
              <div style="text-align: center; line-height: 10.25pt;">Financial Position</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">As at December 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Gross amounts</div>
              <div style="text-align: right; line-height: 10.25pt;">of financial</div>
              <div style="text-align: right; line-height: 10.25pt;">instruments<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Amounts</div>
              <div style="text-align: right; line-height: 10.25pt;">subject to an</div>
              <div style="text-align: right; line-height: 10.25pt;">enforceable</div>
              <div style="text-align: right; line-height: 10.25pt;">master netting</div>
              <div style="text-align: right; line-height: 10.25pt;">arrangement or</div>
              <div style="text-align: right; line-height: 10.25pt;">similar</div>
              <div style="text-align: right; line-height: 10.25pt;">agreements</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Financial and</div>
              <div style="text-align: right; line-height: 10.25pt;">cash collateral</div>
              <div style="text-align: right; line-height: 10.25pt;">pledged</div>
              <div style="text-align: right; line-height: 10.25pt;">(received)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Net amount</div>
              <div style="text-align: right; line-height: 10.25pt;">including</div>
              <div style="text-align: right; line-height: 10.25pt;">financing</div>
              <div style="text-align: right; line-height: 10.25pt;">trusts<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Net amounts</div>
              <div style="text-align: right; line-height: 10.25pt;">excluding</div>
              <div style="text-align: right; line-height: 10.25pt;">financing trusts</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Financial assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Derivative assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">20,144</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(9,188</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(10,889</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">67</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">67</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Securities lending</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">558</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(558</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Reverse repurchase agreements</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">990</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(989</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total financial assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">21,692</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(9,188</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(12,436</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">68</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">68</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Financial liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Derivative liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(11,345</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">9,188</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1,903</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(254</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(53</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Repurchase agreements</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(333</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">330</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total financial liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(11,678</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">9,188</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,233</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(257</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(56</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z4fcd738c03304b92974652d51f21f8d2" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Financial assets and liabilities in the above table include accrued interest of $700 and $1,165 respectively (December 31, 2019 &#8211; $696
                  and $1,061 respectively).</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zc144eb2a5fd04c16b3794a9f63d874b7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Financial and cash collateral excludes over-collateralization. As at March 31, 2020, the Company was over-collateralized on OTC derivative assets, OTC
                  derivative liabilities, securities lending and reverse purchase agreements and repurchase agreements in the amounts of $2,119<font style="font-family: 'Times New Roman',serif;">,</font> $1,597, $63 and $4, respectively (December 31, 2019
                  &#8211; $1,149, $526, $44 and $nil respectively). As at March 31, 2020, collateral pledged (received) does not include collateral in transit on OTC instruments or include initial margin on exchange traded contracts or cleared contracts<font style="font-family: 'Times New Roman',serif;">.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z7520bfc26b924f38ad72986c2b21010e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Includes derivative contracts entered between the Company and its financing trusts which it does not consolidate. The Company does not exchange
                  collateral on derivative contracts entered with these trusts<font style="font-family: 'Times New Roman',serif;">.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The Company also has certain credit linked note assets and variable surplus note liabilities which have unconditional
        offset rights. Under the netting agreements, the Company has rights of offset including in the event of the Company&#8217;s default, insolvency, or bankruptcy. These financial instruments are offset in the Company&#8217;s Consolidated Statements of Financial
        Position.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">A credit linked note is a security that allows the issuer to transfer a specific credit risk to the buyer. A surplus note is a
        subordinated debt obligation that often qualifies as surplus (the U.S. statutory equivalent of equity) by some U.S. state insurance regulators. Interest payments on surplus notes are made after all other contractual payments are made. The following
        table presents the effect of unconditional netting.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">52</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div>
        <div>
          <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
          </div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

              <tr>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">As at March 31, 2020</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
                  <div style="text-align: right; line-height: 10.25pt;">Gross amounts</div>
                  <div style="text-align: right; line-height: 10.25pt;">of financial</div>
                  <div style="text-align: right; line-height: 10.25pt;">instruments</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
                  <div style="text-align: right; line-height: 10.25pt;">Amounts</div>
                  <div style="text-align: right; line-height: 10.25pt;">subject to an</div>
                  <div style="text-align: right; line-height: 10.25pt;">enforceable</div>
                  <div style="text-align: right; line-height: 10.25pt;">netting</div>
                  <div style="text-align: right; line-height: 10.25pt;">arrangement</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
                  <div style="text-align: right; line-height: 10.25pt;">Net amounts of</div>
                  <div style="text-align: right; line-height: 10.25pt;">financial</div>
                  <div style="text-align: right; line-height: 10.25pt;">instruments</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                  <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Credit linked note</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">900</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(900</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Variable surplus note</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(900</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">900</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">As at December 31, 2019</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
                  <div style="text-align: right; line-height: 10.25pt;">Gross amounts</div>
                  <div style="text-align: right; line-height: 10.25pt;">of financial</div>
                  <div style="text-align: right; line-height: 10.25pt;">instruments</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
                  <div style="text-align: right; line-height: 10.25pt;"> <br>
                  </div>
                  <div style="text-align: right; line-height: 10.25pt;">Amounts</div>
                  <div style="text-align: right; line-height: 10.25pt;">subject to an</div>
                  <div style="text-align: right; line-height: 10.25pt;">enforceable</div>
                  <div style="text-align: right; line-height: 10.25pt;">netting</div>
                  <div style="text-align: right; line-height: 10.25pt;">arrangement</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
                  <div style="text-align: right; line-height: 10.25pt;">Net amounts of</div>
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                  <div style="text-align: right; line-height: 10.25pt;">instruments</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                  <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Credit linked note</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">782</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(782</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Variable surplus note</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(782</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">782</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</div>
                </td>
              </tr>

          </table>
        </div>
        <br>
      </div>
      <br>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="za6ab6fb2d83c4dbd95a03b6704fae392" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 45pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 7</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Long-Term Debt</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z23ea294a334c4972b47e8b8ea6f6967c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Carrying value of long-term debt instruments</div>
              </td>
            </tr>

        </table>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">March 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">December 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">As at</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Issue date</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Maturity date</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Par value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">4.70% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">June 23, 2016</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">June 23, 2046</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">US$1,000</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,410</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1,290</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">5.375% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">March 4, 2016</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">March 4, 2046</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">US$750</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,051</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">962</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">3.527% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">December 2, 2016</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">December 2, 2026</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">US$270</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">382</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">350</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">4.150% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">March 4, 2016</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">March 4, 2026</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">US$1,000</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,411</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1,292</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">4.90% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">September 17, 2010</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">September 17, 2020</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">US$500</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">709</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">649</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">4,963</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">4,543</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="ze014ae090e2d40bfa5aa6b672cf0720c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 10.25pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 9pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;"><font style="font-size: 8pt;">These U.S. dollar senior notes have been designated as hedges of the Company&#8217;s net investment in its
                    U.S. operations which reduces the earnings volatility that would otherwise arise from the re-measurement of these senior notes into Canadian dollars</font><font style="font-family: Calibri,sans-serif;">.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z4f51198740444de2856458a5eedd3324" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Fair value measurement</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">Fair value of long-term debt instruments is determined using the following hierarchy:</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">Level 1 &#8211; Fair value is determined using quoted market prices where available.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">Level 2 &#8211; When quoted market prices are not available, fair value is determined with reference to quoted prices of similar debt
        instruments or estimated using discounted cash flows based on observable market rates.</div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The Company measures long-term debt at amortized cost in the Consolidated Statements of Financial Position. As at March
        31, 2020, the fair value of long-term debt was $5,274 (December 31, 2019 &#8211; $5,078). Fair value of long-term debt was determined using Level 2 valuation techniques (December 31, 2019 &#8211; Level 2).</div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="z3b3741a0177244df93f564a5ee3c69e2" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 45pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 8</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Capital Instruments</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z54cf9a1741db4dd0852b62abff36ad93" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Carrying value of capital instruments</div>
              </td>
            </tr>

        </table>
      </div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 23%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">As at</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 13%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Issue date</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="line-height: 9.1pt;">Earliest par</div>
              <div style="line-height: 9.1pt;">redemption date</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 12%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Maturity date</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Par value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-weight: bold;">March 31,</div>
              <div style="text-align: right; line-height: 9.1pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">December 31,<br>
                2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 23%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">JHFC Subordinated notes</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 13%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">December 14, 2006</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;
              <div style="line-height: 9.1pt;">n/a</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">December 15, 2036</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">$650</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">647</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">647</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 23%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">4.061% MFC Subordinated notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 13%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">February 24, 2017</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">February 24, 2027</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">February 24, 2032</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">US$750</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,059</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">969</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 23%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">3.00% MFC Subordinated notes</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 13%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">November 21, 2017</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">November 21, 2024</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">November 21, 2029</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">S$500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">496</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">481</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 23%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">3.049% MFC Subordinated debentures</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 13%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">August 18, 2017</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">August 20, 2024</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">August 20, 2029</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">$750</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">747</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">747</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 23%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">3.317% MFC Subordinated debentures</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 13%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">May 9, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">May 9, 2023</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">May 9, 2028</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">$600</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">598</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">598</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 23%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">3.181% MLI Subordinated debentures</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 13%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">November 20, 2015</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">November 22, 2022</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">November 22, 2027</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">$1,000</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">998</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">998</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 23%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">3.85% MFC Subordinated notes</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 13%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">May 25, 2016</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">May 25, 2021</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">May 25, 2026</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">S$500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">497</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">482</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 23%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2.389% MLI Subordinated debentures</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 13%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">June 1, 2015</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">January 5, 2021</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">January 5, 2026</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">$350</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">350</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">350</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 23%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2.10% MLI Subordinated debentures</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 13%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">March 10, 2015</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">June 1, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">June 1, 2025</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">$750</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">750</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">750</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 23%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2.64% MLI Subordinated debentures<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 13%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">December 1, 2014</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">January 15, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">January 15, 2025</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">$500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">500</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 23%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">7.375% JHUSA Surplus notes</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 13%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">February 25, 1994</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2" rowspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">n/a</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 12%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">February 15, 2024</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">US$450</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">654</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">598</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 23%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 13%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">6,796</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">7,120</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z7e8d5c7c5dc64910b46df699c21312e4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 8pt; font-weight: normal;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Designated as a hedge of the Company&#8217;s net investment in its U.S. operations which reduces the earnings volatility that would
                  otherwise arise from the re-measurement of the subordinated notes into Canadian dollars.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z590cc6e5fb82499ab3023ce7cd21a9ab" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">MLI redeemed in full the 2.64% subordinated debentures at par, on January 15, 2020, the earliest par redemption date.</div>
              </td>
            </tr>

        </table>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">53</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 11.45pt; margin-bottom: 10pt;"><br style="line-height: 11.45pt;">
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zc5c3b61228ae4da1a62f0c1a54d8ab29" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Fair value measurement</div>
              </td>
            </tr>

        </table>
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      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">Fair value of capital instruments is determined using the following hierarchy:</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">Level 1 &#8211; Fair value is determined using quoted market prices where available.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">Level 2 &#8211; When quoted market prices are not available, fair value is determined with reference to quoted prices of similar debt
        instruments or estimated using discounted cash flows based on observable market rates.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The Company measures capital instruments at amortized cost in the Consolidated Statements of Financial Position. As at March 31, 2020, the
        fair value of capital instruments was $6,710 (December 31, 2019 &#8211; $7,333). Fair value of capital instruments was determined using Level 2 valuation techniques (December 31, 2019 &#8211; Level 2).</div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="z9198f6376d224db1afa61d8555db0824" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 45pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 9</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Share Capital and Earnings Per Share</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z1c9c0e8493c94e359554d84e5ab7ca6a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Preferred shares</div>
              </td>
            </tr>

        </table>
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      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The following table presents information about the outstanding preferred shares as at March 31, 2020 and December 31,
        2019.</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 14%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 12%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;&#160;&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Annual</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Earliest</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Number of</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net amount<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;&#160;&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">dividend</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">redemption</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">shares</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Face</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">March 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">December 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 14%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">As at</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 12%;">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Issue date</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">rate<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">date<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(in millions)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">amount</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Class A preferred shares</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Series 2</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">February 18, 2005</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">4.65</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">n/a</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">14</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">350</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">344</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">344</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Series 3</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">January 3, 2006</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">4.50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">n/a</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">12</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">300</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">294</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">294</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Class 1 preferred shares</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Series 3<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">March 11, 2011</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2.178</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">June 19, 2021</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">6</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">158</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">155</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">155</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
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            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">June 20, 2016</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">floating</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">June 19, 2021</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">42</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">41</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">41</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Series 5<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">December 6, 2011</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">3.891</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">%</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">December 19, 2021</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">195</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">195</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Series 7<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">February 22, 2012</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">4.312</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">%</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">March 19, 2022</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">244</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">244</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Series 9<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">May 24, 2012</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">4.351</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">%</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">September 19, 2022</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">244</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">244</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Series 11<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">December 4, 2012</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">4.731</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">%</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">March 19, 2023</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">196</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">196</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Series 13<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">June 21, 2013</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">4.414</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">%</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">September 19, 2023</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">196</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">196</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Series 15<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">February 25, 2014</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">3.786</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">%</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">June 19, 2024</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">195</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">195</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Series 17<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">August 15, 2014</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">3.80</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">%</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">December 19, 2024</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">14</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">350</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">343</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">343</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Series 19<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5),(7)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">December 3, 2014</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">3.68</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">%</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">March 19, 2025</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">246</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">246</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Series 21<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">February 25, 2016</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">5.60</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">%</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">June 19, 2021</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">17</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">425</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">417</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">417</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Series 23<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">November 22, 2016</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">4.85</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">%</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">March 19, 2022</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">475</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">467</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">467</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 14%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Series 25<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 12%;">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">February 20, 2018</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">4.70</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">%</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">June 19, 2023</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">245</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">245</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">156</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">3,900</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">3,822</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">3,822</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="zbed1ffbd14e5411dba7b5ede0e7fbb71" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Holders of Class A and Class 1 preferred shares are entitled to receive non-cumulative preferential cash dividends on a quarterly
                  basis, as and when declared by the Board of Directors.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z652141884ab44c3bb9182e8a0c052b6b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Redemption of all preferred shares is subject to regulatory approval. MFC may redeem each series, in whole or in part, at par, on the earliest
                  redemption date or every five years thereafter, except for Class A Series 2, Class A Series 3 and Class 1 Series 4 preferred shares. Class A Series 2 and Series 3 preferred shares are past their respective earliest redemption date and MFC
                  may redeem these shares, in whole or in part, at par at any time, subject to regulatory approval, as noted. MFC may redeem the Class 1 Series 4, in whole or in part, at any time, at $25.00 per share if redeemed on June 19, 2021 and on
                  June 19 every five years thereafter, or at $25.50 per share if redeemed on any other date after June 19, 2016, subject to regulatory approval, as noted.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z42addfcbd35d488ea3c22b70b429a0d3" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Net of after-tax issuance costs.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zed294774b1f84835ae022a6dfa0aae0a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">On the earliest redemption date and every five years thereafter, the annual dividend rate will be reset to the five-year Government of Canada bond
                  yield plus a yield specified for each series. The specified yield for Class 1 shares is: Series 3 &#8211; 1.41%, Series 5 &#8211; 2.90%, Series 7 &#8211; 3.13%, Series 9 &#8211; 2.86%, Series 11 &#8211; 2.61%, Series 13 &#8211; 2.22%, Series 15 &#8211; 2.16%, Series 17 &#8211; 2.36%,
                  Series 19 &#8211; 2.30%, Series 21 &#8211; 4.97%, Series 23 &#8211; 3.83% and Series 25 &#8211; 2.55%.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z6d30109ccfa1431e87541b64d2cbd721" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">On the earliest redemption date and every five years thereafter, Class 1 preferred shares are convertible at the option of the holder into a new series
                  that is one number higher than their existing series, and the holders are entitled to non-cumulative preferential cash dividends, payable quarterly if and when declared by the Board of Directors, at a rate equal to the three-month
                  Government of Canada Treasury bill yield plus the rate specified in footnote 4 above.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zb2feabfe91c547d2850a741a96357780" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The floating dividend rate for the Class 1 Shares Series 4 equals the three-month Government of Canada Treasury bill yield plus 1.41%<font style="font-family: Calibri,sans-serif;">.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zcc12b5a33808496d8a03b62b2cb7c7ed" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(7)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">MFC did not exercise its right to redeem all or any of the outstanding Class 1 Shares Series 19 on March 19, 2020, the earliest redemption date. The
                  dividend rate was reset as specified in footnote 4 above to an annual fixed rate of 3.675%, for a five-year period commencing on March 20, 2020.</div>
              </td>
            </tr>

        </table>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">54</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 11.45pt; margin-bottom: 10pt;"><br style="line-height: 11.45pt;">
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z68f5b13ff2fa4aaba833ad678789575c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Common shares</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">As at March 31, 2020, there were 27 million outstanding stock options and deferred share units that entitle the holder to
        receive common shares or payment in cash or common shares, at the option of the holder (December 31, 2019 &#8211; 23 million).</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z90547081bba04a74ad55534fde285810">

          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">For the</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-weight: bold;">three months</div>
              <div style="text-align: right; line-height: 10.25pt; font-weight: bold;">ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">year ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Number of common shares (in millions)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-weight: bold;">March 31,</div>
              <div style="text-align: right; line-height: 10.25pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">December 31,</div>
              <div style="text-align: right; line-height: 10.25pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Balance, beginning of period</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,949</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">1,971</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Repurchased for cancellation</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(58</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Issued under dividend reinvestment plan</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">31</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Issued on exercise of stock options and deferred share units</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Balance, end of period</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,940</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">1,949</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Normal Course Issuer Bid</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The current NCIB commenced on November 14, 2019 and will continue until November 13, 2020, when the NCIB expires, or such earlier date as
        the Company completes its purchases. However, on March 13, 2020, the Office of the Superintendent of Financial Institutions (&#8220;OSFI&#8221;) announced measures to support the resilience of financial institutions. Consistent with these measures, OSFI set
        the expectation for all federally regulated financial institutions that dividend increases and share buybacks should be halted for the time being. Accordingly, the Company has not repurchased its shares since March 13, 2020.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">From January 1, 2020 to March 12, 2020, the Company had purchased for cancellation 10 million shares for $253. Of this, $121 was recorded
        in common shares and $132 was recorded in retained earnings in the Consolidated Statements of Changes in Equity.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Dividend Reinvestment Plan</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The Company offers a Dividend Reinvestment Program (&#8220;DRIP&#8221;) whereby shareholders may elect to automatically reinvest
        dividends in the form of MFC common shares instead of receiving cash. The offering of the program and its terms of execution are subject to the Board of Directors&#8217; discretion. For the dividend paid on March 19, 2020, common shares in connection
        with the DRIP were purchased on the open market with no applicable discount.</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z7be8ae542b2e4e47b10d1c83eaee7b5a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(c)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Earnings per share</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The following is a reconciliation of the denominator (number of shares) in the calculation of basic and diluted earnings
        per share.</div>
      <table cellspacing="0" cellpadding="0" id="z6bc46700f9e6484f89dad355655afc6c" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">For the three months ended March 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Weighted average number of common shares (in millions)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';"><font style="font-weight: bold;">1,943</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">1,965</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Dilutive stock-based awards<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup> (in millions)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';"><font style="font-weight: bold;">4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Weighted average number of diluted common shares (in millions)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';"><font style="font-weight: bold;">1,947</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">1,969</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z5b6e8cea0c3140b8ae8cad6698990f7c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The dilutive effect of stock-based awards was calculated using the treasury stock method. This method calculates the number of
                  incremental shares by assuming the outstanding stock-based awards are (i) exercised and (ii) then reduced by the number of shares assumed to be repurchased from the issuance proceeds, using the average market price of MFC common shares
                  for the period.</div>
                <div style="text-indent: 27pt; line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"> <br>
                </div>
                <div style="text-indent: 27pt; line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"> <br>
                </div>
              </td>
            </tr>

        </table>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="za7aad3e178814f6b91229db89e68cf04" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 54pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 10</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Revenue from Service Contracts</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The Company provides investment management services, administrative services and distribution and related services to proprietary and
        third-party investment funds, retirement plans, group benefit plans and other arrangements. The Company also provides real estate management services to tenants of the Company&#8217;s investment properties.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The Company&#8217;s service contracts generally impose single performance obligations, each consisting of a series of similar
        related services for each customer.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The Company&#8217;s performance obligations within service arrangements are generally satisfied over time as the customer
        simultaneously receives and consumes the benefits of the services rendered, measured using an output method. Fees typically include variable consideration and the related revenue is recognized to the extent that it is highly probable that a
        significant reversal in the amount of cumulative revenue recognized will not occur when the uncertainty is subsequently resolved.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">Asset based fees vary with asset values of accounts under management, subject to market conditions and investor behaviors
        beyond the Company&#8217;s control. Transaction processing and administrative fees vary with activity volume, also beyond the Company&#8217;s control. Some fees, including distribution fees, are based on account balances and transaction volumes. Fees <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">55</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"> </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> related to account balances and transaction volumes are measured daily. Real estate management service fees include
        fixed portions plus recovery of variable costs of services rendered to tenants. Fees related to services provided are generally recognized as services are rendered, which is when it becomes highly probable that no significant reversal of cumulative
        revenue recognized will occur. The Company has determined that its service contracts have no significant financing components as fees are collected monthly. The Company has no significant contract assets or contract liabilities.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The following tables present revenue from service contracts by service lines and reporting segments as disclosed in note
        13.</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z1bdaf3c6cca146b892ca0860a3b7adb9">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">For the three months ended March 31, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Asia</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Canada</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">U.S.</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt;">Global</div>
              <div style="text-align: right; line-height: 9.1pt;">WAM</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt;">Corporate</div>
              <div style="text-align: right; line-height: 9.1pt;">and Other</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Investment management and other related fees</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">57</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">55</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">127</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">691</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(44</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">886</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;" rowspan="1" colspan="3">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Transaction processing, administration, and service fees</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">57</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">201</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">535</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">796</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Distribution fees and other</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">52</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">17</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">185</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(15</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">239</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total included in other revenue</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">166</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">256</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">148</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,411</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(60</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,921</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="2">
              <div style="line-height: 9.1pt;">Real estate management services included in net</div>
              <div style="line-height: 9.1pt;">&#160; investment income</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">37</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">34</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">82</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">175</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">293</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">182</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,411</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(58</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">2,003</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.45pt; margin-bottom: 10pt;"><br style="line-height: 1.45pt;">
      </div>
      <div style="line-height: 1.45pt; margin-bottom: 10pt;">
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">For the three months ended March 31, 2019</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Asia</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Canada</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">U.S.</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt;">Global </div>
                <div style="text-align: right; line-height: 9.1pt;">WAM</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt;">Corporate</div>
                <div style="text-align: right; line-height: 9.1pt;">and Other</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Total</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Investment management and other related fees</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">50</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">39</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">135</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">675</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(51</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">848</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;" rowspan="1" colspan="3">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Transaction processing, administration, and service fees</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">52</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">200</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">4</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">489</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">745</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Distribution fees and other</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">51</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">12</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">16</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">170</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(9</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">240</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total included in other revenue</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">153</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">251</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">155</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">1,334</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(60</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">1,833</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="2">
                <div style="line-height: 9.1pt;">Real estate management services included in net</div>
                <div style="line-height: 9.1pt;">&#160; investment income</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">9</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">39</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">35</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">85</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">162</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">290</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">190</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">1,334</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(58</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">1,918</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 1.45pt; margin-bottom: 10pt;"><br style="line-height: 1.45pt;">
      </div>
      <div style="line-height: 1.45pt; margin-bottom: 10pt;"><br style="line-height: 1.45pt;">
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="zf29b1d9775d94d14a968bae8310b893f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 54pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 11</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Employee Future Benefits</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The Company maintains a number of pension plans, both defined benefit and defined contribution, and retiree welfare plans for eligible
        employees and agents. Information about the cost of the Company&#8217;s material pension and retiree welfare plans in the U.S. and Canada is as follows.</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="zac0df8b086df4c12a479d29e54b4e5ae">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Pension plans</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Retiree welfare plans</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">For the three months ended March 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Defined benefit current service cost</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Defined benefit administrative expenses</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Past service cost amendment</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Service cost</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">12</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">15</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Interest on net defined benefit (asset) liability</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Defined benefit cost</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">14</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Defined contribution cost</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">24</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">23</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net benefit cost</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">38</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">42</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">As disclosed in note 1, the COVID-19 pandemic and the recent economic downturn has introduced significant uncertainty
        regarding key inputs used in establishing the carrying amounts of the Company&#8217;s net defined pension obligation for material plans. The Company remeasures its net defined benefit obligation annually and evaluates quarterly for significant changes
        which could require a remeasurement on an interim basis. For the three months ended March 31, 2020, the net defined benefit obligation for material plans was estimated to have increased by $324 due to lower than expected investment returns and $12
        due to foreign currency exchange impact, these increases were mostly offset by an estimated decrease of $305 due to slightly higher rates on the investment grade corporate bonds that are used to establish the discount rate for benefit obligations.
        The net impact of $31 was not significant, therefore, the Company did not adjust the net defined benefit obligation as at March 31, 2020. Any future changes in asset values or discount rates could have a material impact on the net defined pension
        obligation. Measurement uncertainty exists in the valuation of investments including potentially unobservable valuation inputs and the determination of discount rates. This uncertainty along with ongoing volatility in corporate bond markets could
        lead to remeasurement in the Company&#8217;s net defined benefit obligation in future interim periods.</div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">56</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="z51275e6143ec4b77b5ee98fbbbe24a53" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 54pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 12</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Commitments and Contingencies</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zf02ca61bfba546b2b3ffb01c707e882e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
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                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Legal proceedings</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The Company is regularly involved in legal actions, both as a defendant and as a plaintiff. The legal actions where the Company is a party
        ordinarily relate to its activities as a provider of insurance protection or wealth management products, reinsurance, or in its capacity as an investment adviser, employer, or taxpayer. Other life insurers and asset managers, operating in the
        jurisdictions in which the Company does business, have been subject to a wide variety of other types of actions, some of which resulted in substantial judgments or settlements against the defendants; it is possible that the Company may become
        involved in similar actions in the future. In addition, government and regulatory bodies in Canada, the United States, Asia and other jurisdictions where the Company conducts business regularly make inquiries and, from time to time, require the
        production of information or conduct examinations concerning the Company's compliance with, among other things, insurance laws, securities laws, and laws governing the activities of broker-dealers.
        <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif;"> <br>
        </div>
        <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif;">In June 2018, a class action was initiated against John Hancock Life Insurance Company (U.S.A.) (&#8220;JHUSA&#8221;) and John Hancock Life Insurance Company of New
          York (&#8220;JHNY&#8221;) in the U.S. District Court for the Southern District of New York on behalf of owners of approximately 1,500 Performance Universal Life policies issued between 2003 and 2009 whose policies were subject to a Cost of Insurance (&#8220;COI&#8221;)
          increase announced in 2018. In October 2018, a second and almost identical class action was initiated against JHUSA and JHNY in the U.S. District Court for the Southern District of New York. The two cases were determined to be related, and they
          were consolidated and assigned to the same judge. Discovery has commenced in these cases. No hearings on substantive matters have been scheduled. It is too early to assess the range of potential outcomes for these two related lawsuits. In
          addition to the consolidated class action, there are six non-class lawsuits opposing the Performance UL COI increases that also have been filed. Each of the lawsuits, except one, is brought by plaintiffs owning multiple policies and by entities
          managing them for investment purposes. Two of the non-class lawsuits are pending in New York state court; two of the lawsuits are pending in the U.S. District Court for the Southern District of New York; and the last two lawsuits are pending in
          the U.S. District Court for the Central District of California. Whether individually or on a combined basis, it remains premature, given the procedural status of these cases, as well as the relatively early development of parties&#8217; respective
          legal theories, to suggest a reliable estimate of potential outcomes.</div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z03b0dc95944d4cd7a964497dea2640d2" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(b)</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Guarantees</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="ze82685fcb46b4d98b0660fd951f09763" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(i)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Guarantees regarding Manulife Finance (Delaware), L.P. (&#8220;MFLP&#8221;)</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">MFC has guaranteed the payment of amounts on the $650 subordinated debentures due on December 15, 2041 issued by MFLP, a
        wholly-owned unconsolidated partnership<font style="font-family: Calibri,sans-serif;">.</font></div>
      <div>
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            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(ii)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Guarantees regarding The Manufacturers Life Insurance Company</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">MFC has provided a subordinated guarantee on the day of issuance for the following subordinated debentures issued by MLI:
        $750 issued on March 10, 2015; $350 issued on June 1, 2015; and $1,000 issued on November 20, 2015.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The following table sets forth certain condensed consolidated financial information for MFC and MFLP.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statements of Income Information</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">For the three months ended March 31, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">MFC</div>
              <div style="text-align: right; line-height: 10.25pt;">(Guarantor)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">MLI</div>
              <div style="text-align: right; line-height: 10.25pt;">consolidated</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Other</div>
              <div style="text-align: right; line-height: 10.25pt;">subsidiaries</div>
              <div style="text-align: right; line-height: 10.25pt;">of MFC on a</div>
              <div style="text-align: right; line-height: 10.25pt;">combined basis</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Consolidation</div>
              <div style="text-align: right; line-height: 10.25pt;">adjustments</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Total</div>
              <div style="text-align: right; line-height: 10.25pt;">consolidated</div>
              <div style="text-align: right; line-height: 10.25pt;">amounts</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">MFLP</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Total revenue</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(19</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">20,216</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(20</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">20,177</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">27</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net income (loss) attributed to shareholders</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,296</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,393</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(1,393</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,296</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">14</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">For the three months ended March 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">MFC</div>
              <div style="text-align: right; line-height: 10.25pt;">(Guarantor)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">MLI</div>
              <div style="text-align: right; line-height: 10.25pt;">consolidated</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;"> <br>
              </div>
              <div style="text-align: right; line-height: 10.25pt;">Other</div>
              <div style="text-align: right; line-height: 10.25pt;">subsidiaries</div>
              <div style="text-align: right; line-height: 10.25pt;">of MFC on a</div>
              <div style="text-align: right; line-height: 10.25pt;">combined basis</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Consolidation</div>
              <div style="text-align: right; line-height: 10.25pt;">adjustments</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Total</div>
              <div style="text-align: right; line-height: 10.25pt;">consolidated</div>
              <div style="text-align: right; line-height: 10.25pt;">amounts</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">MFLP</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Total revenue</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">23,566</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(13</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">23,549</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net income (loss) attributed to shareholders</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2,176</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2,261</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(2,261</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2,176</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
          </tr>

      </table>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">57</font></div>
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      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statements of Financial Position Information</div>
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              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">As at March 31, 2020</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">MFC</div>
              <div style="text-align: right; line-height: 10.25pt;">(Guarantor)</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">MLI</div>
              <div style="text-align: right; line-height: 10.25pt;">consolidated</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Other<br>
                subsidiaries<br>
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              <div style="text-align: right; line-height: 10.25pt;">of MFC on a</div>
              <div style="text-align: right; line-height: 10.25pt;">combined</div>
              <div style="text-align: right; line-height: 10.25pt;">basis</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Consolidation</div>
              <div style="text-align: right; line-height: 10.25pt;">adjustments</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Total</div>
              <div style="text-align: right; line-height: 10.25pt;">consolidated</div>
              <div style="text-align: right; line-height: 10.25pt;">amounts</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif'; text-align: right;">MFLP</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Invested assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">17</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">405,216</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">96</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">405,329</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Total other assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">65,087</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">115,195</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(66,437</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">113,848</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,227</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Segregated funds net assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">312,253</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">312,253</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Insurance contract liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">383,466</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">383,466</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Investment contract liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">3,385</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">3,385</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Segregated funds net liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">312,253</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">312,253</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Total other liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">9,827</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">68,637</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">85</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(2,284</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">76,265</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">984</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">
              <div style="line-height: 10.25pt;"> <br>
              </div>
              <div style="line-height: 10.25pt;">As at December 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">MFC</div>
              <div style="text-align: right; line-height: 10.25pt;">(Guarantor)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;"> <br>
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              <div style="text-align: right; line-height: 10.25pt;">MLI</div>
              <div style="text-align: right; line-height: 10.25pt;">consolidated</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;"> <br>
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              <div style="text-align: right; line-height: 10.25pt;">Other</div>
              <div style="text-align: right; line-height: 10.25pt;">subsidiaries</div>
              <div style="text-align: right; line-height: 10.25pt;">of MFC on a</div>
              <div style="text-align: right; line-height: 10.25pt;">combined</div>
              <div style="text-align: right; line-height: 10.25pt;">basis</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Consolidation<br>
                adjustments</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Total<br>
              </div>
              <div style="text-align: right; line-height: 10.25pt;">consolidated</div>
              <div style="text-align: right; line-height: 10.25pt;">amounts</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif'; text-align: right;">MFLP</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Invested assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">21</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">378,496</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">378,527</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Total other assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">57,474</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">87,774</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(57,756</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">87,495</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">1,088</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Segregated funds net assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">343,108</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">343,108</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Insurance contract liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">351,161</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">351,161</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Investment contract liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">3,104</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">3,104</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Segregated funds net liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">343,108</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">343,108</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Total other liabilities</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">8,357</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">53,998</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(704</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">61,651</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">858</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>

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      <div>
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                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(iii)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Guarantees regarding John Hancock Life Insurance Company (U.S.A.) (&#8220;JHUSA&#8221;)</div>
              </td>
            </tr>

        </table>
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      <div style="line-height: 12.55pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">Details of guarantees regarding certain securities issued or to be issued by JHUSA are outlined in note 15.</div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 6pt;">
          <div>
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                <tr>
                  <td style="width: 54pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 13</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Segment and Geographic Reporting</div>
                  </td>
                </tr>

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          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
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      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The Company&#8217;s reporting segments are Asia, Canada, U.S., Global WAM and Corporate and Other. Each reporting segment is responsible for
        managing its operating results, developing products, defining strategies for services and distribution based on the profile and needs of its business and market.&#160;The Company&#8217;s significant product and service offerings by the reporting segments are
        mentioned below.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Wealth and asset management businesses (Global WAM) </font>&#8211; include mutual funds and exchange traded
        funds, group retirement and savings products, and institutional asset management services across all major asset classes. These products and services are distributed through multiple distribution channels, including agents and brokers affiliated
        with the Company, independent securities brokerage firms and financial advisors pension plan consultants and banks.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Insurance and annuity products (Asia, Canada and U.S.)</font><font style="font-family: Calibri,sans-serif;">&#160;</font>&#8211; includes a variety of individual life insurance, individual and group long-term care insurance and guaranteed and partially guaranteed annuity products. Products are distributed through multiple distribution
        channels, including insurance agents, brokers, banks, financial planners and direct marketing. Manulife Bank of Canada offers a variety of deposit and credit products to Canadian customers.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Corporate and Other Segment </font>&#8211; comprised of investment performance on assets backing capital, net
        of amounts allocated to operating segments; costs incurred by the corporate office related to shareholder activities (not allocated to the operating segments); financing costs; Property and Casualty Reinsurance Business; and run-off reinsurance
        operations including variable annuities and accident and health.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"><br>
        <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">58</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z2737971aedc14386b8efa136d77c7628" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">By Segment</div>
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        </table>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">For the three months ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Global</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Corporate</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">March 31, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Asia</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Canada</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">U.S.</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">WAM</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">and Other</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Revenue</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Life and health insurance</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">4,675</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">2,174</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,574</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">31</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">8,454</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Annuities and pensions</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">714</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">102</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">85</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">901</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Net premium income</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">5,389</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">2,276</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,659</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">31</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">9,355</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net investment income</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(1,704</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">859</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">8,284</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">395</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">7,842</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
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              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Other revenue</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">792</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">250</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">720</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,418</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(200</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">2,980</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total revenue</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">4,477</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">3,385</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">10,663</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,426</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">226</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">20,177</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Contract benefits and expenses</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Life and health insurance</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">2,773</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,614</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">2,900</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">60</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">7,347</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Annuities and pensions</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">593</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,488</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">4,613</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">48</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">6,742</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Net benefits and claims</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">3,366</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">3,102</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">7,513</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">48</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">60</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">14,089</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Interest expense</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">65</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">170</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">13</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">120</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">369</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Other expenses</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,248</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">810</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">770</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,089</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">98</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">4,015</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total contract benefits and expenses</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">4,679</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">4,082</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">8,296</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,138</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">278</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">18,473</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Income (loss) before income taxes</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(202</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(697</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">2,367</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">288</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(52</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,704</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Income tax recovery (expense)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">73</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(134</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(515</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(38</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">17</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(597</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Net income (loss)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(129</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(831</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,852</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(35</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,107</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Less net income (loss) attributed to:</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Non-controlling interests</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(43</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(43</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Participating policyholders</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(181</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">35</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(146</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Net income (loss) attributed to shareholders</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">95</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(866</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,852</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">250</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(35</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,296</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">135,884</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">154,544</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">294,780</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">198,284</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">47,938</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">831,430</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.15pt; margin-top: 6pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
      </div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">For the three months ended</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Global</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">
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            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">March 31, 2019</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Asia</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Canada</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">U.S.</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">WAM</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">and Other</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">Revenue</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Life and health insurance</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">4,461</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,105</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1,487</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">24</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">8,077</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Annuities and pensions<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">708</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">115</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(586</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">237</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">Net premium income</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">5,169</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,220</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">901</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">24</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">8,314</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">3,254</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">4,582</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">4,588</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">23</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">226</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">12,673</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Other revenue</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">328</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">288</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">627</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1,335</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(16</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,562</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">Total revenue</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">8,751</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">7,090</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">6,116</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1,358</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">234</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">23,549</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">Contract benefits and expenses</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Life and health insurance</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">5,458</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">3,220</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">5,596</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">14,266</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Annuities and pensions</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1,029</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,219</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(704</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">37</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,581</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">Net benefits and claims</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">6,487</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">5,439</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">4,892</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">37</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">16,847</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Interest expense</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">54</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">124</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">139</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">328</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Other expenses</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1,281</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">755</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">670</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1,052</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">92</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">3,850</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">Total contract benefits and expenses</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">7,822</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">6,318</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1,091</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">223</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">21,025</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">Income (loss) before income taxes</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">929</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">772</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">545</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">267</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">11</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,524</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Income tax recovery (expense)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(117</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(78</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(104</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(34</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">44</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(289</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">Net income (loss)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">812</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">694</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">441</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">233</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">55</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,235</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Less net income (loss) attributed to:</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Non-controlling interests</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">74</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(1</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">73</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">43</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(57</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(14</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">Net income (loss) attributed to shareholders</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">695</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">751</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">441</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">233</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">56</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,176</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">Total assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">117,022</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">153,906</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">270,476</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">209,574</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">28,936</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">779,914</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div>
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            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">During the period, the Company ceded premiums to RGA and Jackson for the JHNY transactions, refer to note 5(d) for details.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 1.15pt; margin-top: 6pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">59</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
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      <div>
        <table cellspacing="0" cellpadding="0" id="zbb9027db8adb487096457989d14d96a2" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

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                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">By Geographic Location</div>
              </td>
            </tr>

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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">For the three months ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">March 31, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Asia</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Canada</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">U.S.</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Other</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Revenue</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Life and health insurance</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">4,696</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">2,093</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,574</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">91</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">8,454</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Annuities and pensions</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">714</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">102</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">85</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">901</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Net premium income</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">5,410</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">2,195</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,659</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">91</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">9,355</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net investment income</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(1,576</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,118</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">8,286</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">14</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">7,842</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Other revenue</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,037</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">609</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,334</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">2,980</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total revenue</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">4,871</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">3,922</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">11,279</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">105</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">20,177</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.45pt; margin-bottom: 10pt;"><br style="line-height: 1.45pt;">
      </div>
      <div style="line-height: 1.45pt; margin-bottom: 10pt;">
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">For the three months ended</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">March 31, 2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Asia</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Canada</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">U.S.</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Other</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Total</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Revenue</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Life and health insurance</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">4,481</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,003</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1,487</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">106</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">8,077</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Annuities and pensions</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">708</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">115</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(586</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">237</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Net premium income</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">5,189</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2,118</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">901</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">106</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">8,314</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net investment income</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">3,346</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">4,649</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">4,626</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">52</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">12,673</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Other revenue</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">526</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">659</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">1,375</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2,562</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total revenue</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">9,061</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">7,426</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">6,902</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">160</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">23,549</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>

        </table>
      </div>
      <div style="line-height: 1.45pt; margin-bottom: 10pt;"><br style="line-height: 1.45pt;">
      </div>
      <div style="line-height: 1.45pt; margin-bottom: 10pt;"><br style="line-height: 1.45pt;">
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="z73b2a4c544ad4572a926d928ba5a78b5" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 45pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 14</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Segregated Funds</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The Company manages a number of segregated funds on behalf of policyholders. Policyholders are provided with the opportunity to invest in
        different categories of segregated funds that respectively hold a range of underlying investments. The underlying investments of the segregated funds consist of both individual securities and mutual funds (collectively &#8220;net assets&#8221;). The carrying
        value and change in segregated funds net assets are as follows.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"><font style="font-size: 8pt;">&#160;</font><font style="font-weight: bold;">Segregated funds net assets</font></div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z72065b0b8cf341cdbbcd5a1c59313ff6">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">As at</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-weight: bold;">March 31,</div>
              <div style="text-align: right; line-height: 10.25pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">December 31,</div>
              <div style="text-align: right; line-height: 10.25pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Investments at market value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Cash and short-term securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">4,140</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">3,364</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Debt securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">16,335</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">16,883</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Equities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">10,364</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">12,989</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Mutual funds</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">277,780</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">304,753</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Other investments</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">4,943</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">4,785</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Accrued investment income</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">282</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1,678</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Other assets and liabilities, net</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(1,271</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(975</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total segregated funds net assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">312,573</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">343,477</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Composition of segregated funds net assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Held by policyholders</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">312,253</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">343,108</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Held by the Company</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">320</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">369</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total segregated funds net assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">312,573</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">343,477</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>

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      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">60</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Changes in segregated funds net assets</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="zcbf523156f9e42b3bee87021fcac8a78">

          <tr>
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              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">For the three months ended March 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Net policyholder cash flow</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Deposits from policyholders</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">11,215</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">10,586</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net transfers to general fund</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(536</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(249</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Payments to policyholders</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(13,033</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(11,568</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(2,354</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(1,231</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Investment related</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Interest and dividends</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,287</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">1,249</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net realized and unrealized investment gains (losses)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(47,566</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">26,681</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(46,279</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">27,930</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Other</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Management and administration fees</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(1,051</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(1,037</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Impact of changes in foreign exchange rates</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">18,780</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(4,416</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">17,729</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(5,453</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net additions (deductions)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(30,904</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">21,246</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Segregated funds net assets, beginning of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">343,477</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">313,596</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Segregated funds net assets, end of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">312,573</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">334,842</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">Segregated funds assets may be exposed to a variety of financial and other risks. These risks are primarily mitigated by
        investment guidelines that are actively monitored by professional and experienced portfolio advisors. The Company is not exposed to these risks beyond the liabilities related to the guarantees associated with certain variable life and annuity
        products. Accordingly, the Company&#8217;s exposure to loss from segregated fund products is limited to the value of these guarantees.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">These guarantees are recorded within the Company&#8217;s insurance contract liabilities. Assets supporting these guarantees are
        recognized in invested assets according to their investment type. The &#8220;Risk Management and Risk Factors Update&#8221; section of the Company&#8217;s First Quarter 2020 Management Discussion and Analysis provides information regarding the risks associated with
        variable annuity and segregated fund guarantees.</div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="z7ad49059e84d4777b6f014741de8cbbd" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 54pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 15</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Information Provided in Connection with Investments in Deferred Annuity Contracts and SignatureNotes Issued or Assumed by John Hancock Life
                      Insurance Company (U.S.A.)</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">The following condensed consolidating financial information, presented in accordance with IFRS, and the related
        disclosure have been included in these Interim Consolidated Financial Statements with respect to JHUSA in compliance with Regulation S-X and Rule 12h-5 of the United States Securities and Exchange Commission (the &#8220;Commission&#8221;). These financial
        statements are (i) incorporated by reference in the registration statements of MFC and JHUSA that relate to MFC&#8217;s guarantee of certain securities to be issued by JHUSA and (ii) are provided in reliance on an exemption from continuous disclosure
        obligations of JHUSA. For information about JHUSA, the MFC guarantees and restrictions on the ability of MFC to obtain funds from its subsidiaries by dividend or loan, refer to note 23 to the Company&#8217;s 2019 Annual Consolidated Financial Statements.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">61</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statement of Financial Position</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z192d10c20f7447839086e23d8e4f9a8a">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">As at March 31, 2020</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">MFC</div>
              <div style="text-align: right; line-height: 10.25pt;">(Guarantor)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">Assets</div>
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            <td valign="bottom" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">17</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">119,752</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">285,877</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(317</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">405,329</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Investments in unconsolidated subsidiaries</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">64,129</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">8,944</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">21,495</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">(94,568</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Reinsurance assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">64,870</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">10,927</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">(30,743</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">45,054</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Other assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">958</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">37,420</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">56,876</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">(26,460</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">68,794</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Segregated funds net assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">165,182</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">149,664</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">(2,593</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">312,253</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">Total assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">65,104</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">396,168</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">524,839</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">(154,681</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">831,430</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">Liabilities and equity</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Insurance contract liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">176,908</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">238,018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">(31,460</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">383,466</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Investment contract liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">1,177</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">2,209</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">3,385</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Other liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">1,466</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">30,752</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">58,432</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">(26,144</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">64,506</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Long-term debt</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">4,963</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">4,963</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Capital instruments</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">3,398</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">654</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">2,744</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">6,796</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Segregated funds net liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">165,182</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">149,664</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">(2,593</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">312,253</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Shareholders' equity</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">55,277</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">21,495</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">72,988</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">(94,483</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">55,277</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Participating policyholders' equity</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">(388</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">(388</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Non-controlling interests</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">1,172</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">1,172</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">65,104</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">396,168</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">524,839</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">(154,681</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">)</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">831,430</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">JHUSA</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">subsidiaries</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">Consolidation</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">adjustments</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">Consolidated</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">MFC</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; font-weight: bold;">Assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">Invested assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">21</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">107,746</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">271,100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">(340</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">378,527</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">Investments in unconsolidated subsidiaries</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">57,068</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">7,467</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">16,983</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">(81,518</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">Reinsurance assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri,sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">61,310</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">10,080</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">(29,944</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">41,446</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">Other assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">406</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">20,859</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">45,111</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">(20,327</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">46,049</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">Segregated funds net assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri,sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">181,982</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">162,845</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">(1,719</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">343,108</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; font-weight: bold;">Total assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">57,495</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">379,364</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">506,119</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">(133,848</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">809,130</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; font-weight: bold;">Liabilities and equity</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">Insurance contract liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">157,398</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">224,378</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">(30,615</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">351,161</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">Investment contract liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri,sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">1,091</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">2,014</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">3,104</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">Other liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">537</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">21,311</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">48,226</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">(20,086</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">49,988</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">Long-term debt</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">4,543</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">4,543</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">3,277</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">599</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">3,244</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">7,120</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri,sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">181,982</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">162,845</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">(1,719</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">343,108</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">Shareholders' equity</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">49,138</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">16,983</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">64,444</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">(81,427</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">49,138</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">Participating policyholders' equity</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri,sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri,sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">(243</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">(243</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">Non-controlling interests</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri,sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri,sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">1,211</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">1,211</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; font-weight: bold;">Total liabilities and equity</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">57,495</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">379,364</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">506,119</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">(133,848</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">809,130</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

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      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">62</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
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      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statement of Income</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">For the three months ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="2"><br>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">March 31, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">MFC</div>
              <div style="text-align: right; line-height: 10.25pt;">(Guarantor)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">JHUSA</div>
              <div style="text-align: right; line-height: 10.25pt;">(Issuer)</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="2">
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              <div style="text-align: right; line-height: 10.25pt;">subsidiaries</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="2">
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              <div style="text-align: right; line-height: 10.25pt;">adjustments</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Consolidated</div>
              <div style="text-align: right; line-height: 10.25pt;">MFC</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Revenue</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net premium income</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,202</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">8,153</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">9,355</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net investment income (loss)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(13</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">8,226</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(363</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">7,842</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net other revenue</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">479</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">6,812</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(4,305</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">2,980</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total revenue</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">9,907</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">14,602</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(4,313</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">20,177</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Contract benefits and expenses</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net benefits and claims</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">6,879</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">11,129</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(3,919</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">14,089</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Commissions, investment and general expenses</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">7</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">884</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">3,380</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(361</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">3,910</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Other expenses</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">104</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">61</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">342</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(33</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">474</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total contract benefits and expenses</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">111</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">7,824</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">14,851</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(4,313</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">18,473</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Income (loss) before income taxes</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(130</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">2,083</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(249</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,704</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Income tax (expense) recovery</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">35</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(384</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(248</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(597</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Income (loss) after income taxes</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(95</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,699</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(497</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,107</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Equity in net income (loss) of unconsolidated subsidiaries</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,391</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(66</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,633</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(2,958</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Net income (loss)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,296</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,633</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,136</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(2,958</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,107</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net income (loss) attributed to:</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Non-controlling interests</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(43</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(43</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Participating policyholders</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(146</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(146</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 8pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Shareholders</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,296</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,633</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,325</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(2,958</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,296</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,296</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,633</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,136</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">(2,958</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">1,107</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>

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      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statement of Income</div>
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              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">For the three months ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="2"><br>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">March 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">MFC</div>
              <div style="text-align: right; line-height: 10.25pt;">(Guarantor)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">JHUSA</div>
              <div style="text-align: right; line-height: 10.25pt;">(Issuer)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Other</div>
              <div style="text-align: right; line-height: 10.25pt;">subsidiaries</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Consolidation</div>
              <div style="text-align: right; line-height: 10.25pt;">adjustments</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;">Consolidated</div>
              <div style="text-align: right; line-height: 10.25pt;">MFC</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Revenue</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net premium income</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1,183</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">7,131</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">8,314</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net investment income (loss)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">3,406</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">9,301</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(26</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">12,673</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net other revenue</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">767</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2,825</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(1,034</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2,562</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total revenue</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">5,356</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">19,257</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(1,060</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">23,549</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Contract benefits and expenses</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net benefits and claims</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">4,413</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">13,097</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(663</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">16,847</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Commissions, investment and general expenses</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">768</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">3,353</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(377</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">3,752</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Other expenses</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">53</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">293</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">426</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Total contract benefits and expenses</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">108</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">5,234</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">16,743</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(1,060</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">21,025</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Income (loss) before income taxes</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(112</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">122</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2,514</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2,524</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Income tax (expense) recovery</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">29</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(316</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(289</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Income (loss) after income taxes</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(83</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">120</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2,198</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2,235</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Equity in net income (loss) of unconsolidated subsidiaries</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2,259</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">238</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">358</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(2,855</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Net income (loss)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,176</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">358</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,556</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(2,855</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,235</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net income (loss) attributed to:</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Non-controlling interests</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">73</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">73</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Participating policyholders</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(14</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(14</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Shareholders</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2,176</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">358</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2,497</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(2,855</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">2,176</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,176</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">358</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,556</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(2,855</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,235</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
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      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">63</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
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      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Consolidated Statement of Cash Flows</div>
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              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">For the three months ended March 31, 2020</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="text-align: right; line-height: 9.1pt;">MFC</div>
              <div style="text-align: right; line-height: 9.1pt;">(Guarantor)</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="text-align: right; line-height: 9.1pt;">JHUSA</div>
              <div style="text-align: right; line-height: 9.1pt;">(Issuer)</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt;">Other</div>
              <div style="text-align: right; line-height: 9.1pt;">subsidiaries</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt;">Consolidation</div>
              <div style="text-align: right; line-height: 9.1pt;">adjustments</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt;">Consolidated</div>
              <div style="text-align: right; line-height: 9.1pt;">MFC</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
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              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Operating activities</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net income (loss)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,296</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,633</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,136</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(2,958</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,107</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Adjustments:</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Equity in net income of unconsolidated subsidiaries</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(1,391</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">66</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(1,633</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">2,958</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Increase (decrease) in insurance contract liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(1,107</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">9,207</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">8,100</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Increase (decrease) in investment contract liabilities</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">12</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">34</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">46</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -4.8pt; margin-left: 12.8pt; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(Increase) decrease in reinsurance assets excluding coinsurance transactions</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,960</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(1,843</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">117</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Amortization of (premium) discount on invested assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">17</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">28</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Other amortization</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">39</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">134</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">174</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net realized and unrealized (gains) losses and impairment on assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(7,189</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">2,891</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(4,304</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Deferred income tax expense (recovery)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(36</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">144</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">343</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">451</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Stock option expense</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Cash provided by (used in) operating activities before undernoted items</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(136</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(4,432</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">10,290</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">5,722</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Dividends from unconsolidated subsidiary</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">90</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">168</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(258</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Changes in policy related and operating receivables and payables</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(31</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">8,122</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(9,044</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(953</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Cash provided by (used in) operating activities</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(167</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">3,780</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,414</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(258</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">4,769</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Investing activities</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(255, 255, 255); vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Purchases and mortgage advances</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(8,748</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(18,236</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(26,984</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Disposals and repayments</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">8,348</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">20,277</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">28,625</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Changes in investment broker net receivables and payables</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(351</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">662</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">311</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Notes receivable from parent</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(1,076</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,076</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Notes receivable from subsidiaries</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Cash provided by (used in) investing activities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(751</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,627</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,176</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,952</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Financing activities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Change in repurchase agreements and securities sold but not yet purchased</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(163</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(163</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Redemption of capital instruments</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(500</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(500</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Secured borrowings</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">709</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">131</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">840</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Changes in deposits from Bank clients, net</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(288</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(288</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Lease payments</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(32</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(34</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Shareholders' dividends paid in cash</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(583</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(583</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Dividends paid to parent</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(168</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(90</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">258</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Contributions from (distributions to) non-controlling interests, net</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">4</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">4</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(253</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(253</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Common shares issued, net</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">19</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">19</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Notes payable to parent</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Notes payable to subsidiaries</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,076</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(1,076</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Cash provided by (used in) financing activities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">259</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">539</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(838</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(918</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(958</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Cash and short-term securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Increase (decrease) during the period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">3,568</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">2,203</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">5,763</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Effect of foreign exchange rate changes on cash and short-term securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">281</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">808</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,092</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Balance, beginning of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">22</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">2,564</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">16,962</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">19,548</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Balance, end of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">17</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">6,413</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">19,973</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">26,403</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Cash and short-term securities</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Beginning of period</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Gross cash and short-term securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">22</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">3,058</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">17,220</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">20,300</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net payments in transit, included in other liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(494</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(258</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(752</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Net cash and short-term securities, beginning of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">22</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">2,564</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">16,962</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">19,548</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">End of period</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Gross cash and short-term securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">17</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">6,856</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">20,214</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">27,087</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net payments in transit, included in other liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(443</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(241</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(684</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Net cash and short-term securities, end of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">17</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">6,413</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">19,973</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">26,403</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Supplemental disclosures on cash flow information:</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Interest received</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">25</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,010</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1,741</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(91</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">142</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">11</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">232</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">(91</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">294</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">1</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">215</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">-</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">216</font></div>
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      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
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      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
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      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">64</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
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      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">Consolidated Statement of Cash Flows</div>
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              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">For the three months ended March 31, 2019</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="text-align: right; line-height: 9.1pt;">(Guarantor)</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="text-align: right; line-height: 9.1pt;">JHUSA</div>
              <div style="text-align: right; line-height: 9.1pt;">(Issuer)</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="text-align: right; line-height: 9.1pt;">Other</div>
              <div style="text-align: right; line-height: 9.1pt;">subsidiaries</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt;">Consolidation</div>
              <div style="text-align: right; line-height: 9.1pt;">adjustments</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt;">Consolidated</div>
              <div style="text-align: right; line-height: 9.1pt;">MFC</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Operating activities</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net income (loss)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,176</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">358</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,556</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(2,855</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,235</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Adjustments:</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Equity in net income of unconsolidated subsidiaries</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(2,259</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(238</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(358</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,855</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Increase (decrease) in insurance contract liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">3,147</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">8,260</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">11,407</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Increase (decrease) in investment contract liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">13</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">30</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">43</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -4.8pt; margin-left: 12.8pt; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">(Increase) decrease in reinsurance assets excluding coinsurance transactions</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(357</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">771</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">414</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Amortization of (premium) discount on invested assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">7</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">23</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">30</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Other amortization</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">29</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">125</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">155</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(2,226</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(7,084</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(9,311</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Deferred income tax expense (recovery)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(30</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">163</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">132</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Stock option expense</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Cash provided by (used in) operating activities before undernoted items</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(113</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">731</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">4,490</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">5,108</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Dividends from unconsolidated subsidiary</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Changes in policy related and operating receivables and payables</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(84</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(1,568</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">455</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(1,197</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Cash provided by (used in) operating activities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(197</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(836</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">4,945</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">3,911</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Investing activities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Purchases and mortgage advances</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(5,416</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(14,109</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(19,525</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Disposals and repayments</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">5,860</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">10,065</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">15,925</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Changes in investment broker net receivables and payables</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">132</div>
            </td>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">130</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net cash flows from acquisition and disposal of subsidiaries and businesses</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">253</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">253</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Return of capital from unconsolidated subsidiaries</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">67</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(67</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Notes receivable from parent</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(815</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">815</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Notes receivable from subsidiaries</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(81</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">81</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Cash provided by (used in) investing activities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(81</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">509</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(4,474</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">829</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(3,217</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Financing activities</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Change in repurchase agreements and securities sold but not yet purchased</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">203</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">203</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Redemption of capital instruments</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Changes in deposits from Bank clients, net</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">308</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">308</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Lease payments</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(25</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(27</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Shareholders' dividends paid in cash</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(339</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(339</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Dividends paid to parent</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(1</div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Common shares repurchased</div>
            </td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(206</div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(206</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Common shares issued, net</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">14</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">14</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Return of capital to parent</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(67</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">67</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Notes payable to parent</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">81</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(81</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Notes payable to subsidiaries</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">815</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(815</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Cash provided by (used in) financing activities</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">284</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(828</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(547</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Cash and short-term securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Increase (decrease) during the period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(329</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">470</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">147</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Effect of foreign exchange rate changes on cash and short-term securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(54</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(152</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(206</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Balance, beginning of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">21</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,317</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">13,044</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">15,382</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Balance, end of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">27</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">15,323</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Beginning of period</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Gross cash and short-term securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">21</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,783</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">13,411</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">16,215</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net payments in transit, included in other liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(466</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(367</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(833</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Net cash and short-term securities, beginning of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">21</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,317</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">13,044</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Gross cash and short-term securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">27</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,345</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">13,725</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">16,097</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Net payments in transit, included in other liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(411</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(363</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(774</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Net cash and short-term securities, end of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">27</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1,934</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">13,362</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">15,323</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-weight: bold; font-family: 'Arial Narrow','sans-serif';">Supplemental disclosures on cash flow information:</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Interest received</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">28</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1,100</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">1,724</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(91</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">2,761</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Interest paid</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">143</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">17</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">190</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(91</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">259</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';">Income taxes paid (refund)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">303</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">302</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">65</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 12pt;">
          <div>
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                <tr>
                  <td style="width: 45pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 16</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Comparatives</div>
                  </td>
                </tr>

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        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
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      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;">Certain comparative amounts have been reclassified to conform to the current period&#8217;s presentation.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt;"> <br>
      </div>
    </div>
  </div>
  <div> <br>
  </div>
  <div> <br>
  </div>
  <div> <br>
  </div>
  <div> <br>
  </div>
  <div> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
    <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">66</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div>
    <div>
      <div>
        <div style="line-height: 13.7pt;">
          <div style="line-height: 12.55pt; font-family: 'Arial Narrow',sans-serif; margin-bottom: 6pt; font-size: 11pt;">
            <div style="line-height: 12.55pt; margin-bottom: 6pt; font-size: 16pt; font-weight: bold;"><font style="background-color: rgb(182, 182, 182); font-variant: normal; font-style: normal; font-family: 'Arial Narrow','sans-serif'; font-weight: bold;">SHAREHOLDER INFORMATION</font></div>
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          <div style="text-indent: 0pt;">
            <div style="text-indent: 0pt; display: block;">
              <div>
                <table cellspacing="0" cellpadding="0" style="width: 100%; font-family: times new roman; font-size: 10pt;">

                    <tr>
                      <td valign="top" rowspan="2" style="border-width: 2px; border-style: solid; border-color: black; width: 35.63%;">
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;<font style="font-family: 'Arial Narrow','sans-serif'; font-weight: bold;">MANULIFE FINANCIAL CORPORATION<br>
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                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;HEAD OFFICE</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;200 Bloor Street East</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Toronto, ON Canada M4W 1E5</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Telephone: 416 926-3000</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Online: <font style="display: inline; text-decoration: underline;">www.manulife.com</font></div>
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0.6pt;">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;INVESTOR RELATIONS</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;Financial analysts, portfolio managers and</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;other investors requiring financial information </div>
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                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;or access our Web site at <font style="text-decoration: underline;">www.manulife.com</font></div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;E-mail: <font style="font-variant: normal; font-style: normal; font-weight: normal;"><u>InvestRel@manulife.com</u></font></div>
                        <div style="text-indent: 0pt; display: block;">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;SHAREHOLDER SERVICES</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;For information or assistance regarding </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;your share account, including dividends, </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;changes of address or ownership, lost </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;certificates, to eliminate duplicate mailings </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;or to receive shareholder material </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;"><font style="display: inline; font-weight: bold;">&#160;electronically</font>, please contact our Transfer </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;Agents in Canada, the United States, Hong </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;Kong or the Philippines. If you live outside one </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;of these countries, please contact our Canadian </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;Transfer Agent.</div>
                        <div style="text-indent: 0pt; display: block;">&#160;</div>
                      </td>
                      <td valign="top" rowspan="2" style="border-bottom: 2px solid black; width: 33.96%; border-top: 2px solid black; border-right: 2px solid black;">
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;TRANSFER AGENTS</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;Canada</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;AST Trust Company (Canada)</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;P.O. Box 700, Station B </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Montreal, QC Canada H3B 3K3</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Toll Free: 1 800 783-9495</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Collect: 416 682-3864</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;E-mail: <font style="text-decoration: underline;">inquiries@astfinancial.com</font></div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Online: <font style="text-decoration: underline;">www.astfinancial.com/ca-en</font></div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 6.6pt;">&#160;AST Trust Company (Canada)&#160;offices are also&#160;&#160; </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 6.6pt;">&#160;located&#160;in Toronto<font style="display: inline;">,</font> Vancouver and Calgary.</div>
                        <div style="text-indent: 0pt; display: block;">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;United States</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;American Stock Transfer &amp; Trust Company, LLC</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;P.O. Box 199036</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Brooklyn, NY</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;United States&#160; 11219</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Toll Free: 1 800 249-7702</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Collect: 416 682-3864<br>
                        </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;E-mail: <font style="font-variant: normal; font-style: normal; font-weight: normal;"><u>manulifeinquiries@astfinancial.com</u></font></div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Online: <font style="text-decoration: underline;">www.astfinancial.com</font></div>
                        <div style="text-indent: 0pt; display: block;">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;Hong Kong&#160;</div>
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">
                          <div style="line-height: 13.7pt; font-family: 'Arial Narrow','sans-serif';">&#160;Tricor Investor Services&#160;Limited</div>
                          <div style="line-height: 13.7pt; font-family: 'Arial Narrow','sans-serif';">&#160;Level 54, Hopewell Centre</div>
                          <div style="line-height: 13.7pt; font-family: 'Arial Narrow','sans-serif';">&#160;183 Queen's Road East</div>
                          <div style="line-height: 13.7pt; font-family: 'Arial Narrow','sans-serif';">&#160;Wan Chai,&#160;Hong Kong</div>
                          <div style="line-height: 13.7pt; font-family: 'Arial Narrow','sans-serif';">&#160;Telephone: 852 2980-1333<br>
                            &#160;Email: <font style="font-variant: normal; font-style: normal; font-weight: normal;"><u>is-enquiries@hk.tricorglobal.com</u></font></div>
                        </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Online:&#160;<font style="font-variant: normal; font-style: normal; font-weight: normal;"><u>www.tricorglobal.com/services/</u></font><font style="font-variant: normal; font-style: normal; font-weight: normal;"><u>investor</u></font><font style="font-variant: normal; font-style: normal; font-weight: normal;"><u>-services</u></font></div>
                        <div style="text-indent: 0pt; display: block;">&#160;</div>
                      </td>
                      <td valign="top" style="border-bottom: 2px solid rgb(0, 0, 0); width: 28%; border-top: 2px solid black; border-right: 2px solid black;">
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;Philippines</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Rizal Commercial Banking Corporation</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Ground Floor, West Wing</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;GPL (Grepalife) Building</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;221 Senator Gil Puyat Avenue</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;"><font style="display: inline;">&#160;Makati City,&#160;Metro Manila, </font><font style="display: inline;">Philippines</font></div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Telephone: 632 5318-8567</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;E-mail: <font style="text-decoration: underline;">rcbcstocktransfer@rcbc.com</font></div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Online: <font style="text-decoration: underline;">www.rcbc.com</font></div>
                        <div style="text-indent: 0pt; display: block;">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;AUDITORS</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Ernst &amp; Young LLP</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Chartered Professional Accountants</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Licensed Public Accountants</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Toronto, Canada</div>
                        <div style="text-indent: 0pt; display: block;">&#160;</div>
                      </td>
                    </tr>
                    <tr>
                      <td valign="top" style="border-bottom: 2px solid black; width: 28%; border-right: 2px solid black;">
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;"><font style="display: inline;">&#160;The following Manulife documents&#160;</font><font style="display: inline;">are</font></div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;"><font style="display: inline;">&#160;available</font> online at <font style="display: inline; text-decoration: underline;">www.manulife.com</font></div>
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
                        <div style="text-indent: 0pt; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Annual Report
                            and Proxy Circular</font></div>
                        <div style="text-indent: 0pt; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Notice of
                            Annual Meeting</font></div>
                        <div style="text-indent: 0pt; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Shareholders
                            Reports</font></div>
                        <div style="text-indent: 0pt; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Public
                            Accountability Statement</font></div>
                        <div style="text-indent: 0pt; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Corporate
                            Governance material</font></div>
                        <div style="text-indent: 0pt; display: block;">&#160;</div>
                      </td>
                    </tr>

                </table>
              </div>
              <div style="text-indent: 0pt; display: block;">&#160;</div>
            </div>
            <div style="text-indent: 0pt; display: block;"> <br>
            </div>
            <div style="text-indent: 0pt; display: block;">
              <div style="text-indent: 0pt; display: block;">
                <div>
                  <table cellspacing="0" cellpadding="0" border="0" style="width: 100%; font-family: times new roman; font-size: 10pt;">

                      <tr>
                        <td valign="top" bgcolor="lightgrey" rowspan="6" style="border-bottom: 2px solid rgb(0, 0, 0); width: 43.85%; border-top: 2px solid rgb(0, 0, 0);">
                          <div style="background-color: lightgrey; text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 148.3pt; text-decoration: underline;">RATING</div>
                          <div style="background-color: lightgrey; text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 8.1pt;">Financial strength is a key factor in generating new business,
                            maintaining and expanding distribution relations and providing a base for expansion, acquisitions and growth. As at March 31, 2020, Manulife had total capital of C$63.2 billion, including&#160;C$55.2 billion of total shareholders&#8217;
                            equity. The Manufacturers Life Insurance Company&#8217;s financial strength and claims paying ability&#160;ratings are among the strongest in the insurance industry.</div>
                        </td>
                        <td bgcolor="lightgrey" colspan="4" style="font-family: 'Arial Narrow','sans-serif'; padding-left: 3px; padding-right: 3px; border-top: 2px solid rgb(0, 0, 0); padding-bottom: 2px; vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</td>
                      </tr>
                      <tr bgcolor="#ffff00" style="height: 32px;">
                        <td bgcolor="lightgrey" style="width: 2%; font-family: 'Arial Narrow','sans-serif'; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">
                          <div>&#160;</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 20.32%; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt; text-decoration: underline;">Rating Agency</div>
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">S&amp;P Global Ratings</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt; text-decoration: underline;">Rating</div>
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">AA-</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt; text-decoration: underline;">Rank</div>
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">(4<font style="display: inline; vertical-align: text-top;">th</font> of 21 ratings)</div>
                        </td>
                      </tr>
                      <tr bgcolor="#ffff00" style="height: 18px;">
                        <td bgcolor="lightgrey" style="width: 2%; font-family: 'Arial Narrow','sans-serif'; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 20.32%; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">Moody&#8217;s Investors Services Inc.<br>
                          </div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">A1</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">(5<font style="display: inline; vertical-align: text-top;">th</font> of 21 ratings)</div>
                        </td>
                      </tr>
                      <tr bgcolor="#ffff00">
                        <td bgcolor="lightgrey" style="width: 2%; font-family: 'Arial Narrow','sans-serif'; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 20.32%; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">Fitch Ratings Inc.</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">AA-</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">(4<font style="display: inline; vertical-align: text-top;">th</font> of 21 ratings)</div>
                        </td>
                      </tr>
                      <tr bgcolor="#ffff00">
                        <td bgcolor="lightgrey" style="width: 2%; font-family: 'Arial Narrow','sans-serif'; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 20.32%; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">DBRS Limited</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">AA (low)</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">(4<font style="display: inline; vertical-align: text-top;">th</font>&#160;of 22&#160;ratings)</div>
                        </td>
                      </tr>
                      <tr bgcolor="#ffff00">
                        <td bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 2%; font-family: 'Arial Narrow','sans-serif'; padding-left: 3px; padding-right: 3px; vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                        <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 20.32%; padding-left: 3px; padding-right: 3px;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">A.M. Best Company</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">A+ (Superior)</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">(2<font style="display: inline; vertical-align: text-top;">nd</font> of 13 ratings)</div>
                        </td>
                      </tr>

                  </table>
                </div>
                <div style="text-indent: 0pt; display: block; clear: both;">&#160;</div>
                <div> &#160; </div>
              </div>
              <div style="text-indent: 0pt; display: block;">
                <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">
                  <table cellspacing="0" cellpadding="0" border="0" style="width: 100%; font-family: times new roman; font-size: 10pt;">

                      <tr>
                        <td valign="top" bgcolor="lightgrey" rowspan="6" style="border-bottom: 2px solid rgb(0, 0, 0); width: 43.1%; border-top: 2px solid rgb(0, 0, 0);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 19.45pt; text-decoration: underline;">COMMON STOCK TRADING DATA</div>
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 8.1pt;">The following values are the high, low and close prices, including the average daily trading volume
                            for Manulife Financial Corporation&#8217;s common stock on the Canadian exchanges, the U.S. exchanges, The Stock Exchange of Hong Kong and the Philippine Stock Exchange for the first quarter. The common stock symbol is <font style="display: inline; font-weight: bold;">MFC</font> on all exchanges except Hong Kong where it is <font style="display: inline; font-weight: bold;">945</font><font style="display: inline;">.</font></div>
                        </td>
                        <td valign="bottom" bgcolor="lightgrey" colspan="6" style="border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;&#160;&#160;&#160;<font style="font-family: 'Arial Narrow','sans-serif';"> <font style="display: inline;">As at March 31, 2020, there were 1,940 million common
                                shares outstanding.</font></font> <br>
                          </div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"><font style="display: inline;"> <br>
                            </font></div>
                        </td>
                      </tr>
                      <tr style="height: 56px;">
                        <td valign="bottom" bgcolor="lightgrey" style="padding-bottom: 2px; width: 2%; font-family: 'Arial Narrow','sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                        <td valign="bottom" bgcolor="lightgrey" style="border-bottom: 2px solid black; width: 14%;">
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: -5.4pt;">
                            <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: -5.4pt;">January 1&#160;&#8211;&#160;</div>
                            <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: -5.4pt;">March 31,<br>
                              2020<br>
                            </div>
                          </div>
                        </td>
                        <td valign="bottom" bgcolor="lightgrey" style="border-bottom: 2px solid black; width: 9%;">
                          <div style="font-family: 'Arial Narrow','sans-serif'; font-weight: bold; text-align: center;">Canada<br>
                          </div>
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt; text-align: center;"><font style="display: inline;">Canadian </font><font style="display: inline;">$</font></div>
                        </td>
                        <td valign="bottom" bgcolor="lightgrey" style="border-bottom: 2px solid black; width: 10%;">
                          <div style="display: block; font-family: 'Arial Narrow','sans-serif'; font-weight: bold; text-align: center;">U.S. </div>
                          <div style="display: block; font-family: 'Arial Narrow','sans-serif'; text-align: center;"><font style="display: inline;">United States </font><font style="display: inline;">$</font></div>
                        </td>
                        <td valign="bottom" bgcolor="lightgrey" style="border-bottom: 2px solid black; width: 9%;">
                          <div style="display: block; font-family: 'Arial Narrow','sans-serif'; font-weight: bold; text-align: center;">Hong Kong</div>
                          <div style="display: block; font-family: 'Arial Narrow','sans-serif'; text-align: center;"><font style="display: inline;">Hong Kong </font><font style="display: inline;">$</font></div>
                        </td>
                        <td valign="bottom" bgcolor="lightgrey" style="border-bottom: 2px solid black; width: 9%;">
                          <div style="font-family: 'Arial Narrow','sans-serif'; font-weight: bold; text-align: center;">Philippines</div>
                          <div style="display: block; font-family: 'Arial Narrow','sans-serif'; text-align: center;">Philippine </div>
                          <div style="display: block; font-family: 'Arial Narrow','sans-serif'; text-align: center;">Pesos&#160; </div>
                        </td>
                      </tr>
                      <tr style="height: 19px;">
                        <td valign="middle" bgcolor="lightgrey" style="width: 2%; font-family: 'Arial Narrow','sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 14%;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">High</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 9%;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">$27.79</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 10%;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 18pt; margin-right: 0pt; text-align: center;">$21.23</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 9%;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">$164.80</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 9%;">
                          <div style="display: block; font-family: 'Arial Narrow','sans-serif'; text-align: center;">P 880<br>
                          </div>
                        </td>
                      </tr>
                      <tr style="height: 18px;">
                        <td valign="middle" bgcolor="lightgrey" style="width: 2%; font-family: 'Arial Narrow','sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 14%;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">Low</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 9%;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">$12.58</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 10%;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 18pt; margin-right: 0pt; text-align: center;">$8.62</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 9%;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">$103.60</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 9%;">
                          <div style="display: block; font-family: 'Arial Narrow','sans-serif'; text-align: center;">P 600<br>
                          </div>
                        </td>
                      </tr>
                      <tr>
                        <td valign="middle" bgcolor="lightgrey" style="width: 2%; font-family: 'Arial Narrow','sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 14%;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">Close</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 9%;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">$17.67</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 10%;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 18pt; margin-right: 0pt; text-align: center;">$12.54</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="text-indent: 0pt; width: 9%; margin-left: 0pt; margin-right: 0pt;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt; text-align: center;">&#160;&#160;&#160; $107.40</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 9%;">
                          <div style="display: block; font-family: 'Arial Narrow','sans-serif'; text-align: center;">P 718<br>
                          </div>
                        </td>
                      </tr>
                      <tr>
                        <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 2%; font-family: 'Arial Narrow','sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                        <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 14%;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">Average</div>
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">Daily Volume</div>
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">(000)</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 9%;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">13,856<br>
                          </div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 10%;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 18pt; margin-right: 0pt; text-align: center;">3,050<br>
                          </div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 9%;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">43<br>
                          </div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 9%;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt; text-align: center;">&#160; 0.10<br>
                          </div>
                        </td>
                      </tr>

                  </table>
                </div>
              </div>
            </div>
          </div>
        </div>
        <div>&#160;</div>
        <div> <br>
        </div>
        <div> <br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
          <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation &#8211; First Quarter 2020</div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">67</font></div>
          <div style="page-break-after: always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
      </div>
      <div> <br>
      </div>
      <div>
        <div>&#160; <br>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" style="width: 100%; font-family: times new roman; font-size: 10pt;">

              <tr bgcolor="#c0c0c0">
                <td valign="top" style="border-bottom: 2px solid black; width: 84%;">
                  <div style="text-indent: -18pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 18pt; font-size: 11pt; font-weight: bold; margin-right: 0pt;">Consent to receive documents electronically</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
        <div>
          <table cellspacing="0" cellpadding="0" style="width: 100%; font-family: times new roman; font-size: 10pt;">

              <tr style="height: 237px;">
                <td valign="top" style="width: 43%;">
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 0pt;">Electronic documents available from Manulife </div>
                  <font style="font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"> </font>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;">&#160;</div>
                  <font style="font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"> </font>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.1pt;">Manulife is pleased to offer Electronic Documents. Access the</div>
                  <font style="font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"> </font>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.1pt;">information when you want, no more waiting for the mail.</div>
                  <font style="font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"> </font>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;">&#160;</div>
                  <font style="font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"> </font>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 0pt;">The Manulife documents available electronically are:</div>
                  <font style="font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"> </font>
                  <div style="text-indent: 18pt; font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Annual Report and
                      Proxy Circular</font></div>
                  <font style="font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"> </font>
                  <div style="text-indent: 18pt; font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Notice of Annual
                      Meeting</font></div>
                  <font style="font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"> </font>
                  <div style="text-indent: 18pt; font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Shareholder Reports</font></div>
                  <font style="font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"> </font>
                  <div style="text-indent: 18pt; font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Public
                      Accountability Statement</font></div>
                  <font style="font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"> </font>
                  <div style="text-indent: 18pt; font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Corporate Governance
                      material</font></div>
                  <div style="text-indent: 0pt; display: block;">&#160;</div>
                </td>
                <td valign="top" style="width: 41%;">
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.1pt;">These documents will be available to you on our Web site at <font style="display: inline; text-decoration: underline;">www.manulife.com</font> at the same time as they are mailed to other shareholders. Documents relating to the annual meeting, including annual reports will be available on the Web site at least until the
                    next version is available.</div>
                  <font style="font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"> </font>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;">&#160;</div>
                  <font style="font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"> </font>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.1pt;">We will notify you when documents will be available on the Web site and confirm the
                    instructions for accessing the documents at the same time. In the event that the documents are not available on our Web site, paper copies will be mailed to you.</div>
                  <font style="font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"> </font>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;">&#160;</div>
                  <font style="font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"> </font>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.1pt;">This information is also available for viewing or download under quarterly reports from the
                    Investor Relations section of our Web site at <font style="display: inline; text-decoration: underline;">www.manulife.com</font></div>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.1pt;"><font style="display: inline; text-decoration: underline;"> <br>
                    </font></div>
                </td>
              </tr>

          </table>
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        <div style="text-indent: 0pt; display: block;"><br>
        </div>
        <div style="text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; margin-right: 0pt;">.</div>
        <div style="font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"><font style="display: inline; font-weight: bold;">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</font><font style="display: inline; font-weight: bold;">&#8230;</font><font style="display: inline; font-weight: bold;">.</font><font style="display: inline; font-weight: bold;">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.&#8230;&#8230;&#8230;</font>Detach here <font style="display: inline; font-weight: bold;">..</font><font style="display: inline; font-weight: bold;">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</font><font style="display: inline; font-weight: bold;">..</font><font style="display: inline; font-weight: bold;">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</font></div>
        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif';"><br>
        </div>
        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif';"><br>
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        <div>
          <table cellspacing="0" cellpadding="0" style="width: 100%; font-family: times new roman; font-size: 10pt;">

              <tr>
                <td valign="top" style="width: 43%;">
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">To receive documents electronically when they are available through </div>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">Manulife&#8217;s electronic delivery service, complete this form and </div>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">return it as indicated.</div>
                  <div style="text-indent: 0pt; display: block;">&#160;</div>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">I have read and understand the statement on the reverse and consent to </div>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">receive electronically the Manulife documents listed in the </div>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">manner described. I acknowledge that I have the computer requirements </div>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">to access the documents that are made available on Manulife&#8217;s </div>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">Web site. I understand that I am not required to consent to electronic </div>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">delivery and that I may revoke my consent at any time.</div>
                  <div style="text-indent: 0pt; display: block;">&#160;</div>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">Please note: We will contact you by phone only if there is a problem with </div>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">your email address.</div>
                  <div style="text-indent: 0pt; display: block;">&#160;</div>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">The information provided is confidential and will not be used for any </div>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">purpose other than that described.</div>
                  <div style="text-indent: 0pt; display: block;">&#160;</div>
                </td>
                <td valign="top" style="width: 41%;">
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">Please Print:</div>
                  <div style="text-indent: 0pt; display: block;">&#160;</div>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">_________________________________________________________</div>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">Shareholder Name</div>
                  <div style="text-indent: 0pt; display: block;">&#160;</div>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">_________________________________________________________</div>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">Contact Phone Number</div>
                  <div style="text-indent: 0pt; display: block;">&#160;</div>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">_________________________________________________________</div>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">Shareholder email Address</div>
                  <div style="text-indent: 0pt; display: block;">&#160;</div>
                  <div style="text-indent: 0pt; display: block;">&#160;</div>
                  <div style="text-indent: 0pt; display: block;">&#160;</div>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">_________________________________________________________</div>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">Shareholder Signature</div>
                  <div style="text-indent: 0pt; display: block;">&#160;</div>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">_________________________________________________________</div>
                  <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">Date</div>
                  <div style="text-indent: 0pt; display: block;">&#160;</div>
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    <div style="line-height: 11.8pt; margin-bottom: 10pt; font-family: 'Times New Roman',Times,serif;">Manulife Financial Corporation &#8211; First Quarter 2020</div>
  </div>
  <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">68</font></div>
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<FILENAME>exhibit99-2.htm
<DESCRIPTION>EXHIBIT99-2-CEO-CERT
<TEXT>
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    <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Form 52-109F2</div>
    <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Certification of Interim Filings</div>
    <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Full Certificate</div>
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    <div style="line-height: 11.4pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif;">I, Roy Gori, President and Chief Executive Officer of Manulife Financial Corporation, certify the following:</div>
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        <table cellspacing="0" cellpadding="0" id="zce09d173280048edac83dfe5ff2ac004" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">1.</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Review</font>:&#160; I have reviewed the interim financial report and interim
                  MD&amp;A (together, the &#8220;interim filings&#8221;) of Manulife&#160;Financial Corporation<font style="font-style: italic;">&#160;</font>(the &#8220;issuer&#8221;) for the interim period ended March 31, 2020.</div>
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        <table cellspacing="0" cellpadding="0" id="ze4fe63708e0c4d0d9db37a227b10bfb2" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">2.</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">No misrepresentations</font>:&#160; Based on my knowledge, having exercised
                  reasonable diligence, the interim filings do not contain any untrue statement of a material fact or omit to state a material fact required to be stated or that is necessary to make a statement not misleading in light of the circumstances
                  under which it was made, with respect to the period covered by the interim filings.</div>
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        <table cellspacing="0" cellpadding="0" id="z954e076f3c134d1cb635b95b33e7429e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">3.</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Fair presentation</font>:&#160; Based on my knowledge, having exercised reasonable
                  diligence, the interim financial report together with the other financial information included in the interim filings fairly present in all material respects the financial condition, financial performance and cash flows of the issuer, as
                  of the date of and for the periods presented in the interim filings.</div>
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        <table cellspacing="0" cellpadding="0" id="ze405264173eb486b8b209e9341b62c67" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">4.</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Responsibility</font>:&#160; The issuer&#8217;s other certifying officer(s) and I are
                  responsible for establishing and maintaining disclosure controls and procedures (DC&amp;P) and internal control over financial reporting (ICFR), as those terms are defined in National Instrument 52-109 <font style="font-style: italic;">Certification of Disclosure in Issuer&#8217;s Annual and Interim Filings, </font>for the issuer.</div>
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        <table cellspacing="0" cellpadding="0" id="zd75c4486b8af414385fd10f82867e4f1" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">5.</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Design</font>:&#160; Subject to the limitations, if any, described in paragraphs
                  5.2 and 5.3, the issuer&#8217;s other certifying officer(s) and I have, as at the end of the period covered by the interim filings</div>
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        <table cellspacing="0" cellpadding="0" id="z0cbb564e19bb4b05819e4c2ab347ccfa" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">(a)</td>
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                <div style="font-family: 'Arial Narrow', sans-serif;">designed DC&amp;P, or caused it to be designed under our supervision, to provide reasonable assurance that</div>
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        <table cellspacing="0" cellpadding="0" id="za7a04a7884e64f1b92c06c92933381c5" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: 13.5pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">(i)</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;">material information relating to the issuer is made known to us by others, particularly during the period in which the interim filings are being prepared; and</div>
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        <table cellspacing="0" cellpadding="0" id="zc649e08a55244c7ea38de2a9a1e116af" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: 13.5pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">(ii)</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;">information required to be disclosed by the issuer in its annual filings, interim filings or other reports filed or submitted by it under securities legislation is
                  recorded, processed, summarized and reported within the time periods specified in securities legislation; and</div>
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        <table cellspacing="0" cellpadding="0" id="zc7fb85a76ca04a0abd97e929919b7151" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">(b)</td>
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                <div style="font-family: 'Arial Narrow', sans-serif;">designed ICFR, or caused it to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of
                  financial statements for external purposes in accordance with the issuer&#8217;s GAAP.</div>
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              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">5.1</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Control framework</font>:&#160; The control framework the issuer&#8217;s other
                  certifying officer(s) and I used to design the issuer&#8217;s ICFR is Internal Control &#8211; Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission.</div>
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              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">5.2</td>
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                <div style="font-family: 'Arial Narrow', sans-serif;">N/A</div>
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              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">5.3</td>
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                <div style="font-family: 'Arial Narrow', sans-serif;">N/A</div>
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              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">6.</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Reporting changes in ICFR</font>:&#160; The issuer has disclosed in its interim
                  MD&amp;A any change in the issuer&#8217;s ICFR that occurred during the period beginning on January 1, 2020 and ended on March 31, 2020 that has materially affected, or is reasonably likely to materially affect, the issuer&#8217;s ICFR.</div>
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    <div style="text-align: justify; line-height: 11.4pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif;">Date:&#160;&#160; May 6, 2020</div>
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    <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-style: italic;"><u>/s/ Roy Gori</u></font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 180pt">&#160;</font></div>
    <div style="text-align: justify; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">Roy Gori</div>
    <div style="text-align: justify; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">President and Chief Executive Officer</div>
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<DOCUMENT>
<TYPE>EX-99.2
<SEQUENCE>4
<FILENAME>exhibit99-3.htm
<DESCRIPTION>EXHIBIT99-3-CFO-CERT
<TEXT>
<html>
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    <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Form 52-109F2</div>
    <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Certification of Interim Filings</div>
    <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Full Certificate</div>
    <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
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    <div style="line-height: 11.4pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif;">I, Philip J. Witherington, Chief Financial Officer of Manulife Financial Corporation, certify the following:</div>
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              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">1.</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Review</font>:&#160; I have reviewed the interim financial report and interim
                  MD&amp;A (together, the &#8220;interim filings&#8221;) of Manulife&#160;Financial Corporation<font style="font-style: italic;">&#160;</font>(the &#8220;issuer&#8221;) for the interim period ended March 31, 2020.</div>
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              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">2.</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">No misrepresentations</font>:&#160; Based on my knowledge, having exercised
                  reasonable diligence, the interim filings do not contain any untrue statement of a material fact or omit to state a material fact required to be stated or that is necessary to make a statement not misleading in light of the circumstances
                  under which it was made, with respect to the period covered by the interim filings.</div>
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        <table cellspacing="0" cellpadding="0" id="ze64b6bcf255343678a43203732d59187" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">3.</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Fair presentation</font>:&#160; Based on my knowledge, having exercised reasonable
                  diligence, the interim financial report together with the other financial information included in the interim filings fairly present in all material respects the financial condition, financial performance and cash flows of the issuer, as
                  of the date of and for the periods presented in the interim filings.</div>
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      </div>
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      <div>
        <table cellspacing="0" cellpadding="0" id="z1417940ff83b455eb067074c7dbfe738" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">4.</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Responsibility</font>:&#160; The issuer&#8217;s other certifying officer(s) and I are
                  responsible for establishing and maintaining disclosure controls and procedures (DC&amp;P) and internal control over financial reporting (ICFR), as those terms are defined in National Instrument 52-109 <font style="font-style: italic;">Certification of Disclosure in Issuer&#8217;s Annual and Interim Filings, </font>for the issuer.</div>
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        <table cellspacing="0" cellpadding="0" id="z9b0b75b9cae240b19cb1cd5d4eb65507" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">5.</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Design</font>:&#160; Subject to the limitations, if any, described in paragraphs
                  5.2 and 5.3, the issuer&#8217;s other certifying officer(s) and I have, as at the end of the period covered by the interim filings</div>
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              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">(a)</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;">designed DC&amp;P, or caused it to be designed under our supervision, to provide reasonable assurance that</div>
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      </div>
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" id="z505ec25d77de4764ad1e1f9058dc94cc" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: 13.5pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">(i)</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;">material information relating to the issuer is made known to us by others, particularly during the period in which the interim filings are being prepared; and</div>
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      </div>
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" id="z08488bfc6dcc4cc783f31f7b5f15c313" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: 13.5pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">(ii)</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;">information required to be disclosed by the issuer in its annual filings, interim filings or other reports filed or submitted by it under securities legislation is
                  recorded, processed, summarized and reported within the time periods specified in securities legislation; and</div>
              </td>
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        </table>
      </div>
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" id="zb396a15325be4b90a41899307c5e0dd8" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">(b)</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;">designed ICFR, or caused it to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of
                  financial statements for external purposes in accordance with the issuer&#8217;s GAAP.</div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" id="z0d8c51711f934125a6d18627176d41e5" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">5.1</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Control framework</font>:&#160; The control framework the issuer&#8217;s other
                  certifying officer(s) and I used to design the issuer&#8217;s ICFR is Internal Control &#8211; Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission.</div>
              </td>
            </tr>

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      <div>
        <table cellspacing="0" cellpadding="0" id="z8563653f025f45e09eacccebd95b6981" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">5.2</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;">N/A</div>
              </td>
            </tr>

        </table>
      </div>
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    <div style="line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" id="z13fce9f18494423399f40ea60f0466ce" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">5.3</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;">N/A</div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" id="z4b224b9680dc40cfb980e660efb76b80" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">6.</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Reporting changes in ICFR</font>:&#160; The issuer has disclosed in its interim
                  MD&amp;A any change in the issuer&#8217;s ICFR that occurred during the period beginning on January 1, 2020 and ended on March 31, 2020 that has materially affected, or is reasonably likely to materially affect, the issuer&#8217;s ICFR.</div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="text-align: justify; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">Date:&#160; May 6, 2020</div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-style: italic;"><u>/s/ Philip J. Witherington</u></font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 180pt">&#160;</font></div>
    <div style="text-align: justify; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">Philip J. Witherington</div>
    <div style="text-align: justify; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">Chief Financial Officer</div>
  </div>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
